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Payments Easy as One, Two, Done!
41% of payments in 5 days … discover the secret to
bill payment on the move!
Mike Beener - City of Tallahassee
Elizabeth Stephen- Striata
April 28, 2016
Agenda
2
Industry Trends:
Mobile Usage & Billing
3
Industry Trends – Mobile & Billing
• More email is read on Mobile than on
desktop email clients. Stats say 54% of email is now
opened on a mobile device. – Litmus “Email Analytics”
(Nov2015)
4
Industry Trends – Mobile & Billing
• 75 % of Gmail users access their accounts on
mobile devices. Gmail now has 900 million users. –
Google / TechCrunch “I/O developers conference” (May 2015)
5
Industry Trends – Mobile & Billing
• 15% or less of emails will be read on a
desktop by 2020. – Litmus “Email Marketing in 2020”
(Q1 2016)
6
Industry Trends – Mobile & Billing
• Utilities experience largest growth in mobile bill pay
7
Industry Trends – Mobile & Billing
• Utility goals for mobile billing
8
The Growth in Mobile Usage
9
2010 2015
2016
* Data collected for current Striata clients
Simplify the Mobile Experience
10
Simplify the Mobile Experience
11
Shift towards PUSH communications
- Email is the universal app
- Close the paperless gap, target
customers who are not enrolled on a
portal
Keep paperless enrollment simple
- Enrollment without logging on to a
website
Simplify the Mobile Experience
12
Design with mobile viewing in mind
- Clear call to action
- Top-down reading and layout
Mobile optimized payments
Simplify the Mobile Experience
13
No app to download or website to visit
Clearly display payment information
Eliminate excess typing and scrolling –
reduce errors in navigating with thumbs
Offer confirmation of successful/unsuccessful
payment
Demo : City of Tallahassee One
Click Payment
14
City of Tallahassee & SmartBill
15
Municipal utility providing gas, electric and water service
to over 115,000 customers
City of Tallahassee introduced the SmartBill to address
the need for customers to have a way to easily view,
and more importantly pay, their bills electronically
City of Tallahassee has reached 35% paper turn-off
with Striata/Western Union PUSH eBills with payment
The One Click Payment Experience
16
The One Click Payment Experience
17
The One Click Payment Experience
18
The One Click Payment Experience
19
City of Tallahassee Case Study
20
Improving Mobile Options
21
City of Tallahassee’s own mobile read rate surpassed
desktop and webmail
New Goals:
- Reduce time to payment
- Improve customer experience
- Create a mobile friendly payment experience
Mobile Payment Results
22
Mobile Payment Results
• 46% of payments made with the new
functionality were made within five days
of receiving the bill, compared to only 7%
of postal customers and 21% of those
electronic payments without the
functionality
23
Mobile Payment Results
24
Mobile Payment Results
25
Of electronic payments are made through
One Click Payment
Of customers who have the One Click
Payment option use it to pay their bill
Mobile Payment Results
Why is the One Click option a success?
• Good design – summary details, strategic buttons
• Quick process, no logging in required
• Using saved payment details – no typing account
numbers
• Compatible across all devices
• Convenience without sacrificing security
• Quick confirmation – eliminating errors and calls
into the call center
26
Conclusion
27
Key Takeaways
• Mobile usage is on the rise and will continue to
grow
• Improve the customer experience and adapt to
mobile
– Move toward PUSH communications
– Rethink the consent process
– Focus on mobile design and payment
• Mobile solutions such as one click increase
customer convenience and decrease time to
payment
28
29
Mike Beener
Elizabeth Stephen
Mike.Beener@talgov.com
850.891.8444
elizabeth.stephen@striata.com
646.600.5280

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Striata & City of Tallahassee: CS Week Conference: Payments Easy as One, Two, Done!

