The Gardner Group

the gardner group health insurance benefits employee health care reform aca broker affordable care act jacksonville employee benefits dental group benefits neptune beach 810 3rd street insurance broker florida coverage life vision disability managing employee benefits reform health reform group care hsa healthcare reform wellness provisions employer final regulations cost sharing penalties live well work well waiting period hr gainesville solutions blowing rock newsletter fsa regulations act open enrollment delay guidance mandate 2015 hhs health insurance health care affordable exchange large employer checklist 2013 cancer gardner group 90 day waiting period benefits buzz reporting managing data experience manage flexibility cost mammograms flu season qualified medical expenses maximum contribution limit preventive services health plan small employer large group small group annual limitations premium stabilization benefit and payment final rule department of health and human services notice parameters benefit non-quantitative protections final rules individual apply faqs equity parity mental health job classifications orientation period compliance one month rehire plan years proposed limit bulletin shared responsibility provision extending transition relief one-year delay mid size employers small employers february 10 employer shared responsiblity large employers penalty walking texting and driving dna damage fields electromagnetic cognitive impairment radiofrequency heart attack live well work well cellphone danger heart carry over relaxes use it or lose it preventive care salary reduction annual limit non-excepted benefits excepted benefits spending contributions account over the counter 2500 flexible deductible exclusions maximum contribution limits pre-existing grandfathered changes sponsors annual limits legal plan documents plan effect on other provisions irs implementation requirements reporting requirements one year implementation delay shared responsibility self-funded insurers plan sponsors department of treasury future guidance legislative brief effects of the delay delayed employer mandate private exchanges navigator navigator program brokers agents state based affordable health insurance exchanges marketplace health insurance exchanges transition relief pay or play pay or play penalty fiscal year full time tax credit cost sharing reduction part time premium tax credit 2013 compliance checklist thyroid awareness cervical health national birth defects prevention national folic acid awareness glaucoma awreness observances january workplace wellness cost group plans proposed reinsurance fees proposed rules thyroid awareness month sticking to your resolutions new years resolution resolution breast health breast tissue changes clinical exams exams self-exams breast cancer consumer directed health plan cdhp hr tips satisfaction fitness healthing vegetable succotash money saving trick or treating safety fall fitness tips freezer meals bullying workplace season shots employee benfits flu flu shot summary of benefits and coverage testing stess awareness requirement w-2 value non-discrimination awareness stress 408 (b)2 rule fsa limit 401k hr news hsa contribution limits 2012 fsa balance 2011 hsa contribution employee new years resolution online benefit administrator vendor enrollment vendor online enrollment greener enrollment hr technology greener environment administration client focus evaluationof your plans service hris organize payroll information carrier assistance bills technology client determination focus creative blood pressure screening student health plans 2010consumer directed health care self funded data analytics health benefits october non-qualified expense penalty prohibition applies to all otc expenses hra mens health value of healthcare w-2 reporting childrens health womens health healthy screening immunization family history healthy living lifestyle jax suns industry updates