Ce diaporama a bien été signalé.
Nous utilisons votre profil LinkedIn et vos données d’activité pour vous proposer des publicités personnalisées et pertinentes. Vous pouvez changer vos préférences de publicités à tout moment.

Fintech Overview and Growth Drivers

316 vues

Publié le

Fintech Overview and Growth Drivers

Publié dans : Business
  • Login to see the comments

Fintech Overview and Growth Drivers

  1. 1. FINTECH INDUSTRY Trends and Opportunities Ratnakar Pandey | Aug 2019 Linkedin Quora Blog
  2. 2. How big is FinTech? * Source- CBINSIGHTS • FinTech companies leverage technology and innovation to drive improvement in financial services. Globally there are thousands of FinTech companies and the count continues to grow throughout the world. * Source- CBINSIGHTS
  3. 3. What does FinTech Cover? * Source- CBINSIGHTS
  4. 4. WHAT IS DRIVING FINTECH GROWTH? FinTech Players • First Principle Thinking • Focus on customer experience • Technology and AI driven innovation • Newer data sources • Financial inclusion • Faster execution • Collaboration and not competition Consumer • Need banking and not banks • Adoption of technology and smart phones • Growing aspirations and needs • Willingness to share data Government • Focus on digitization and cashless economy • Favorable regulatory environment • Open banking • Credit bureaus and reporting • Banking made available to more people
  5. 5. Data Used by FinTech Players (as applicable in geography) ❑ Demographics ❑ Financial ❑ Transactional ❑ SMS ❑ Device and Apps ❑Geographic ❑Bureau ❑Social ❑ Channel Partners and Third Party ❑ Public Records ❑ Others
  6. 6. Which BigTech Companies have Entered or Entering FinTech Market? ❑Google ❑Apple ❑Facebook ❑Amazon ❑Microsoft ❑Baidu ❑Alibaba ❑Tencent ❑Truecaller ❑…. ❑…. ❑….
  7. 7. DIGITAL LENDING
  8. 8. Origination Growth overYears
  9. 9. Personal and Student Loans are Main Growth Drivers
  10. 10. Why Do Small Businesses Borrow?
  11. 11. Existing Lending Players Expand to Other Areas to Maintain Growth
  12. 12. KABBAGE LOANS
  13. 13. HOW IT WORKS RATE AND TERMS SMART BOX

×