Buy Travel Insurance Policies Online. Understand the importance of Travel Insurance. Learn about the different types of Travel Insurance Policies available & their features.
4. Travel Insurance Plans/ Policies intend to cover
travelers from unforeseen emergencies during
their travel. Various hazards covered include :
•Medical emergency (accident or sickness)
•Emergency evacuation
•Lost or damaged baggage
• Lost or misplaced documents
•Flight Delay
•Return of a minor
•Trip cancellation
•Trip interruption
•Visitor health insurance
•Accidental death, injury or disablement benefit
5. International Travel Insurance
Family Travel Insurance
Domestic Travel Insurance
Senior Travel Insurance
Types of Travel Insurance
Policies provided by major
General Insurance
companies.
Student Travel Insurance
Schengen Travel Insurance
6. Hassle free International Travel
During an international trip, there are
many hazards that could grip a
traveler. There are chances of him
falling ill, requiring emergency medical
help, losing his luggage or passport &
many more. A International/ overseas
travel insurance policy covers him
against all unforeseen emergencies.
Coverage of Medical Expenses: The policy takes care of your medical
expenses due to accident and sickness while traveling so that you can
concentrate on better things like enjoying the holiday.
Checked Baggage Loss: Compensation for the loss of checked in baggage.
Baggage delay: Compensation for reasonable expenses incurred for
purchase of emergency personal effects due to delay in arrival of checked
in baggage, whilst overseas.
Loss of Passport: Compensation for expenses incurred in obtaining a
duplicate or new passport.
Personal Liability: Compensation for damages to be paid to a third party,
resulting from death, bodily injury or damage to property; caused
involuntarily by the insured.
Hijacking: In an unfortunate event of your common carrier in which you
are traveling; being hijacked, this product will pay a distress allowance to
you.
In-hospital Indemnity: Daily benefit for every day you are hospitalized..
Trip Delay: Reimbursement of additional expenses occurred due to trip
delay (only if the trip has been delayed for more than 12 hours).
Automatic-extension of the policy: The Policy allows you to extend your
policy upto a period of 7 days from the policy expiry date.
Personal Accident: Travel Guard gives you worldwide coverage against
Accidental Death and Dismemberment while you're abroad anywhere in
the world.
Sickness Dental Relief: The policy pays for immediate Dental Treatment
occurring due to sudden acute pain during the course of an overseas
Insured Journey. Dental benefits will be provided for Medically Necessary
filling of the tooth or surgical treatment, services, or supplies.
7. Primary features covered by a Domestic Travel
Insurance Policy :
• Accidental Death and Dismemberment Benefit
Holiday More & worry less
A Domestic Travel Insurance Policy
covers you against all hazards that
could occurs while you travel or
holiday in your own country.
•Emergency Accident Medical Expenses Reimbursement.
• Missed Departure - The actual cost of ticket will be
reimbursed.
• Accommodation charges due to trip delay
• Loss of Tickets - Original Ticket charges are reimbursed.
• 24 x 7 Assistance: Our assistance team will be available
round the clock for any assistance or referral services.
•Repatriation
• Personal Liability
8. • Study Interruption: Provides reimbursement of un used tuition fees if Insured
suffers any of the following condition and is not able to continue his/her studies
for the remaining part of a school semester for which Tuition has been paid, if –
1. Insured is hospitalized for more than one consecutive month for covered.
2. Injury / sickness or in case of terminal illness or
3. in case medical repatriation or death of immediate family member.
•Accident & Sickness Medical Expenses: Provides coverage for medical expenses
incurred towards the treatment due to accidental injuries / sickness, up to a
specified maximum limit.
• Personal Accident: Worldwide coverage against Accidental Death and
Dismemberment while you're abroad anywhere in the world.
Study Safe & do well
A Student Travel Insurance
policy covers students against
unexpected hurdles, while
they purse their education
abroad.
• Maternity Benefits for Termination of Pregnancy: Medical expenses related to
termination of pregnancy are covered subject to maximum limits provided in the
schedule of benefits, subject to a waiting period of ten months, from the effective
date of policy.
• Cancer Screening and Mammography: Medical expenses related to cancer
screening and Mammography examination on recommendation from a physician
are covered subject to the maximum limits provided as per the schedule of
benefits.
9. Senior Citizens Travel Insurance Policy are
Specially designed for senior citizens in the
age group 61-70 years. Important features
of this policy include:
• Sickness & Accident Medical expenses
Retire in Comfort.…Travel in Peace
Senior Citizen Travel Insurance
Policies from Major General
Insurance Companies offers
features specially designed for
Citizens above the age of 60, in
addition to normal policy features.
• Emergency Medical Evacuation
• Repatriation of remains
• Hijack Benefit
• Loss of Passport
• Baggage Delay
• Baggage Loss
• Financial Emergency Assistance
• Accidental Death & Permanent Total Disablement
• Accidental Death (Common Carrier)
• Personal Liability
10. Family Travel Insurance are designed for
single as well as multi trips. They Cover:
• Medical Expenses, Evacuation and Repatriation
Enjoy your vacations with your loved ones
Family Travel Insurance, covers
you & your family against all kinds
of inconvenience, while you &
your loved ones holidays in peace.
• Emergency dental pain relief included
• Loss of Baggage (Checked)
• Delay of Baggage
• Personal Accident
• Loss of Passport
• Personal Liability
• Financial Emergency Assistance
• Emergency Cash Advance
11. The Schengen countries are based in Europe &
has a lot of visitors for business & tourism. Due
to mutual agreements, they don’t use
immigration laws. Hence Special Insurance,
termed Schengen Travel Insurance is provided
while you travel there:
Stay Insured While you travel to Schengen Countries
The Schengen Area is the area comprising 26
European countries that have abolished
passport and immigration controls at their
common borders, also referred to as internal
borders. It functions as a single country for
international travel purposes, with a common
visa policy.
• In most cases it covers other European countries other
than the Schengen Countries
• Coverage and claim settlement in Euro.
•Coverage of both medical and non medical expenses
with facilities like cashless hospitalization, cover for loss
of passport, loss of checked-in baggage, compassionate
visit.
• Coverage of pre-existing ailments and maternity – in
case of life threatening situations.
• Assistance in case of death
12. Major General Insurance Companies these days provide Travel Insurance
Online. Fill in your trip requirements, calculate your premium & buy the Travel
Insurance Policy Online.