This document proposes an angel investment framework that provides: 1) Debt financing to early-stage businesses at a monthly interest rate, with a 1-year moratorium on principal payments and minimum monthly payments of 10% of revenue thereafter. 2) Warrants for the investor to purchase equivalent shares at a pre-agreed valuation to provide equity-style upside potential. 3) Typical debt covenants and shareholder protection rights. The framework is designed to balance risk for investors and entrepreneurs, with investors receiving their preferred return through interest payments and potential upside through warrant conversions if the business succeeds.