care of elderly- provision and programmes in India

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PROVISION &
PROGRAMME
FOR ELDERLY
REVATHY.A

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National Policy On Older Persons (NPOP)
• The National Policy on older Persons was
announced by the Central Government of
India in the year, 1999 to reaffirm the
commitment to ensure the well-being of the
older persons.

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• The primary objectives of this policy are to:
ensure the well-being of the elderly so that
they do not become marginalized,
unprotected or ignored on any count.
 encourage families to take care of their older
family members by adopting mechanisms for
improving inter generational ties so as to
make the elderly a part and parcel of families.

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 encourage individuals to make adequate
provision for their own as well as their spouse’s
old age.
provide protection on various grounds like
financial security, health care, shelter and
welfare, including protection against abuse and
exploitation.
enable and support voluntary and non-
governmental organizations to supplement the
care provided by the family and recognising the
need for expansion of social and community
services with universal accessibility.

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provide care and protection to the vulnerable
elderly people by ensuring for the elderly an
equitable share in the benefits of
development.
provide adequate healthcare facility to the
elderly.
 promote research and training facilities to
train care givers and organizers of services for
the elderly.
 create awareness regarding elderly persons
to help them lead productive and independent
life.

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•National Council for Older Persons
(NCOP)
A National Council for Older Persons (NCOP)
was constituted in 1999 under the
chairpersonship of the Ministry of Social
Justice and Empowerment to operationalize
the National Policy on Older Persons.
The NCOP is the highest body to advise the
Government in the formulation and
implementation of policy and programmes for
the elderly.

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•National Old Age Pension (NOAP)
Scheme
The Ministry is now implementing the Indira Gandhi
National Old Age Pension Scheme (IGNOAPS).
Under this scheme Central assistance in form of
Pension is given to persons, above 65 years @
Rs. 200/- per month, belonging to a below poverty
line family.
The number of beneficiaries receiving central
assistance, in the form of pension, was 171 lakh
as on 31st March, 2011.

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•National Programme for Health Care of
Elderly (NPHCE)
Dealing with provisional for medical care of
senior citizen.
The vision of the NPHCE is:
o To provide accessible, affordable and high
quality long-terms comprehensive and
dedicated care services to an Ageing
population.
o Creating a new “architecture” for Ageing.
o To build a frame-work to create an enabling
environment for “a society for all ages”.

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o To promote the concept of Active and Healthy
Ageing.
o Convergence with National Rural Health
Mission, AYUSH and other line departments
like Ministry of Social Justice and
Empowerment.

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•National Policy on Senior Citizens 2011
The policy seeks to reach out in particular to the
bulk of senior citizens living in rural areas who
are dependent on family bonds and
intergenerational understanding and support

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SCHEMES OF OTHER MINISTRIES:
(i) Ministry of Railways
• The Ministry of Railways provided the following
facilities to senior citizens (elderly).
• Separate ticket counters for the elderly people at
various Passenger Reservation System Centres.
• Provision of Lower Berth Quota – provide in AC
and Sleeper Classes.
• Provision of 30 percent discount in all
Mails/Express.

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• Provision of wheel chairs at stations for the
disabled elderly passengers
• Railway grant 75 percent concession to Senior
Citizens undergoing major heart/cancer operations
from starting station to Hospital station for self and
one companion.

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(ii) Ministry of Health and Family Welfare:
• Provision of separate queues for elderly people in
governmental hospitals.
• Set up of two National Institutes on Ageing at Delhi
and Chennai.
• Provision of Geriatric clinic in several government
hospitals.

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(iii) Ministry of Finance:
Some of the facilities for senior citizens provided
by the Ministry of Finance are:
• Exemption from Income Tax for senior citizens
of 60 years and above up to Rs. 2.50 lakh per
annum.
• Exemption from Income Tax for senior citizens
of 80 years and above up to Rs. 5.00 lakh per
annum.
• For an individual who pays medical insurance
premium for his/her parents or parents who are
elderly or senior citizen, deduction of Rs.
20,000 under section 80D is allowed.

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• An individual is eligible for a deduction of the
amount spent or Rs. 60,000, whichever is less
for medical treatment of a dependent elderly or
senior citizen.
(iv) Department of Pensions : has set up a
Pension Portal to enable senior citizens or
elderly to get information regarding the status
of their application, the amount of pension,
documents required etc.
• The Portal also provides for lodging of
grievances.

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(v) Insurance Regulatory Development
Authority (IRDA):
• Allowing entry into health insurance scheme till
65 years of age
• Provision of transparency in the premium
charged.
• Reasons to be recorded for denial of any
proposals on all health insurance products
catering to the needs of senior citizens.

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vi) Ministry of Civil Aviation:
Under the Ministry of Civil Aviation, the National
Carrier, Air India provides concession in air fare up
to 50 percent for male passengers aged 65 years
and above and female passengers aged 63 years
and above on production of proof of age and
nationality on the date of commencement of
journey.

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(vii) Ministry of Road Transport:
• The Ministry of Road Transport and Highways
has provided reservation of two seats for
elderly or senior citizens in front row of the
buses of the State Road Transport
Undertakings.
• Some States Governments are providing fare
concession to senior citizens in the State Road
Transport Undertaking buses
e.g. in Punjab Elderly women above 60 years
enjoy free travel, Free passes are provided to
old people who are freedom fighters to travel in
fast and express buses in Kerala.

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• Some State Governments also introducing the
Bus models according to the convenience of
the elderly.

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Medical Insurance Scheme -
• The Medical Insurance Scheme known as
Mediclaim is available to persons between the
age of 50 years and 75 years.
• The cover provides for reimbursement of
medical expenses incurred by an individual
towards hospitalisation/ domiciliary,
hospitalisation for any illness, injury or disease
contracted or sustained during the period of
insurance.