1. A Subsidiary of

2. PENTA INSURANCE BROKER SERVICES, INCORPORATED An Insurance Brokerage Firm Established in 2003 PENTACAPITAL INVESTMENT CORPORATION An Investment House Established in 1993 PENTACAPITAL FINANCE CORPORATION A Finance Company / Quasi Bank Established in 1957 PENTACAPITAL MANAGEMENT CORPORATION A Management Company Established in 1993 PENTACAPITAL HOLDINGS, INCORPORATED A Direct Investments Company Established in 1996 INTRA - INVEST SECURITIES, INCORPORATED A Stockbrokerage Firm Established in 1987

4. FOOD SHELTER CLOTHING FOOD LOAD

7. Cell phone: Expense Generating Device EXPENSES goes to the 3 telco giants SMS MMS Calls P - - P - - P - - P - - P - - P - -

8. GOAL: users to DEALERS EXPENSES goes to the 3 telco giants SMS MMS Calls Turning it from LIABILITY into an ASSET P - - P - - P - -

9. Traditional Loading UNIVERSAL LOADING and many more...

10. LOAD WALLET FOR RETAILERS HOW DOES THE TRADITIONAL LOADING BUSINESS WORK? Every area has a DEALER Retailers Retailers Retailers Retailers Retailers Retailers Retailers Retailers CONSUMERS E-LOAD FOR INVESTMENT TO BECOME A DEALER – P50,000

11. 4,500 750 3,000 Use your existing cellphone! Use your existing sim card! Use 1 Load Wallet, Load Everything! YOU MUST BE A DEALER Includes Online Access! Personal Inventory System! Personal Website! Discount of 10-11%! INVESTMENT TO BECOME A TRADITIONAL RETAILER EARN 64,500 in 7 months

12. What’s inside the Package 2 Tarpaulin 3 SIM cards 20 Pricelist 20 Quick Guides 20 ACCESS Cards DEALER PACKAGE 3,988.00

13. Earn 10-11%

14. Dealers can reload their VMobile Load Wallet thru: VMobile Office Dealer to Dealer Transfers Or deposit to VMobile Accounts in any of these banks:

15. P250.00 P250 X 20 = P5,000

16. 1 % = 6,000 / mo. Dealer can earn 1-2% for every load sold by its Access Cards. Example: 20 Access Cards x 1,000/load =20,000 worth of load used or sold/day 20,000 x 30 days =600,000 worth of load used or sold/mo.

17. BECOMES AN ALL IN ONE BUSINESS PARTNER MANUFACTURER ADVERTISEMENTS DEALER/DISTRIBUTOR RETAILERS CONSUMER/END USER CONSUMER/END USER CONSUMER/ END USER OPPORTUNITY TO EARN

18. VMobile Dealership Advantage (Dealer can endorse another Dealer) A B YOU 500 500 P500.00 (Unlimited Referrals)

19. BONUS P500.00 A B 1 1 10 20 10 20 60 60 500.00 5,000.00 10,000.00 30,000.00 45,500 YOU

20. Ensures to have an equal income opportunity for all Franchisers of VMobile Technologies Inc.

22. Month Sales Force A Franchiser overrides Sales Force B Franchisers total income Jan-1 Feb-2 Mar-3 Apr-4 May-5 Jun-6 Jul-7 Aug-8 Sept-9 Oct-10 Nov-11 Dec-12

24. You just started NOW ! Endorsed 4 VMobile Fast Track Package in 1 Month! Pass your misfortune to all of your sales force. Save all your income within the 7 months period .

25. Month Sales Force A Franchiser overrides Sales Force B Franchisers total income Jan - 1 Feb - 2 Mar - 3 Apr - 4 May - 5 June - 6 July – 7

26. 3D FAST TRACK PACKAGE INCREASE THE LIMIT OF YOUR INCOME 3X THE SAFETY NET! 900,000 X 3 = 2.7 M/mo. A B # 500 500 # # A B A B 500 # 500 # 500 # 500 # 500 500 500 500 500 # # # # # # # # # # # # # # # 500 # # # # # # # # # # # # # # # # 500 500

29. VMobile Achievements The Lives VMobile has Changed

37. Make the Right Decision Welcome to the VMobile Family!