NEW MATERIAL. . . READ THIS: A discussion of how using xRM technologies favorably changes the dynamics of regulation. In today's environment the need for effective regulation is evident. This is an expanded version of an ongoing set of writings on the subject of government regulatory systems. The author is a leading expert in the development of computer-aided regulatory systems.

1. A presentation by Ralph R. Zerbonia Project Manager for Tennessee’s Computer-Aided Regulatory Systems (C.A.R.S.) for Charity Regulation Copyright 2009 Ralph R. Zerbonia & Universe Central Corporation, All Rights Reserved

11. Then Came xRM technologies

12. xRM enables low cost, high quality, C.A.R.S. for even the smallest of Agencies. See the study “ How xRM Saved Tennessee $1,400,000. and 18 months” for a definitive comparison of how xRM can be used to build low cost, high quality computer-aided regulatory systems.

18. Ralph Zerbonia is a leader in developing regulatory systems. He has been involved in developing online applications for government and citizens since 1993. You may access his professional resume at http://www.linkedin.com/in/ralphzerbonia A Microsoft Registered Partner And Microsoft Public Sector Partner For More Information: Ralph R. Zerbonia In the United States – (330)720-4525 [email_address] http://www.universecentral.com