Management financial services types importance features

1. Management
financial services
BY- RISHAV CHANDEL
MBA 2ND YEAR
BADDI UNIVERSITY

2. Financial services
Financial services may be define as services offered by financial and banking
institutions like loan, insurances etc.
Financial services are concerned with the design and delivery of financial
instrument and advisory services to individual and businesses and area of banking
and related instrument.

3. Features of financial services
 Financial services are intangible
 Customer oriented
 Perishable in nature and can not be stored
 Dyanmic in nature’
 They aid in distribution of risk
 They are proactive in nature and help to visualize the expectation of the
market

4. Types of financial services
 Capital market services
 Money market services
 Retail service
 Whole sale service

5. Importance of financial services
 Promoting investment
 Promoting saving
 Minimizing the risk
 Maximizing the return
 Economic growth
 Economic development

6. Cont…
 Benefits to govt.
 Expands activities of financial institution
 Capital market
 Promotion of domestic and forign trade
 Balance regional development

7. Financial services
 Factoring.
 Leasing.
 Forfaiting.
 Hire Purchase Finance.
 Credit card.
 Merchant Banking.
 Book Building.
 Asset Liability Management.
 Housing Finance.
 Portfolio Finance.
 Underwriting.
 Credit Rating.
 Interest & Credit Swap.
 Mutual Fund.

8. Types of financial services
 Banking
 Insurance
 Stock market
 Treasury or debt instrument
 Wealth management
 Mutual fund