3. WHAT IS DEVELOPMENT
BANKS
A Development Bank is a polygonal development
finance institution devoted to improving the social
and monetary development of its associate nations.
Its main emphasis is the welfare of the people. For
example the Asian Development Bank's overarching
goal is to decrease poverty in Asia and the Pacific.
It helps improve the value of people's lives by
providing loans and scientific support for a broad
variety of development activities.
4. OBJECTIVES
Lay Foundations for Industrialization
Meet Capital Needs
Need for Promotional Activities
Help Small and Medium Sectors'
5. FUNCTIONS
Financial Gap Fillers
Undertake Entrepreneurial Role
Joint Finance
Refinance Facility
Credit Guarantee
Underwriting of Securities
7. FUNCTIONS OF A
DEVELOPMENT BANK
Increase loans and equity investments to its
developing associate countries (DMCs) for their
monetary and social development.
Provides technical help for the planning and
implementation of development projects and
programs and for advisory services.
Promotes and facilitates speculation of public and
private capital for growth and development.
Responds to requests for assistance in coordinating
growth policies and plans of its increasing member
countries.
8. IFCI
The government of india set up the industrial
finance corporation of india in july 1948
Management of IFCI
12 directors
4 are nominated by the IDBI
9. OBJECTIVES OF IFCI
Promoted by new enterpreneurs
Based on indegenous technology
Which would result in substitution of imports
Providing input for incresing agricultural
products
11. OPERATIONAL ACTIVITIES
Concessional finance to projects in less
development areas
Concessional finance for renewable energy
systems
Power of attorney scheme
Bridging loans
Sub loans in foreign currencies
12. IDBI
The Industrial Development Bank of India (IDBI) was
established on 1 July 1964 under an Act of Parliament
as a wholly owned subsidiary of the Reserve Bank of
India.
In 16 February 1976, the ownership of IDBI was
transferred to the Government of India and it was
made the principal financial institution for
coordinating the activities of institutions engaged in
financing, promoting and developing industry in the
country.
13. THE PRINCIPAL SOURCE OF FUNDS
OF IDBI
Share capital and reserves
Borrowing from government of india and RBI
Market borrowing by way of bonds
Deposits and other borrowings
Repayment of past assitance by borrowers
Foreign currency borrowings from worid
banks
Asian development banks and international
markets
14. OBJECTIVES and FUNCTIONS
Planning,promoting,developing industries
• Co-ordinating the working in institutions
engaged in financing
• Undertaking market and investment
research
• Providing technical and administrative
assitance
• Subsidiaries
16. contd.
Soft loan scheme for modernisation
Seed capital assitance scheme
SFCs special share capital schemes
Development assistance fund(DAF)
17. ICICI
ICICI (INDUSTRIAL CREDIT AND INVESTMENT
CORPORATION OF INDIA) Bank Ltd.
ICICI is an Indian diversified financial services company
headquartered in Mumbai, Maharashtra.
It is the second largest bank in India by assets and third
largest by market capitalization. It offers a wide range of
banking products and financial services to corporate and
retail customers through a variety of delivery channels and
through its specialized subsidiaries in the areas of investment
banking, life and non-life insurance, venture capital and asset
management.
The Bank has a network of 2,630 branches and 8,003 ATM's in
India, and has a presence in 19 countries, including India.
18. OBJECTIVES OF ICICI
Assisting in the creation
Expansion
Modernisation of such enterprises
Encouraging and promoting the
participation private capital
Encouraging and promoting private
ownership
19. FUNCTIONS OF ICICI
Assistance to industries
Provision of foreign currency loans
Merchant banking
Letter of credit
Project promotion
Housing loans
Leasing operations
20. SIDBI
Established in 1990 under an Act of Indian Parliament.
Objective: Promotion, Financing & Development of
MSMEs and Co-ordinating Functions of institutions
engaged in similar activities.
Ownership : Public sector banks/FIs/Insurance Cos
owned or controlled by the Government of India.
Structural Linkage: With Ministry of Finance and
Ministry of SSI.
Nodal Agency : For SME Schemes of GoI
22. SIDBI : Sphere of activities
• Direct Finance Operations : MSMEs, Service sector,
Infrastructure etc.
• Indirect Finance : Resource support to Banks, NBFCs, SFCs,
other
State & central financing/ development agencies.
• Micro Credit operations : Pioneers in micro credit movement
in the
country. Developed several leading MFIs.
• Associate Institutions ISTSL & Credit Guarantee Fund,
India SME Asset: SIDBI Venture Capital Ltd,
MSME Rating Agency,
Reconstruction Company Ltd.
• Nodal Agency : For several GoI schemes like
TUFS, CLCSS and IDLSS
Food Processing and Devp. Of Integrated Infrastructure
25. NABARD
National Bank for Agriculture and Rural
Development (NABARD) is an apex development bank
in India having headquarters based
inMumbai (Maharashtra) and other branches are all over
the country.
It was established on 12 July 1982 by a special act by the
parliament and its main focus was to uplift rural India by
increasing the credit flow for elevation of agriculture &
rural non farm sector and completed its 25 years on 12 July
2007.
It has been accredited with "matters concerning policy,
planning and operations in the field of credit
for agriculture and other economic activities in rural areas
in India".
RBI sold its stake in NABARD to the Government of
India, which now holds 99% stake
26. OBJECTIVES OF NABARD
1 . To give financial assistance for increasing
the agricultural production
2.To supply the long term needs of the rural
areas
3.To supply loans by way of refinance
4.To help small industries ,cottage industries
and also artisans
5.To achieve overall rural development
