These days carrying cash is not regarded as a great option and so people are choosing to carry the debit card or credit card which is the payment card which is issued to the users as the system of the payment.
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2. SUPPLEMENTING YOUR FINANCIAL NEEDS – CREDIT CARD
These days carrying cash is not regarded as a great option and so people
are choosing to carry the debit card or クレジットカード which is the
payment card which is issued to the users as the system of the payment.
It also permits the cardholder to pay for the services and goods which is
based on promise of the holder to pay them. The issuer of card even
creates the revolving account and then approves line of credit to user
through which user can lend money for the payment to merchant or cash
advance to customer.
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3. クレジットカード審査
Credit card is absolutely different from the charge card as the charge card
needs balance which need to be paid in completely every month. In its
contrary, they even allow the customers a continue balance of the debt,
subject to the interest which is getting charged. This card is also different
from cash card as it can be used like the currency by owner of this card. The
credit card basically involves the third-party entity which pays the seller as
well as it gets reimbursed by buy iron the other hand charge card basically
defers the payment by buyer till the later date.
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4. AN OVERVIEW OF THE WORKING OF CREDIT CARDS
the Credit card is issued to the user by the bank then cardholder indicates their consent
to pay the amount by signing the receipt with the record of the card details and even
indicates the amount which is supposed to be paid entering the PIN or personal
identification number. Moreover, various merchants even accept the verbal
authorizations through telephone and the electronic authorization through Internet,
which is known as CNP or card not present transaction.
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5. クレジットカード
The Electronic verification systems permit the merchants to verify the クレジ
ットカード in just a few seconds and also confirm if the customer has adequate
credit which can cover this purchase;it also allows the verification that happens
during purchase. This verification is performed by the payment terminal of
credit card and the POS or point-of-sale system with the link of
communications to the acquiring bank of the merchant. The complete data
from the card is procured from the magnetic stripe orchid which is available on
the card; the second system is known as Chip and even called as PIN in UK and
Ireland, and it is well implemented as the EMV card.
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