This document discusses investment basics such as the Goldman Sachs Group, risk profiles involving objectives, horizons, and personality, and ways to minimize risk including diversification, asset allocation, and rebalancing. It emphasizes that risk tolerance, investment timeframe, appropriate saving vehicles, and diversification are important factors to consider for minimizing risk in investments.

1. Investment Basics
Yeshanew Belayneh
Major: Economics
Minor: Finance, Mathematics

2. Agendas
• Goldman Sachs Group
• Investment
• Risk profile
• Diversification
• Asset allocation
• Rebalancing

3. Goldman Sachs Group Inc.
• Investment banking
• Investment management
• Securities services

4. What is investment?
• how you make your money grow, or
appreciate

5. Risk profile
• What is your investment
– objective?
• Preservation of capital
• Regular income
• Growth in capital
– horizon?
• Short, medium, or long term
– personality?
• Risk tolerance

6. Simple ways to minimize risk
• Diversification
• Asset allocation

7. Simple ways to minimize risk cont.
• Rebalancing

8. Conclusion
• Risk tolerance/aversion
• Investment timeframe
• Appropriate saving/investment vehicles
• Diversification