EGP flotation impact estimate on some Egyptian banks based on their financial statements.

1. Impact of EGP flotation on banks' financials
EGP Flotation impact on banks' financials
$ Before 8.78 $ After 17.40 $ Multiplier 1.98
After flotation
EGP FC FC Weight T. Assets Impact T.Assets EGP FC FC Weight Total Impact Total
CIB 148,151 56,573 27.6% 204,724 55,542 260,266 126,322 52,538 29.4% 178,860 51,580 230,440 3,962
FAISAL 39,840 16,102 28.8% 55,942 15,808 71,750 39,645 13,583 25.5% 53,228 13,335 66,563 2,473
ADIB 22,790 5,006 18.0% 27,796 4,915 32,711 20,792 3,718 15.2% 24,510 3,650 28,159 1,265
QNB 118,757 27,097 18.6% 145,854 26,603 172,456 126,322 26,204 17.2% 152,526 25,726 178,252 877
CA 25,706 9,772 27.5% 35,478 9,594 45,071 21,673 9,496 30.5% 31,169 9,323 40,493 270
ALEX 45,701 7,039 13.3% 52,740 6,910 59,650 37,587 6,788 15.3% 44,375 6,664 51,039 246
EGB 26,910 9,267 25.6% 36,176 9,098 45,274 24,133 9,033 27.2% 33,165 8,868 42,034 230
BARAKA 24,226 5,093 17.4% 29,319 5,000 34,319 21,267 4,933 18.8% 26,200 4,843 31,044 156
BLOM 19,204 3,512 15.5% 22,716 3,448 26,163 17,115 3,378 16.5% 20,493 3,317 23,810 131
HSBC 43,341 19,882 31.4% 63,222 19,519 82,741 36,203 19,890 35.5% 56,093 19,528 75,621 (9)
NBK 28,970 11,490 28.4% 40,460 11,280 51,740 28,946 11,514 28.5% 40,460 11,304 51,763 (24)
AUDI 28,052 5,427 16.2% 33,479 5,328 38,807 26,683 7,043 20.9% 33,725 6,914 40,640 (1,586)
Mio EGP
Source: financial statements
Net Impact
LiabilitiesAssets
Before flotation Before flotationAfter flotation
16.11 EGP Flotation impact on banks_LINKED.xlsx Summary 11/18/2018

2. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 11,145 988 143 26 133 12,434 1,290 2,556 1,266 13,700
Due from banks 22,478 14,451 3,540 377 332 41,177 18,700 37,059 18,359 59,536
Treasury bills 16,265 6,015 689 - - 22,969 6,704 13,286 6,582 29,551
Trading financial assets 3,661 - - -
Loans to banks - 82 - - - 82 82 162 80 162
Loans to customers 40,184 26,267 1,401 118 162 68,132 27,948 55,386 27,438 95,570
Financial derivatives 33 34 - - - 66 34 67 33 99
AFS Investment securities 28,063 1,817 - - - 29,880 1,817 3,601 1,784 31,664
HTM Investment securities 26,312 - - - - 26,312 - - - 26,312
Investment in associates 11 - - - - 11 - - - 11
Total financial assets 148,151 49,653 5,773 521 - 627 204,724 56,573 112,115 55,542 260,266
Financial liabilities
Due to banks 176 257 7 5 32 477 301 596 295 772
Customer deposits 125,966 45,988 5,449 510 258 178,170 52,204 103,457 51,253 229,423
Financial derivatives 33 33 - - - 66 33 65 32 98
Long term loans 148 - - - - 148 - - - 148
Total financial liabilities 126,322 46,278 5,455 515 - 290 178,860 52,538 104,118 51,580 230,440
Net balance sheet finaicial position 21,829 3,375 317 6 - 337 25,864 4,035 7,997 3,962 29,826
Before After
40,184 40,184
27,948 55,386
68,132
95,570
Before After
Loans to customersEGP
FX EQ.
148,151 148,151
56,57
3
112,115
204,724
260,266
Before After
Total financial assetsEGP
FX EQ.
16,265 16,265
6,704 13,286
22,969
29,551
Before After
Treasury billsEGP
FX EQ.
22,478 22,478
18,700
37,059
41,177
59,536
Before After
Due from banksEGP
FX EQ.
28,063 28,063
1,817 3,601
29,880 31,664
Before After
AFS Investment securitiesEGP
FX EQ.
176 176
301
596
477
772
Before After
Due to banksEGP
FX EQ.
125,966 125,966
52,204
104,118
178,170
230,084
Before After
Customer depositsEGP
FX EQ.
126,32
2
126,32
2
52,538 104,118178,860
230,440
Before After
Total financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx CIB Sep.16 11/18/2018

3. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 9,322 609 123 15 68 10,137 815 1,615 800 10,937
Due from banks 19 3,368 172 256 98 3,913 3,894 7,716 3,823 7,735
Treasury bills 34,389 2,073 - - - 36,462 2,073 4,108 2,035 38,497
Loans to customers 49,930 17,733 1,061 35 0 68,759 18,829 37,315 18,486 87,245
Financial derivatives 29 0 - - - 29 0 0 0 29
AFS Investment securities 12,482 1,363 1 - - 13,846 1,364 2,703 1,339 15,185
HTM Investment securities 11,304 - - - - 11,304 - - - 11,304
Other financial assets 1,283 118 4 0 - 1,405 122 241 119 1,524
Total financial assets 118,757 25,263 1,361 307 - 166 145,854 27,097 53,699 26,603 172,456
Financial liabilities
Due to banks 1,903 518 159 16 7 2,602 699 1,385 686 3,288
Customer deposits 101,522 20,703 2,450 291 155 125,120 23,598 46,767 23,168 148,289
Other loans 73 1,839 - - - 1,912 1,839 3,644 1,805 3,717
Other financial liabilities 1,277 66 2 0 . 1,344 67 134 66 1,411
Total financial liabilities 104,775 23,125 2,610 307 - 162 130,978 26,204 51,930 25,726 156,704
Net balance sheet finaicial position 13,982 2,138 (1,249) (0) - 4 14,875 893 1,770 877 15,752
Before After
49,930 49,930
18,829
37,31568,759
87,245
Before After
Loans to customersEGP
FX EQ.
118,757 118,757
27,097 53,699
145,854
172,456
Before After
Total financial assetsEGP
FX EQ.
34,389 34,389
2,073 4,108
36,462 38,497
Before After
Treasury billsEGP
FX EQ.
19 19
3,894
7,716
3,913
7,735
Before After
Due from banksEGP
FX EQ.
12,482 12,482
1,364 2,703
13,846
15,185
Before After
AFS Investment securitiesEGP
FX EQ.
1,903 1,903
699 1,385
2,602
3,288
Before After
Due to banksEGP
FX EQ.
101,522 101,522
23,598 51,930
125,120
153,452
Before After
Customer depositsEGP
FX EQ.
104,775 104,775
26,204 51,930
130,978
156,704
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx QNB Sep.16 11/18/2018

4. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 4,475 151 22 2 6 4,656 181 358 178 4,834
Due from banks 6,699 1,646 285 89 54 8,773 2,074 4,109 2,036 10,808
Treasury bills 10,667 94 - - - 10,761 94 186 92 10,853
Loans to customers 21,268 4,205 234 - 38 25,745 4,477 8,872 4,395 30,140
AFS Investment securities 2,559 213 1 - - 2,772 213 423 210 2,982
HTM Investment securities 33 - - - - 33 - - - 33
Total financial assets 45,701 6,308 542 91 - 98 52,740 7,039 13,949 6,910 59,650
Financial liabilities
Due to banks 198 115 2 1 - 21 337 139 275 136 473
Customer deposits 37,316 5,647 516 85 79 43,643 6,327 12,539 6,212 49,855
Other financial liabilities 73 322 - . . 395 322 638 316 711
Total financial liabilities 37,587 6,084 518 86 - 100 44,375 6,788 13,452 6,664 51,039
Net balance sheet finaicial position 8,115 224 24 5 - (2) 8,365 251 497 246 8,612
Before After
21,268 21,268
4,477 8,872
25,745
30,140
Before After
Loans to customersEGP
FX EQ.
45,701 45,701
7,039 13,949
52,740 59,650
Before After
Total financial assetsEGP
FX EQ.
10,667 10,667
94 186
10,761 10,853
Before After
Treasury billsEGP
FX EQ.
6,699 6,699
2,074 4,109
8,773
10,808
Before After
Due from banksEGP
FX EQ.
2,559 2,559
213 423
2,772 2,982
Before After
AFS Investment securitiesEGP
FX EQ.
198 198
139
275
337
473
Before After
Due to banksEGP
FX EQ.
37,316 37,316
6,327 13,452
43,643
50,768
Before After
Customer depositsEGP
FX EQ.
37,587 37,587
6,788 13,452
44,375
51,039
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx ALEX Sep.16 11/18/2018

5. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 3,706 2,174 25 15 6 5,926 2,220 4,399 2,179 8,105
Due from banks 5,085 5,718 975 807 87 12,672 7,587 15,036 7,449 20,121
Treasury bills 18,326 - - - - 18,326 - - - 18,326
Financial assets held for trading 10 - - - - 10 - - - 10
Loans and advancies to banks 557 - - - 557 557 1,104 547 1,104
Loans and advancies to customers 11,196 7,821 1,054 107 10 20,188 8,992 17,820 8,828 29,016
Derivative financial instrument 12 - 2 14 14 27 13 27
AFS Investment securities 4,107 419 - - - 4,526 419 830 411 4,937
HTM Investment securities 32 - - - - 32 - - - 32
Other financial assets 879 77 9 1 6 972 93 184 91 1,063
Total financial assets 43,341 16,778 2,063 932 - 108 63,222 19,882 39,401 19,519 82,741
Financial liabilities
Due to banks 2,642 269 86 0 1 2,998 356 705 349 3,347
Customer deposits 32,050 16,347 1,918 929 145 51,389 19,339 38,326 18,987 70,376
Financial derivatives 12 - 2 - 14 14
Other financial liabilities 1,511 97 12 29 44 1,693 182 360 178 1,871
Total financial liabilities 36,203 16,725 2,016 960 - 190 56,093 19,890 39,418 19,528 75,621
Net balance sheet finaicial position 7,138 53 48 (28) - (81) 7,129 (9) (18) (9) 7,120
Before After
11,196 11,196
8,992 17,820
20,188
29,016
Before After
Loans and advancies to
customers
EGP
FX EQ.
43,341 43,341
19,882 39,401
63,222
82,741
Before After
Total financial assetsEGP
FX EQ.
18,326 18,326
- -
18,326 18,326
Before After
Treasury billsEGP
FX EQ.
5,085 5,085
7,587
15,03612,672
20,121
Before After
Due from banksEGP
FX EQ.
4,107 4,107
419 830
4,526 4,937
Before After
AFS Investment securitiesEGP
FX EQ.
2,642 2,642
356 705
2,998
3,347
Before After
Due to banksEGP
FX EQ.
32,050 32,050
19,339 39,418
51,389
71,468
Before After
Customer depositsEGP
FX EQ.
36,203 36,203
19,890
39,418
56,093
75,621
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx HSBC Dec.15 11/18/2018

6. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 1,941 519 16 3 4 2,482 541 1,072 531 3,013
Due from banks 2,276 465 54 5 13 2,812 536 1,062 526 3,338
Treasury bills 3,692 850 186 - - 4,728 1,036 2,052 1,017 5,744
Investment with banks 474 72 24 58 628 628 1,244 616 1,244
Loans and advancies to customers 8,667 2,005 38 - - 10,710 2,043 4,049 2,006 12,716
AFS Investment securities 40 - - - 6 46 6 11 5 51
HTM Investment securities 7,610 304 - - - 7,914 304 602 298 8,212
Total financial assets 24,226 4,617 365 31 - 80 29,319 5,093 10,092 5,000 34,319
Financial liabilities
Due to banks 266 399 5 1 - 672 406 804 398 1,070
Customer deposits 20,980 3,916 350 32 75 25,353 4,373 8,666 4,293 29,646
Other financial liabilities 21 155 - - - 176 155 307 152 328
Total financial liabilities 21,267 4,470 355 33 - 75 26,200 4,933 9,777 4,843 31,044
Net balance sheet finaicial position 2,959 147 10 (2) - 5 3,119 159 315 156 3,275
Before After
8,667 8,667
2,043 4,049
10,710 12,716
Before After
Loans and advancies to
customers
EGP
FX EQ.
24,226 24,226
5,093 10,092
29,319 34,319
Before After
Total financial assetsEGP
FX EQ.
3,692 3,692
1,036 2,052
4,728
5,744
Before After
Treasury billsEGP
FX EQ.
2,276 2,276
536 1,062
2,812
3,338
Before After
Due from banksEGP
FX EQ.
40 40
6 11
46
51
Before After
AFS Investment securitiesEGP
FX EQ.
266 266
406
804
672
1,070
Before After
Due to banksEGP
FX EQ.
20,980 20,980
4,373 9,777
25,353
30,757
Before After
Customer depositsEGP
FX EQ.
21,267 21,267
4,933 9,777
26,200
31,044
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx BARAKA Dec.15 11/18/2018

7. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP CHF Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 2,512 213 86 7 3 41 2,861 350 693 343 3,205
Due from banks 2,692 3,004 426 123 27 42 6,314 3,622 7,178 3,556 9,870
Treasury bills 7,302 1,520 - - - 8,822 1,520 3,011 1,492 10,314
Debt instruments held for trading 319 - - - - 319 - - - 319
Loans to banks - 227 21 - 21 269 269 534 264 534
Loans to customers 10,022 3,079 707 26 0 161 13,994 3,973 7,873 3,900 17,895
Financial derivatives 92 5 - - - 97 5 10 5 102
AFS Investment securities 2,586 4 14 - - - 2,604 18 36 18 2,622
Other financial assets 182 13 1 0 1 0 197 15 30 15 212
Total financial assets 25,706 8,064 1,233 178 31 265 35,478 9,772 19,365 9,594 45,071
Financial liabilities
Due to banks 481 2 0 - 484 2 5 2 486
Customer deposits 20,885 7,805 1,275 177 32 193 30,367 9,482 18,791 9,309 39,677
Financial derivatives 85 7 - - 3 95 9 18 9 104
Other financial liabilities 221 3 0 0 224 3 5 3 226
Total financial liabilities 21,673 7,816 1,276 177 32 196 31,169 9,496 18,820 9,323 40,493
Net balance sheet finaicial position 4,033 248 (43) 1 (0) 69 4,308 275 546 270 4,579
AfterBefore
10,022 10,022
3,973
7,873
13,994
17,895
Before After
Loan to customersEGP
FX EQ.
25,706 25,706
9,772 19,365
35,478
45,071
Before After
Total assetsEGP
FX EQ.
7,302 7,302
1,520 3,011
8,822
10,314
Before After
Treasury BillsEGP
FX EQ.
2,692 2,692
3,622
7,178
6,314
9,870
Before After
Due from BanksEGP
FX EQ.
2,586 2,586
18 36
2,604 2,622
Before After
AFS Invest. sec.EGP
FX EQ.
481 481
2 5
484 486
Before After
Due to banksEGP
FX EQ.
20,885 20,885
9,482 18,820
30,367
39,705
Before After
Customer depositsEGP
FX EQ.
21,673 21,673
9,496 18,820
31,169
40,493
Before After
Total liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx CA Sep.16 11/18/2018

8. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 3,155 1,392 22 6 55 4,630 1,474 2,922 1,447 6,077
Due from banks 4,325 3,238 169 43 756 8,530 4,206 8,334 4,129 12,659
Treasury bills 1,231 5,085 - - - 6,316 5,085 10,078 4,993 11,309
Debt instruments held for trading 25 - - - - 25 - - - 25
Loans to customers 3,974 1,227 0 - - 5,201 1,227 2,432 1,205 6,406
AFS Investment securities 25,750 2,374 335 23 - 28,482 2,732 5,414 2,682 31,164
HTM Investment securities 15 1,315 - - - 1,330 1,315 2,606 1,291 2,620
Other financial assets 1,366 56 2 0 5 1,429 63 125 62 1,491
Total financial assets 39,840 14,686 528 72 - 815 55,942 16,102 31,910 15,808 71,750
Financial liabilities
Due to banks 6 123 0 0 5 133 128 253 125 259
Customer deposits 37,914 11,920 508 72 802 51,216 13,302 26,361 13,059 64,275
Other financial liabilities 1,725 153 0 0 0 1,878 154 304 151 2,029
Total financial liabilities 39,645 12,196 508 72 - 807 53,228 13,583 26,918 13,335 66,563
Net balance sheet finaicial position 195 2,491 20 0 - 8 2,714 2,519 4,992 2,473 5,187
Before After
3,974 3,974
1,227
2,432
5,201
6,406
Before After
Loan to customersEGP
FX EQ.
39,840 39,840
16,10
2
31,910
55,942
71,750
Before After
Total assetsEGP
FX EQ.
1,231 1,2315,085 10,078
6,316
11,309
Before After
Treasury BillsEGP
FX EQ.
4,325 4,325
4,206
8,334
8,530
12,659
Before After
Due from BanksEGP
FX EQ.
25,750 25,750
2,732 5,414
28,482 31,164
Before After
AFS Invest. sec.EGP
FX EQ.
6 6128
253
133
259
Before After
Due to banksEGP
FX EQ.
37,914 37,914
13,302 26,918
51,216
64,833
Before After
Customer depositsEGP
FX EQ.
39,645 39,645
13,583 26,918
53,228
66,563
Before After
Total liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx FAISAL Jun.16 11/18/2018

9. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 1,662 768 40 11 7 2,488 826 1,636 810 3,298
Due from banks 2,597 693 57 40 80 3,467 870 1,724 854 4,321
Treasury bills 7,520 2,961 - - - 10,481 2,961 5,868 2,907 13,388
Loans and facilities to customers 9,528 6,293 420 - - 16,241 6,713 13,303 6,591 22,831
AFS Investment securities 6,623 89 0 - - 6,712 89 176 87 6,799
HTM Investment securities 22 - - - - 22 - - - 22
Investment in subsudaries and associates 37 - - 37 -
Other financial assets 982 31 0 - - 1,013 31 62 31 1,044
Total financial assets 28,970 10,835 517 51 - 87 40,460 11,490 22,770 11,280 51,740
Financial liabilities
Due to banks 3 3,774 114 - - 3,891 3,888 7,705 3,817 7,708
Customer deposits 25,661 5,544 446 50 88 31,789 6,128 12,144 6,016 37,805
Financial derivatives 4 - - - - 4 -
Other loans 1,449 - - - 1,449 1,449
Other provisions 135 8 2 - - 144 9
Other financial liabilities 3,144 38 2 - - 3,184 40 78 39 3,222
Total financial liabilities 28,946 10,813 563 50 - 88 40,460 11,514 22,817 11,304 51,763
Net balance sheet finaicial position 24 22 (46) 1 - (2) 0 (24) (48) (24) (23)
Before After
9,528 9,528
6,713 13,303
16,241
22,831
Before After
Loans and facilities to
customers
EGP
FX EQ.
28,970 28,970
11,490 22,770
40,460
51,740
Before After
Total financial assetsEGP
FX EQ.
7,520 7,520
2,961 5,868
10,481
13,388
Before After
Treasury billsEGP
FX EQ.
2,597 2,597
870 1,724
3,467
4,321
Before After
Due from banksEGP
FX EQ.
6,623 6,623
89 176
6,712 6,799
Before After
AFS Investment securitiesEGP
FX EQ.
3 33,888
7,705
3,891
7,708
Before After
Due to banksEGP
FX EQ.
25,661 25,661
6,128 22,817
31,789
48,478
Before After
Customer depositsEGP
FX EQ.
28,946 28,946
11,514 22,817
40,460
51,763
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx NBK Jun.16 11/18/2018

10. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 1,284 808 13 4 10 2,120 835 1,656 820 2,940
Due from banks 3,038 1,068 24 33 10 4,173 1,135 2,249 1,114 5,287
Treasury bills 6,079 1,743 167 - - 7,990 1,910 3,786 1,875 9,865
Loans to customers 10,725 4,576 100 0 0 15,402 4,676 9,268 4,591 19,993
AFS Investment securities 5,770 710 - - - 6,480 710 1,407 697 7,177
HTM Investment securities 13 - - - - 13 - - - 13
Total financial assets 26,910 8,905 305 37 - 20 36,176 9,267 18,365 9,098 45,274
Financial liabilities
Due to banks 0 27 0 0 - 28 27 54 27 54
Customer deposits 24,129 8,644 305 37 20 33,135 9,006 17,847 8,841 41,976
Other financial liabilities 3 - - - - 3 - - - 3
Total financial liabilities 24,133 8,671 305 37 - 20 33,165 9,033 17,901 8,868 42,034
Net balance sheet finaicial position 2,777 234 (0) (0) - 0 3,011 234 464 230 3,241
Before After
10,725 10,725
4,676 9,268
15,402
19,993
Before After
Loan to customersEGP
FX EQ.
26,910 26,910
9,267 18,365
36,176 45,274
Before After
Total assetsEGP
FX EQ.
6,079 6,079
1,910 3,786
7,990
9,865
Before After
Treasury BillsEGP
FX EQ.
3,038 3,038
1,135 2,249
4,173
5,287
Before After
Due from BanksEGP
FX EQ.
5,770 5,770
710 1,407
6,480
7,177
Before After
AFS Invest. sec.EGP
FX EQ.
0 027
54
28
54
Before After
Due to banksEGP
FX EQ
24,129 24,129
9,006 17,901
33,135
42,031
Before After
Customer depositsEGP
FX EQ
24,133 24,133
9,033 17,901
33,165
42,034
Before After
Total liabilitiesEGP
FX EQ
16.11 EGP Flotation impact on banks_LINKED.xlsx EGB Sep.16 11/18/2018

11. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 1,506 50 10 0 1 1,567 61 120 60 1,626
Due from banks 2,251 1,065 78 41 176 3,611 1,360 2,694 1,335 4,945
Treasury bills 4,237 411 58 - - 4,706 469 929 460 5,166
Loans to banks 176 25 -
Loans to customers 6,341 1,077 84 1 0 7,503 1,162 2,303 1,141 8,644
AFS Investment securities 4,602 248 - - - 4,850 248 491 243 5,093
HTM Investment securities 12 - - - - 12 - - - 12
Other financial assets 255 11 0 0 - 267 12 24 12 279
Total financial assets 19,204 3,038 255 42 - 177 22,716 3,512 6,960 3,448 26,163
Financial liabilities
Due to banks - 229 11 1 - - 241 241 477 236 477
Customer deposits 16,960 2,677 234 41 176 20,088 3,128 6,200 3,071 23,159
Other financial liabilities 156 9 - . . 165 9 18 9 173
Total financial liabilities 17,115 2,915 245 42 - 176 20,493 3,378 6,695 3,317 23,810
Net balance sheet finaicial position 2,089 123 9 0 - 1 2,222 134 265 131 2,354
Before After
6,341 6,341
1,162
2,3037,503
8,644
Before After
Loans to customersEGP
FX EQ.
19,204 19,204
3,512 6,960
22,716 26,163
Before After
Total financial assetsEGP
FX EQ.
4,237 4,237
469 929
4,706 5,166
Before After
Treasury billsEGP
FX EQ.
2,251 2,251
1,360 2,694
3,611
4,945
Before After
Due from banksEGP
FX EQ.
4,602 4,602
248 491
4,850 5,093
Before After
AFS Investment securitiesEGP
FX EQ.
- -241 477
241
477
Before After
Due to banksEGP
FX EQ
16,960 16,960
3,128 6,695
20,088
23,654
Before After
Customer depositsEGP
FX EQ
17,115 17,115
3,378 6,695
20,493
23,810
Before After
Other financial liabilitiesEGP
FX EQ
16.11 EGP Flotation impact on banks_LINKED.xlsx BLOM Sep.16 11/18/2018

12. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Yen Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 1,486 22 0 2 - 3 1,513 27 53 26 1,539
Due from banks 269 547 10 190 1 52 1,068 799 1,584 785 1,853
Treasury bills 3,757 1,169 - 58 - - 4,984 1,227 2,431 1,204 6,188
Fin Facilities to customers 11,495 2,918 8 7 - 14,428 2,933 5,812 2,879 17,307
AFS Investment securities 173 21 - - - 194 21 42 21 214
HTM Investment securities 5,395 - - - - 5,395 - - - 5,395
Investments in associates and subsidaries 215 - - - - 215 - - - 215
Total financial assets 22,790 4,677 17 257 1 55 27,796 5,006 9,921 4,915 32,711
Financial liabilities
Due to banks 1,017 853 - - - 13 1,883 866 1,715 850 2,732
Customer deposits 19,775 2,233 18 266 1 110 22,403 2,628 5,208 2,580 24,983
Other financial liabilities - 224 - . - 224 224 444 220 444
Total financial liabilities 20,792 3,310 18 266 1 123 24,510 3,718 7,367 3,650 28,159
Net balance sheet finaicial position 1,998 1,367 (1) (9) 0 (68) 3,286 1,289 2,554 1,265 4,552
Before After
11,495 11,495
2,933 5,812
14,428
17,307
Before After
Fin Facilities to customersEGP
FX EQ.
22,790 22,790
5,006 9,921
27,796
32,711
Before After
Total financial assetsEGP
FX EQ.
3,757 3,757
1,227 2,431
4,984
6,188
Before After
Treasury billsEGP
FX EQ.
269 269
799
1,584
1,068
1,853
Before After
Due from banksEGP
FX EQ.
173 173
21 42
194 214
Before After
AFS Investment securitiesEGP
FX EQ.
1,017 1,017
866
1,715
1,883
2,732
Before After
Due to banksEGP
FX EQ
19,775 19,775
2,628 7,367
22,403
27,142
Before After
Customer depositsEGP
FX EQ
20,792 20,792
3,718 7,367
24,510
28,159
Before After
Other financial liabilitiesEGP
FX EQ
16.11 EGP Flotation impact on banks_LINKED.xlsx ADIB Jun.16 11/18/2018

13. Impact of EGP flotation on banks' financials
$ Before 8.78 $ After 17.40 FX Multiplier 1.98 Mio EGP
Assets EGP USD EUR GBP Other Total in EGP Total FC Total FC Change Total in EGP
Cash and balanced with CBE 2,097 37 14 6 5 2,158 61 121 60 2,218
Due from banks 213 2,639 329 42 7 3,230 3,017 5,979 2,962 6,192
Treasury bills 5,085 - - - - 5,085 - - - 5,085
Loans and advancies to banks 66 - - - - 66
Loans and advancies to customers 13,463 1,776 214 3 - 15,456 1,993 3,949 1,956 17,412
AFS Investment securities 6,719 331 - - - 7,050 331 655 325 7,374
HTM Investment securities 10 - - - - 10 - - - 10
Other financial assets 399 24 1 - - 424 25 50 25 449
Total financial assets 28,052 4,807 557 51 - 12 33,479 5,427 10,755 5,328 38,807
Financial liabilities
Due to banks 5 1 - 1 - 7 3 5 3 10
Customer deposits 26,357 5,011 312 62 10 31,751 5,394 10,690 5,296 37,047
Other loans 1,623 - - -
Other financial liabilities 321 23 1 - - 344 23 46 23 367
Total financial liabilities 26,683 6,657 313 63 - 10 33,725 7,043 13,957 6,914 40,640
Net balance sheet finaicial position 1,369 (1,851) 245 (12) - 2 (246) (1,616) (3,202) (1,586) (1,833)
Before After
13,463 13,463
1,993 3,949
15,456 17,412
Before After
Loans and advancies to
customers
EGP
FX EQ.
28,052 28,052
5,427 10,755
33,479 38,807
Before After
Total financial assetsEGP
FX EQ.
5,085 5,085
- -
5,085 5,085
Before After
Treasury billsEGP
FX EQ.
213 213
3,017
5,979
3,230
6,192
Before After
Due from banksEGP
FX EQ.
6,719 6,719
331 655
7,050 7,374
Before After
AFS Investment securitiesEGP
FX EQ.
5 5
3 5
7
10
Before After
Due to banksEGP
FX EQ.
26,357 26,357
5,394 13,957
31,751
40,314
Before After
Customer depositsEGP
FX EQ.
26,683 26,683
7,043 13,957
33,725
40,640
Before After
Other financial liabilitiesEGP
FX EQ.
16.11 EGP Flotation impact on banks_LINKED.xlsx AUDI Dec.15 11/18/2018