What is loan against property, how to apply, which documents required during processing, how much amount of time the loan is valid, to whom the loan is provided? Get all information from ACE consultancy, the leading commercial loan consultant in Mumbai.

1. A Financial Consultancy Firm

2. A Few Words About Us
 ACE Consultancy Established by Lokesh Agrawal, a qualified professional “MBA-Finance” & has total
12 years of experience. 2 years of job in bank & after that started own consultancy firm to serve the
clients to meet their expectations & requirements.
 Personal Service
Personal Service involved understanding client fund requirement & current situations, helping them
to organize documents & educating them to take the benefit in long run.
 Consulting
Consulting a client or an organization is an advisory service provided to them in order to identify
their needs & problems, detailed analyses of scenario & recommend the best solutions.
 Fund Arrangement
After all the necessary analyses & understanding the actual requirements we process the proposal
with respective financial institutions & get the funds arranged.
 Confidentiality
Confidentiality of our client’s financial status is highly important & this is one of our prime role to
maintain.

3. A Few Words About Us
 Our Offices
• Registered Office : 321, Manish Chambers, Sonawala Lane, Goregaon (East), Mumbai 400 063
• Branch Office : 109, Haridhara Complex, 2nd Floor, Anjur Phata, Bhiwandi, Thane 421 302
 Our Staff
Team of 7 staff at registered office
• 1 Manager
• 1 Bank Coordinator
• 2 Back Office Executive
• 3 Tele Caller
Team of 4 staff at branch office
• 1 Manager
• 1 Back Office Executive
• 2 Field Executives

4. Our Achievements
 Award “Highest Achiever” by HSBC in 2006 for giving them mortgage
loan business of 86 Crore in span of one year only.
 Certificate of “Zero Delinquency Business ” from HDFC in unsecured
loan business in 2007.
 Certificate of “Consistency” from Standard Chartered Bank for
mortgage loan business in 2009.

5. Loan Products
 Retail Loans
• Housing Loan / Balance Transfer with or with out top up
• Commercial Loan / Balance Transfer with or with out top up
• Loan Against Residential & Commercial Property / Balance Transfer with or with out top up
• Personal Loan
• Business Loan
 SME Loans
• Working Capital Loans
• Lease Rent Discounting
• Unsecured Private Funding
• Overdraft & Cash Credit Facility

6. ---------------------------------------------------------------------------------------------------------------------
Deutsche Bank AG
 Our Association With Multinational Banks
 Our Association With Private Banks

7. ---------------------------------------------------------------------------------------------------------------------
 Our Association With Nationalized Banks
 Our Association With Non-Banking Finance Companies

8. Our Clients
 Celebrities
 Shweta Menon
 Mugdha Godse
 Sambhawna Seth
 Karan Grover
 Kavita Kaushik
 Companies
 Stafy Enterprises Pvt Ltd (Turnover 3.86Cr)
 Innowait (Turnover 2.06 Cr )
 Classicon Projects (I) Pvt Ltd (Turnover 5.10 Cr )
 Mayura Jewellers (Turnover 4 Cr. )
 Kanti Beverages (Turnover 18 Cr. )
 Sai Baba Telefilms (Turnover 51 Cr.)
 Singhi Advisors (Turnover 46 Cr )

9. Our Recent Success Story
 Loan Against Property
Mr. Nilesh Shah (label manufacturing business with turnover of Rs. 20 lakh).
Arranged Rs. 70 Lakh loan against property.
 Unsecured Business Loan
Mr. Arvind Dubey (salaried individual with 18 lakh Rs. CTC working with a limited
company). Arranged Rs. 72 Lakh unsecured business loan.
 Lease Rent Discounting
M/s. Kanti Beverages ( manufacturing of soft drink with turnover of Rs. 18 Cr).
Arranged Rs. 4.03 Cr. LRD against rent receivables from owned property.

10. Products in Detail …
*Home Loan*
Loan to purchase new residential (Ready, Resale, Under-construction) property till 30 Cr. &
even 100 % of Agreement value of property.
Rate of Interest : 11% - 11.5% approx (Floating or Semi fixed)
*Loan against residential or commercial property*
Against existing ownership Property (self occupied/rented/vacant) up to 60-70% of value of
residential property and 50-60% of commercial.
Types of properties against which we can arrange fund against are residence, office, Show
room, Shop, Industrial Gala, Plot & Mall.
Rate of Interest : 12%-13.5% approx
*Buying Commercial Property*
We can arrange fund up to 20 Cr. for buying commercial premises even for buying Under-
construction commercial property, factory, warehouse & Industrial gala.

11. Products in Detail …
*Loan Takeover plus Enhancement*
We can facilitate a take over of an existing Home loan, Commercial Loan or even working
Capital loan from one Bank to another with enhancement.
* Unsecured Loans*
We can arrange UNSECURED ( no collateral / no security / no guarantor) loans at around 17%
to 24% rate of interest. Eligibility is based on cash profit of the customer, track records of
existing loans.
*Lease Rent Discounting*
If customer has given Residence, office, shop or gala on rent to any reputed company then
we can give loan against that property by considering rental income from that property for
repayment capacity. Tenure depends on lease period. Rate of interest as per LAP norms.

12. We at ACE believe that our success as a mortgage advisor is a direct result of our training,
experience & expertise with a clear mind-set of understanding the clients need & satisfying
the same. That is how we developed a commitment to provide a concierge experience to
our clients and Realtors, but more so, we learned that a mortgage is a financial tool if
managed it properly, will give financial peace much more efficiently."
Regd Off : 321, Manish Chambers, Sonawala Lane, Goregaon (East), Mumbai 400 063
Branch Office : 109, Haridhara Complex, 2nd Floor, Anjur Phata, Bhiwandi, Thane 421 302
Contact No. : 65253410 / 11, 65341905 / 06 / 07
Email : lokeshagrawal@aceconsultancy.co.in
support@aceconsultancy.co.in
web site : www.aceconsultancy.co.in