6. RP: Small-Large ATM network
(Only one ATM switch required )
TIGHT CH/ATM ratio: 3,256
◦ 8 Medium: Up to 2,000 ATMs
◦ 16 Small: 50 to 400 ATMs
◦ 44 Micro ATM Networks:1 - 49
ATMs
7. IS A COST CHANNEL: NO ROI
Monthly COSTS:
ATM Depreciation PhP14,000
ATM Maintenance PhP 5,000
Cash Management ???
TOTAL >PhP19,000
Revenue: PhP8 per
ACQUIRED withdrawal
8. IS A COST CHANNEL: NO ROI
Revenue, PhP8 per ACQUIRED withdrawal
2,375 withdrawals required or, 79 per day
ADD:
ATM Switch, Data Center, Consortium Membership,
24/7 Operations & Staff, Back-Up, Software, HSM,
Power, Communications, Settlement, Risk, Cost of Cash,
etc.
9. IS A COST CHANNEL: NO ROI
PhP45
(per successful withdrawal)
◦ Your Customers? MOST EXPENSIVE
ACTIVITY
◦ Other Bank Customers? PhP 8.00
15. “We are very excited with our investment in ENCASH, a
young and very promising company. We strongly
believe that ENCASH, by placing ATMs in remote areas,
improves access to financial services in the rural
community.”
- Sara Vermier
“We are excited about the opportunity to help ENCASH
scale its business and broaden its reach in providing
access to finance for rural and underserved Filipinos.”
- Anand Chandani
16.
17. 4th Floor, Citibank Center, Citibank Plaza
Paseo de Roxas, Makati City, 1226
Telephone Nos. (632) 892 5092 to 95
Fax No. (632) 892 5091
Email Address: www.encash-ph.com
Notes de l'éditeur
There you have it ladies and Gentlemen. Let us start with the Bank of Florida board for granting approval for the bank to join in the ENCASH Banking Software development project. Thank you very much.
There you have it ladies and Gentlemen. Let us start with the Bank of Florida board for granting approval for the bank to join in the ENCASH Banking Software development project. Thank you very much.