Key Performance Indicator (KPI) is one of the most common tools to analyze the stability, profitability, sustainity, and liquidity of any organization by using ratio analysis.

2. KPI
Key
Performance
Indicator

3. Key Performance Indicator Prime Bank Ltd.
BRAC Bank Ltd.
IFIC Bank Ltd.
SouthEast Bank Ltd.
City Bank Ltd.

4. 0
0.005
0.01
0.015
0.02
0.025
0.03
0.035
0.04
0.045
0.05
IFIC Bank Brac Bank City Bank Prime Bank Southeast Bank
Operating Efficiency Ratio: Total operating expense/total assets
2012 2013 2014 2015 2016
Efficiency and Expense
Control Ratios:

5. 0
0.01
0.02
0.03
0.04
0.05
0.06
0.07
0.08
0.09
0.1
IFIC Bank Brac Bank City Bank Prime Bank Southeast Bank
Cost Of Fund Ratio : Total interest expense/Total deposit and
non-deposit borrowing
2012 2013 2014 205 2016
Efficiency and Expense
Control Ratios:

6. 0
1
2
3
4
5
6
7
8
9
10
IFIC Bank Brac Bank City Bank Prime Bank Southeast Bank
Efficiency Ratio : Non-interest income/Net total income
2012 2013 2014 2015 2016
Efficiency and Expense
Control Ratios:

7. 0
0.5
1
1.5
2
2.5
3
IFIC Bank Brac Bank City Bank Prime Bank Southeast Bank
Overhead Efficiency Ratio : Non-interest income/Non-interest expense
2012 2013 2014 2015 2016
Efficiency and Expense
Control Ratios:

8. Efficiency and Expense
Control Ratios:
0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8
IFIC Bank Brac Bank City Bank Prime Bank Southeast Bank
Tax Ratio : Total income tax payments/Income before taxes
2012 2013 2014 2015 2016

9. 0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
1.8
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
Demand-to-time Deposit :
Total Demand Deposits / Total Time Deposits
2012 2013 2014 2015 2016
Liquidity Ratios

10. 0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
0.45
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
Demand Deposit Ratio:
Total Demand Deposit / Total Assets
2012 2013 2014 2015 2016
Liquidity Ratios

11. 0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
NON-DEPOSIT BORROWINGS RATIO :
NON-DEPOSIT BORROWINGS ÷ TOTAL ASSETS
2012 2013 2014 2015 2016
Liquidity Ratios

12. 0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
Net Loans-to-assets Ratio:
(Total Credit - Provisions Made) ÷ Total Assets
2012 2013 2014 2015 2016
Liquidity Ratios

13. 0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
Cash-to-demand Deposit Ratio :
Cash And Bank Balance Including Call Money ÷
Demand Deposits
2012 2013 2014 2015 2016
Liquidity Ratios

14. 0
0.05
0.1
0.15
0.2
0.25
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
CASH TO TOTAL ASSETS RATIO:
Cash And Bank Balances Including Call Money ÷ Total Assets
2012 2013 2014 2015 2016
Liquidity Ratios

15. 0
2
4
6
8
10
12
14
16
18
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
EQUITY MULTIPLIER RATIO:
Total Assets ÷ Total Equity
2012 2013 2014 2015 2016
Risk Ratios

16. 0
0.02
0.04
0.06
0.08
0.1
0.12
0.14
0.16
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
EQUITY RATIO:
Total Equity ÷ Total Assets
2012 2013 2014 2015 2016
Risk Ratios

17. 0
0.02
0.04
0.06
0.08
0.1
0.12
0.14
0.16
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
CAPITAL ADEQUACY RATIO:
Total Capital ÷ Risk Weighted Assets
2012 2013 2014 2015 2016
Risk Ratios

18. 0
0.005
0.01
0.015
0.02
0.025
City Bank BRAC Bank IFIC Bank Southeast Bank Prime Bank
PROVISIONS RATIO:
Loan Loss Provisions ÷ Total Assets
2012 2013 2014 2015 2016
Risk Ratios

19. 0
0.005
0.01
0.015
0.02
0.025
0.03
BRAC bank City bank IFIC Bank Prime bank Southeast
RETURN ON ASSETS:
Net Income/Total Assets
2012 2013 2014 2015 2016
Profitability Ratios

20. 0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
BRAC bank City bank IFIC Bank Prime bank Southeast bank
RETURN ON EQUITY: Net Income/ Total Equity
20122 20132 2014 2015 2016
Profitability Ratios

21. 0
0.1
0.2
0.3
0.4
0.5
0.6
BRAC BANK CITY BANK IFIC BANK PRIME BANK SOUTHEAST BANK
PROFIT MARGIN: Net Income/ Total Income
Year 2012 Year 2013 Year 2014 Year 2015 Year 2016
Profitability Ratios

22. 0
0.02
0.04
0.06
0.08
0.1
0.12
0.14
0.16
IFIC bank City bank Brack bank South east bank Prime bank
ASSET UTILIZATION:
Total Income/Total Assets
2016 2015 2014 2013 2012
Profitability Ratios

23. 0
1
2
3
4
5
6
7
IFIC bank City bank Brack bank South bank Prime bank
EARNINGS PER SHARE:
Net Income/ Number Of Equity Shares
2016 2015 2014 2013 2012
Profitability Ratios

24. 0
5
10
15
20
25
30
City Bank Brac Bank IFIC Bank Southeast Bank Prime Bank
PRICE TO EARNINGS RATIO:
Share Price/ Earnings Per Share
2012 2013 2014 2015 2016
Profitability Ratios

25. 0.00%
0.50%
1.00%
1.50%
2.00%
2.50%
3.00%
3.50%
4.00%
City Bank Brac Bank IFIC Bank Southeast Bank Prime Bank
NET OPERATING MARGIN:
(Net Operating Income-net Operating Expense)/ Total Assets
2012 2013 2014 2015 2016
Profitability Ratios

26. 0.00%
0.50%
1.00%
1.50%
2.00%
2.50%
3.00%
3.50%
4.00%
4.50%
5.00%
City Bank Brac Bank IFIC Bank Southeast Bank Prime Bank
NET INTEREST MARGIN:
(Total Interest Income- Total Interest Expense)/ Total Assets
2012 2013 2014 2015 2016
Profitability Ratios

27. Have a
Good Day