  • 1. Payments Easy as One, Two, Done! 41% of payments in 5 days … discover the secret to bill payment on the move! Mike Beener - City of Tallahassee Elizabeth Stephen- Striata April 28, 2016
  • 4. Industry Trends – Mobile & Billing • More email is read on Mobile than on desktop email clients. Stats say 54% of email is now opened on a mobile device. – Litmus “Email Analytics” (Nov2015) 4
  • 5. Industry Trends – Mobile & Billing • 75 % of Gmail users access their accounts on mobile devices. Gmail now has 900 million users. – Google / TechCrunch “I/O developers conference” (May 2015) 5
  • 6. Industry Trends – Mobile & Billing • 15% or less of emails will be read on a desktop by 2020. – Litmus “Email Marketing in 2020” (Q1 2016) 6
  • 7. Industry Trends – Mobile & Billing • Utilities experience largest growth in mobile bill pay 7
  • 8. Industry Trends – Mobile & Billing • Utility goals for mobile billing 8
  • 9. The Growth in Mobile Usage 9 2010 2015 2016 * Data collected for current Striata clients
  • 10. Simplify the Mobile Experience 10
  • 11. Simplify the Mobile Experience 11 Shift towards PUSH communications - Email is the universal app - Close the paperless gap, target customers who are not enrolled on a portal Keep paperless enrollment simple - Enrollment without logging on to a website
  • 12. Simplify the Mobile Experience 12 Design with mobile viewing in mind - Clear call to action - Top-down reading and layout Mobile optimized payments
  • 13. Simplify the Mobile Experience 13 No app to download or website to visit Clearly display payment information Eliminate excess typing and scrolling – reduce errors in navigating with thumbs Offer confirmation of successful/unsuccessful payment
  • 14. Demo : City of Tallahassee One Click Payment 14
  • 15. City of Tallahassee & SmartBill 15 Municipal utility providing gas, electric and water service to over 115,000 customers City of Tallahassee introduced the SmartBill to address the need for customers to have a way to easily view, and more importantly pay, their bills electronically City of Tallahassee has reached 35% paper turn-off with Striata/Western Union PUSH eBills with payment
  • 16. The One Click Payment Experience 16
  • 17. The One Click Payment Experience 17
  • 18. The One Click Payment Experience 18
  • 19. The One Click Payment Experience 19
  • 20. City of Tallahassee Case Study 20
  • 21. Improving Mobile Options 21 City of Tallahassee’s own mobile read rate surpassed desktop and webmail New Goals: - Reduce time to payment - Improve customer experience - Create a mobile friendly payment experience
  • 23. Mobile Payment Results • 46% of payments made with the new functionality were made within five days of receiving the bill, compared to only 7% of postal customers and 21% of those electronic payments without the functionality 23
  • 25. Mobile Payment Results 25 Of electronic payments are made through One Click Payment Of customers who have the One Click Payment option use it to pay their bill
  • 26. Mobile Payment Results Why is the One Click option a success? • Good design – summary details, strategic buttons • Quick process, no logging in required • Using saved payment details – no typing account numbers • Compatible across all devices • Convenience without sacrificing security • Quick confirmation – eliminating errors and calls into the call center 26
  • 28. Key Takeaways • Mobile usage is on the rise and will continue to grow • Improve the customer experience and adapt to mobile – Move toward PUSH communications – Rethink the consent process – Focus on mobile design and payment • Mobile solutions such as one click increase customer convenience and decrease time to payment 28

Notes de l'éditeur

  1. Have a mobile and a desktop but the 54% only on the mobile
  2. Mobile device with the gmail envelope on it and a bit 75% on it
  3. > 15% on a desktop icon
  4. We hope you’ve found a lot of value in exploring the One Click Payment Option that the City of Tallahassee has implemented to: Improve the customer experience Continue to receive faster payments from their customers Address the trend of increasing usage of mobile devices to view emails and pay bills Think about your own electronic billing offering and whether or not it caters to the mobile experience.