There’s no one right way to combine finances after marriage. These steps will help you through the process.

1. Steps for Combining
Finances After Marriage

2. There’s no one right way to
combine finances — or not —
when you get married.

3. Here are three steps that can
help you through the process.

4. Talk It Out

5. Before you get married, be fully open about
any debt you have, and schedule regular
meetings to maintain communication.

6. Continue the money
conversation throughout
your marriage.

7. Consider a Joint Account

8. Contributing to a joint bank
account can simplify paying
for shared responsibilities like
a mortgage.

9. Each of you can
contribute equally or
based on your income.

10. Savings Debt Emergency
Set Goals Together

11. Form financial goals as a team.
For instance, you might prioritize:
• Savings
• Paying down debt
• Creating an emergency fund
Savings Debt Emergency

12. Every couple’s path to successful
money management is unique.
Tailor these tips to your situation
to start on the right track.

13. © 2015 Regions Bank
This information is general in nature and is provided for educational purposes only. Regions makes no
representations as to the accuracy, completeness, timeliness, suitability, or validity of any information presented.
Information provided should not be relied on or interpreted as accounting, financial planning, investment, legal,
or tax advice. Regions encourages you to consult a professional for advice applicable to your specific situation.
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