SlideShare une entreprise Scribd logo
1  sur  7
Agile and Scrum
Progress and challenges
Lessons from 2016
Frederik M. Fowler
PSD, PSPO I, SPS, PSM III
2016 -- Back to basics.
Definition of Scrum
Scrum (n): A framework within which people can address complex adaptive
problems, while productively and creatively delivering products of the highest
possible value.
Scrum is:
● Lightweight
● Simple to understand
● Difficult to master
Scrum Theory: Empirical Process Control
Scrum depends on :
● Transparency. Everything about the product, the process and the work must
be visible and accessible to all concerned.
● Inspection. If transparency exists, it must be be inspected regulary and
formally.
● Adaptation. If there is transparency and it is inspected regulary, lessons
should be learned and applied.
(This is the “Scientific Method” in disguise.)
Scrum teams must be cross functional, But Why?
Cross-Functionality: giving the team all of the skills needed to be able to create
the product from start to finish.
Why?
If the team cannot create the product from start to finish, they cannot accept
accountability for creating the product.
The Scrum Framework identifies accountabilities. A team can only accept
accountability if they have the resources to do the job.
Scrum teams must be self organized. But Why?
Self Organization: Allowing the team to manage itself by determining sprint scope
and deciding the manner of completing the work.
Why?
If a team is told what to do and how to do it, they cannot be held accountable for
the results.
In the Scrum Framework, the Developers are accountable for creating the product.
Therefore, they must have authority to make their own choices.
2016 -- a year of re-learning
Many companies are suffering through the pains of “ScrumFall”, because their
internal cultures do not support the basics of the Scrum Framework.
The Scrum Framework is based on hard truths about how human beings work
together, and on the fact that complex adaptive problems pose wholly
unpredictable challenges.
The Scrum Framework outlines an organized process of discovery based on the
“Scientific Method”.
It is time to embrace the Scrum Framework in full.
Thank you.
Frederik M. Fowler, PSM III
FMFA inc
1250 Oakmead Parkeay #210, Sunnyvale, Ca 94087
ffowler@fmfa.com
408-357-9878

Contenu connexe

En vedette

Diga me onde dói e eu te direi por que - michael odoul
Diga me onde dói e eu te direi por que - michael odoulDiga me onde dói e eu te direi por que - michael odoul
Diga me onde dói e eu te direi por que - michael odoul
picardi
 
บทที่ 1 กำเนิดเอกภพ
บทที่ 1 กำเนิดเอกภพบทที่ 1 กำเนิดเอกภพ
บทที่ 1 กำเนิดเอกภพ
narongsakday
 

En vedette (19)

VR空間特有のリアルを追え 〜メイキング「エニグマスフィア」
VR空間特有のリアルを追え 〜メイキング「エニグマスフィア」VR空間特有のリアルを追え 〜メイキング「エニグマスフィア」
VR空間特有のリアルを追え 〜メイキング「エニグマスフィア」
 
Gamification and startups
Gamification and startupsGamification and startups
Gamification and startups
 
Presentation_NEW.PPTX
Presentation_NEW.PPTXPresentation_NEW.PPTX
Presentation_NEW.PPTX
 
The Google File System
The Google File SystemThe Google File System
The Google File System
 
La digitalisation de la Profession comptable en 5 étapes
La digitalisation de la Profession comptable en 5 étapesLa digitalisation de la Profession comptable en 5 étapes
La digitalisation de la Profession comptable en 5 étapes
 
Presentazione SIVeLP sul Convegno Sperimentazione animale Senato
Presentazione SIVeLP sul Convegno Sperimentazione animale SenatoPresentazione SIVeLP sul Convegno Sperimentazione animale Senato
Presentazione SIVeLP sul Convegno Sperimentazione animale Senato
 
Purple View
Purple ViewPurple View
Purple View
 
Slideshare Zentrada
Slideshare ZentradaSlideshare Zentrada
Slideshare Zentrada
 
StartApp. Dall'App alla Startup #bto2011
StartApp. Dall'App alla Startup #bto2011StartApp. Dall'App alla Startup #bto2011
StartApp. Dall'App alla Startup #bto2011
 
Emotion In Design - Patrones de Interacción: El Valor de la Emoción en la Tom...
Emotion In Design - Patrones de Interacción: El Valor de la Emoción en la Tom...Emotion In Design - Patrones de Interacción: El Valor de la Emoción en la Tom...
Emotion In Design - Patrones de Interacción: El Valor de la Emoción en la Tom...
 
