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1. Una premisa importante del modelo Rothschild-Stiglitz es que existe un mercado perfectamente
competitivo para los seguros de salud. Supongamos, en cambio, que el mercado no es
perfectamente competitivo y, de hecho, las empresas competidoras tienen dificultades para
ingresar al mercado. Podra ocurrir un equilibrio de agrupacin en este caso? Qu tiene la
competencia que impide la agrupacin en el modelo RS? No es necesaria una prueba formal, pero
deja claro tu razonamiento. Evale la siguiente afirmacin: la competencia en los mercados de
seguros de salud es perjudicial.

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  • 1. 1. Una premisa importante del modelo Rothschild-Stiglitz es que existe un mercado perfectamente competitivo para los seguros de salud. Supongamos, en cambio, que el mercado no es perfectamente competitivo y, de hecho, las empresas competidoras tienen dificultades para ingresar al mercado. Podra ocurrir un equilibrio de agrupacin en este caso? Qu tiene la competencia que impide la agrupacin en el modelo RS? No es necesaria una prueba formal, pero deja claro tu razonamiento. Evale la siguiente afirmacin: la competencia en los mercados de seguros de salud es perjudicial.