This document provides an overview of microfinance presented at the 2013 Rotary International Convention. It defines microfinance as providing financial services to low-income individuals who traditionally lack access to banking. This includes small loans, savings, insurance, and training. It discusses the origins of microfinance in things like pawn shops and loan funds. A key example is the Grameen Bank in Bangladesh, which pioneered microcredit loans. The document also outlines Rotary's involvement in microfinance through groups like RAGM and district committees.