Understanding software licensing with IBM Power Systems PowerVM virtualization
Understanding software licensing with IBM Power Systems PowerVM virtualizationUnderstanding software licensing with IBM Power Systems PowerVM virtualization
Understanding software licensing with IBM Power Systems PowerVM virtualization
 
composerの遅さをまじめに考える #phpstudy
composerの遅さをまじめに考える #phpstudycomposerの遅さをまじめに考える #phpstudy
composerの遅さをまじめに考える #phpstudy
 
Mejor horario para publicar en redes sociales
Mejor horario para publicar en redes socialesMejor horario para publicar en redes sociales
Mejor horario para publicar en redes sociales
 
7 Points to Consider when Choosing a Botanical Oil for Macerations
7 Points to Consider when Choosing a Botanical Oil for Macerations7 Points to Consider when Choosing a Botanical Oil for Macerations
7 Points to Consider when Choosing a Botanical Oil for Macerations
 
Containers, Docker, and Microservices: the Terrific Trio
Containers, Docker, and Microservices: the Terrific TrioContainers, Docker, and Microservices: the Terrific Trio
Containers, Docker, and Microservices: the Terrific Trio
 
Diga me onde dói e eu te direi por que - michael odoul
Diga me onde dói e eu te direi por que - michael odoulDiga me onde dói e eu te direi por que - michael odoul
Diga me onde dói e eu te direi por que - michael odoul
 
研究法(Claimとは)
研究法(Claimとは)研究法(Claimとは)
研究法(Claimとは)
 
Agnus castus Homeopathic materia medica slide show presentation by Dr.Hansraj...
Agnus castus Homeopathic materia medica slide show presentation by Dr.Hansraj...Agnus castus Homeopathic materia medica slide show presentation by Dr.Hansraj...
Agnus castus Homeopathic materia medica slide show presentation by Dr.Hansraj...
 
บทที่ 1 กำเนิดเอกภพ
บทที่ 1 กำเนิดเอกภพบทที่ 1 กำเนิดเอกภพ
บทที่ 1 กำเนิดเอกภพ
 

Similaire à Agile+and+scrum+progress+and+challenges

Scrumprimer20
Scrumprimer20Scrumprimer20
Scrumprimer20
msdn70
 
Mod 6 - Agile Scrum in a nutshell.pdf
Mod 6 - Agile Scrum in a nutshell.pdfMod 6 - Agile Scrum in a nutshell.pdf
Mod 6 - Agile Scrum in a nutshell.pdf
LuongMinhHai
 
Obstacles_To_Enterprise_Agility_255033
Obstacles_To_Enterprise_Agility_255033Obstacles_To_Enterprise_Agility_255033
Obstacles_To_Enterprise_Agility_255033
John Cabasug
 

Similaire à Agile+and+scrum+progress+and+challenges (20)

Scrum process framework
Scrum process frameworkScrum process framework
Scrum process framework
 
The scrumprimer20
The scrumprimer20The scrumprimer20
The scrumprimer20
 
Scrumprimer20
Scrumprimer20Scrumprimer20
Scrumprimer20
 
Scrumprimer20
Scrumprimer20Scrumprimer20
Scrumprimer20
 
dokumen.tips_visual-scrum-guide.pdf
dokumen.tips_visual-scrum-guide.pdfdokumen.tips_visual-scrum-guide.pdf
dokumen.tips_visual-scrum-guide.pdf
 
Scrum Basics - Understanding the fundamentals behind Scrum
Scrum Basics - Understanding the fundamentals behind ScrumScrum Basics - Understanding the fundamentals behind Scrum
Scrum Basics - Understanding the fundamentals behind Scrum
 
Scrum for productivity
Scrum for productivityScrum for productivity
Scrum for productivity
 
Scrum Technology / Scrum Methodology
Scrum Technology / Scrum Methodology Scrum Technology / Scrum Methodology
Scrum Technology / Scrum Methodology
 
Mod 6 - Agile Scrum in a nutshell.pdf
Mod 6 - Agile Scrum in a nutshell.pdfMod 6 - Agile Scrum in a nutshell.pdf
Mod 6 - Agile Scrum in a nutshell.pdf
 
7 Obstacles To Enterprise Agility
7 Obstacles To Enterprise Agility7 Obstacles To Enterprise Agility
7 Obstacles To Enterprise Agility
 
hyaus Pjskilao.pptx
hyaus Pjskilao.pptxhyaus Pjskilao.pptx
hyaus Pjskilao.pptx
 
2020-Scrum-Guide-US.pdf
2020-Scrum-Guide-US.pdf2020-Scrum-Guide-US.pdf
2020-Scrum-Guide-US.pdf
 
