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1. Jeevan Tarun
(Plan No. 834)

2. Special Features
• Designed to meet the educational and other needs
of growing children
• Flexible plan: Depending on requirement, the
proposer can choose any of the four options for
Survival Benefit payments from age 20 to 24 years
• Maturity Benefit payable at the age of 25 years
• Non-linked, with-profits , limited premium payment
plan
• Premium Waiver Rider is available under the Plan

3. Survival & Maturity Benefit
Option Survival Benefit from age
20 to 24
Maturity Benefit
Option 1 No Survival Benefit 100% of S.A. + Vested Bonus
+ FAB (if any)
Option 2 5% of S.A. every year for
5 years
75% of S.A. + Vested Bonus +
FAB (if any
Option 3 10% of S.A. every year for
5 years
50% of S.A. + Vested Bonus +
FAB (if any
Option 4 15% of S.A. every year for
5 years
25% of S.A. + Vested Bonus +
FAB (if any
The option needs to be chosen by proposer at the proposal stage
only.

4. Participation in Bonus
• The inforce policy shall participate in profits of
the Corporation and shall be entitled to
receive Simple Revisionary Bonuses.
• Final Additional Bonus may also be declared
under the policy.

5. Death Benefit
On death before the Date
of Commencement of Risk
On death after the Date of
Commencement of Risk
An amount equal to the
total amount of premiums
paid excluding taxes, extra
premium and rider
premium, if any, shall be
payable.
125% of Sum Assured
+
Vested Reversionary Bonuses
+
Final Additional Bonuses, if
any

6. Commencement of Risk
Age at Entry ( Last
Birthday)
Date of Commencement
of Risk
6 years or less
One day before the
completion of 2 years
from the date of
commencement of policy
7 years
One day before the next
policy anniversary
8 years or more
Risk will commence
immediately

7. Premium Waiver Benefit Rider
• If this rider is opted for, in case of death of the
proposer, the payment of the premiums falling due
after the date of death shall be waived
• Rider is available on payment of additional premium
• The rider can be opted for along with the basic plan
at the inception or at any time as an alteration
during the premium paying term provided the
outstanding premium paying term is at least 5 years

8. Policy Loan
• The proposer can raise the loan for the benefit
of the minor Life Assured.
• Loan can be availed under the plan provided
at least two full years’ premiums have been
paid in case of premium paying term is less
than 10 years and at least three full years’
premiums have been paid in case of premium
paying term is 10 years or more.

9. Eligibility Conditions: Basic Plan
Minimum age at entry 90 days completed
Maximum age at entry 12 years last birthday
Age at Maturity 25 years last birthday
Policy Term (25- Age at Entry) years
Premium Paying Term (20- Age at Entry) years
Mode available Yly, Hly, Qly, ECS, SSS
Minimum Sum Assured Rs. 75,000
Maximum Sum Assured No Limit
The S.A. shall be in multiples of Rs. 5,000 from S.A. Rs. 75,000 to Rs.
100,000 and Rs. 10,000 for S.A. above Rs. 100,000

10. Eligibility Conditions: PWB
Minimum age at entry of
Proposer
18 years completed
Maximum age at entry
of Proposer
55 years nearer
birthday
Term of PWB rider
20- Age of the child at
the time of opting the
rider
Maximum cover ceasing
age of Proposer
70 years nearer birthday

11. Rebates
Mode Rebate High Sum Assured Rebate
Yearly Mode
2% of tabular
premium
75,000 to
1,90,000
Nil
Half-yearly
Mode
1% of tabular
premium
2,00,000 to
4,90,000
Rs. 2.00 per
thousand
S.A.
Quarterly,
Monthly or
SSS
Nil
5,00,000 and
above
Rs. 3.00 per
thousand
S.A.