1. Why Do Some Cars Cost More
to Insure than Others?
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2. Why Do Some Cars Cost More to Insure than Others?
There are a variety of Factors that influence
how much you’ll pay for Auto Insurance:
 Driving Record
 Age
 Gender
 Marital Status
 Commute
 Where Your Car is Garaged
 And… your Vehicle’s Make & Model!
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3. Why Do Some Cars Cost More to Insure than Others?
Why does the type of vehicle you
drive have an impact on your
insurance premium?
The type of car you drive is associated with a certain amount of
risk. In the eyes of an insurance carrier, increased risk means
increased potential of payout.
Your premium is determined as a means to cover potential claims.
Thus, if your vehicle is historically associated with more
accidents and costly repairs, you should expect that to be
reflected in a higher premium.
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4. Why Do Some Cars Cost More to Insure than Others?
Sports Cars may have a Disadvantage:
Statistics Play A Role:
 Smaller Cars tend to be associated with more serious
injuries than larger vehicles, as they statistically tend to
get into more accidents. They also have a harder time
absorbing the energy of a crash, and oftentimes result in
more serious damage.
 Smaller, High-End Sports Cars are also more costly to
repair than a standard, family-size vehicle. Insurers take
this into account when determining premium.
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5. Why Do Some Cars Cost More to Insure than Others?
MINIVANS may have an Advantage:
Statistics Play A Role:
 Minivans tend to have good safety records, and don’t
promote fast or dangerous driving.
 Not to mention, the “minivan market” is largely family-
oriented, and many of the drivers are the do-it-all Soccer
Moms!
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6. Why Do Some Cars Cost More to Insure than Others?
How Can You Avoid Paying TOO Much?
 Regardless of the vehicle you drive, there
are MANY insurance discounts available.
 The only way to GET the maximum
DISCOUNT is to know about ALL of them!
And, the only way to know about ALL of
them is to speak with an industry expert!
 Your car insurance agent is the key to
maximum savings!
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7. Get your FREE Quote Now:
We are pleased to offer you a
FREE Indication of Cost and Coverage on
Georgia Auto Insurance!
Or Call 678.822.0145
to speak with your insurance problem solver directly!
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