2020 scrum-guide-us-highlighted
2020 scrum-guide-us-highlighted2020 scrum-guide-us-highlighted
2020 scrum-guide-us-highlighted
 
2020-Scrum-Guide-US.pdf
2020-Scrum-Guide-US.pdf2020-Scrum-Guide-US.pdf
2020-Scrum-Guide-US.pdf
 
Agile camp2016 agile101
Agile camp2016 agile101Agile camp2016 agile101
Agile camp2016 agile101
 
"How Scrum Motivates People" by Rudy Rahadian (XL Axiata)
"How Scrum Motivates People" by Rudy Rahadian (XL Axiata)"How Scrum Motivates People" by Rudy Rahadian (XL Axiata)
"How Scrum Motivates People" by Rudy Rahadian (XL Axiata)
 
Obstacles_To_Enterprise_Agility_255033
Obstacles_To_Enterprise_Agility_255033Obstacles_To_Enterprise_Agility_255033
Obstacles_To_Enterprise_Agility_255033
 
CSPO training & Certification
CSPO  training & Certification CSPO  training & Certification
CSPO training & Certification
 
Scrum difficulties
Scrum difficultiesScrum difficulties
Scrum difficulties
 
How to Kick Start a New Scrum Team - Agility and HR at Delft Netherlands 21 J...
How to Kick Start a New Scrum Team - Agility and HR at Delft Netherlands 21 J...How to Kick Start a New Scrum Team - Agility and HR at Delft Netherlands 21 J...
How to Kick Start a New Scrum Team - Agility and HR at Delft Netherlands 21 J...
 

Dernier

Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
amitlee9823
 
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdfreStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
Ken Fuller
 
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men 🔝Tumkur🔝 Escorts S...
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men  🔝Tumkur🔝   Escorts S...➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men  🔝Tumkur🔝   Escorts S...
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men 🔝Tumkur🔝 Escorts S...
amitlee9823
 
Gabriel_Carter_EXPOLRATIONpp.pptx........
Gabriel_Carter_EXPOLRATIONpp.pptx........Gabriel_Carter_EXPOLRATIONpp.pptx........
Gabriel_Carter_EXPOLRATIONpp.pptx........
deejay178
 
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men 🔝bhavnagar🔝 Esc...
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men  🔝bhavnagar🔝   Esc...➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men  🔝bhavnagar🔝   Esc...
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men 🔝bhavnagar🔝 Esc...
amitlee9823
 
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night StandCall Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
amitlee9823
 
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men 🔝Tirupati🔝 Escor...
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men  🔝Tirupati🔝   Escor...➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men  🔝Tirupati🔝   Escor...
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men 🔝Tirupati🔝 Escor...
amitlee9823
 
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
amitlee9823
 
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
amitlee9823
 
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service BangaloreCall Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
amitlee9823
 
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
amitlee9823
 
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
amitlee9823
 

Dernier (20)

Miletti Gabriela_Vision Plan for artist Jahzel.pdf
Miletti Gabriela_Vision Plan for artist Jahzel.pdfMiletti Gabriela_Vision Plan for artist Jahzel.pdf
Miletti Gabriela_Vision Plan for artist Jahzel.pdf
 
Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
Call Girls Btm Layout Just Call 👗 7737669865 👗 Top Class Call Girl Service Ba...
 
Rearing technique of lac insect and their management
Rearing technique of lac insect and their managementRearing technique of lac insect and their management
Rearing technique of lac insect and their management
 
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdfreStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
reStartEvents 5:9 DC metro & Beyond V-Career Fair Employer Directory.pdf
 
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men 🔝Tumkur🔝 Escorts S...
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men  🔝Tumkur🔝   Escorts S...➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men  🔝Tumkur🔝   Escorts S...
➥🔝 7737669865 🔝▻ Tumkur Call-girls in Women Seeking Men 🔝Tumkur🔝 Escorts S...
 
Gabriel_Carter_EXPOLRATIONpp.pptx........
Gabriel_Carter_EXPOLRATIONpp.pptx........Gabriel_Carter_EXPOLRATIONpp.pptx........
Gabriel_Carter_EXPOLRATIONpp.pptx........
 
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men 🔝bhavnagar🔝 Esc...
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men  🔝bhavnagar🔝   Esc...➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men  🔝bhavnagar🔝   Esc...
➥🔝 7737669865 🔝▻ bhavnagar Call-girls in Women Seeking Men 🔝bhavnagar🔝 Esc...
 
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night StandCall Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
Call Girls In Sarjapur Road ☎ 7737669865 🥵 Book Your One night Stand
 
Solution Manual for First Course in Abstract Algebra A, 8th Edition by John B...
Solution Manual for First Course in Abstract Algebra A, 8th Edition by John B...Solution Manual for First Course in Abstract Algebra A, 8th Edition by John B...
Solution Manual for First Course in Abstract Algebra A, 8th Edition by John B...
 
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men 🔝Tirupati🔝 Escor...
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men  🔝Tirupati🔝   Escor...➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men  🔝Tirupati🔝   Escor...
➥🔝 7737669865 🔝▻ Tirupati Call-girls in Women Seeking Men 🔝Tirupati🔝 Escor...
 
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
Call Girls Bommanahalli Just Call 👗 7737669865 👗 Top Class Call Girl Service ...
 
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Nandini Layout Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
 
Resumes, Cover Letters, and Applying Online
Resumes, Cover Letters, and Applying OnlineResumes, Cover Letters, and Applying Online
Resumes, Cover Letters, and Applying Online
 
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service BangaloreCall Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
Call Girls Hosur Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore
 
Dubai Call Girls Kiki O525547819 Call Girls Dubai Koko
Dubai Call Girls Kiki O525547819 Call Girls Dubai KokoDubai Call Girls Kiki O525547819 Call Girls Dubai Koko
Dubai Call Girls Kiki O525547819 Call Girls Dubai Koko
 
Pooja 9892124323, Call girls Services and Mumbai Escort Service Near Hotel Sa...
Pooja 9892124323, Call girls Services and Mumbai Escort Service Near Hotel Sa...Pooja 9892124323, Call girls Services and Mumbai Escort Service Near Hotel Sa...
Pooja 9892124323, Call girls Services and Mumbai Escort Service Near Hotel Sa...
 
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
Chikkabanavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangal...
 
Personal Brand Exploration - Fernando Negron
Personal Brand Exploration - Fernando NegronPersonal Brand Exploration - Fernando Negron
Personal Brand Exploration - Fernando Negron
 
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
Nagavara Call Girls: 🍓 7737669865 🍓 High Profile Model Escorts | Bangalore Es...
 
TEST BANK For Evidence-Based Practice for Nurses Appraisal and Application of...
TEST BANK For Evidence-Based Practice for Nurses Appraisal and Application of...TEST BANK For Evidence-Based Practice for Nurses Appraisal and Application of...
TEST BANK For Evidence-Based Practice for Nurses Appraisal and Application of...
 

Agile+and+scrum+progress+and+challenges

  • 1. Agile and Scrum Progress and challenges Lessons from 2016 Frederik M. Fowler PSD, PSPO I, SPS, PSM III
  • 2. 2016 -- Back to basics. Definition of Scrum Scrum (n): A framework within which people can address complex adaptive problems, while productively and creatively delivering products of the highest possible value. Scrum is: ● Lightweight ● Simple to understand ● Difficult to master
  • 3. Scrum Theory: Empirical Process Control Scrum depends on : ● Transparency. Everything about the product, the process and the work must be visible and accessible to all concerned. ● Inspection. If transparency exists, it must be be inspected regulary and formally. ● Adaptation. If there is transparency and it is inspected regulary, lessons should be learned and applied. (This is the “Scientific Method” in disguise.)
  • 4. Scrum teams must be cross functional, But Why? Cross-Functionality: giving the team all of the skills needed to be able to create the product from start to finish. Why? If the team cannot create the product from start to finish, they cannot accept accountability for creating the product. The Scrum Framework identifies accountabilities. A team can only accept accountability if they have the resources to do the job.
  • 5. Scrum teams must be self organized. But Why? Self Organization: Allowing the team to manage itself by determining sprint scope and deciding the manner of completing the work. Why? If a team is told what to do and how to do it, they cannot be held accountable for the results. In the Scrum Framework, the Developers are accountable for creating the product. Therefore, they must have authority to make their own choices.
  • 6. 2016 -- a year of re-learning Many companies are suffering through the pains of “ScrumFall”, because their internal cultures do not support the basics of the Scrum Framework. The Scrum Framework is based on hard truths about how human beings work together, and on the fact that complex adaptive problems pose wholly unpredictable challenges. The Scrum Framework outlines an organized process of discovery based on the “Scientific Method”. It is time to embrace the Scrum Framework in full.
  • 7. Thank you. Frederik M. Fowler, PSM III FMFA inc 1250 Oakmead Parkeay #210, Sunnyvale, Ca 94087 ffowler@fmfa.com 408-357-9878