The smartBuy application helps users make informed financial decisions when purchasing items or negotiating deals. It provides real-time calculations to compare financing options, show interest costs over time, and allow users to understand what they are truly paying. The application aims to give users power in negotiations by making key details like installment amounts, balances, and interest rates transparent.

1. smartBuy
purchase consciously
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2. smartBuy
purchase consciously
The tool you needed to make your best
deal.
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3. smartBuy
purchase consciously
smartBuy is an application for phones and
tablets that helps in making decisions on
financings and negotiations. It improves
your negotiating power providing real time
information for conscious and clever
consumption.
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4. smartBuy
purchase consciously
Choose your option
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5. smartBuy
purchase consciously
Find out how much you are
actually paying for your
financing…
… how much just in interest ...
… compare with your financial
application and plan pay in cash
.. and when negotiating, remember, information is power
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6. smartBuy
purchase consciously
Enter data supplied by the seller:
• Amount financed and down
payment
• Value and amount of installment
• The profitability of your application
(optional)
Press “Check result” and get surprised
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7. smartBuy
purchase consciously
as possible, opt for cash payment..
..project your money in the future
by providing information and
discover how soon you reaches
your goal …
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8. smartBuy
purchase consciously
Enter required data:
• The aimed value
• First and follow deposits you intend
to do
• The profitability of your investment
Press “check result” and discover how
to get there
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9. smartBuy
purchase consciously
Discover the value of the
installment that fits your pocket
according the time of your debit..
..knowing how much you are
effectively paying, as well as your
balance and negotiate an interest
rate reduction.
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10. smartBuy
purchase consciously
Enter required data:
• Cash value
• Down payment and the number of
installments
• Charged interest rate (monthly or
annually)
“Check result” and If you wish send an
e-mail pressing over result 10

11. smartBuy
purchase consciously
Don’t let your home ownership
become a nightmare.
Understand the financing value =
property value + taxes + security
taxes and question what can
and/or must be financed
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12. smartBuy
purchase consciously
required data:
• amount financed (property value and
additional taxes) and the down
payment
• interest rate (annual or month)
• equity rate – charged in some
countries
• number of installments
“CPM – CAM or compare” and choose the
system best fit your pocket 12

13. smartBuy
purchase consciously
Visualize your commitment to
installments in the coming
months..
… free up interest settling the
outstanding balance.
CPM or CAM ?, compare them
with real information
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14. smartBuy
purchase consciously
Understand the main features of
smartbuy and clarify your major
doubts ...
... navigate between pages by
dragging them like a book
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15. smartBuy
purchase consciously
• Browse among the features in
the menu of your device
• Analyze your results
graphically
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16. smartBuy
purchase consciously
• Share your information by
email (pressing on the area of
results)
• Clarify your doubts on our
twitter channel
• Suggest new features ..
criticize .. opine ...
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17. smartBuy
purchase consciously
• To send e-mails, ensure your mail
application is configured correctly
• Developed for Android version 2.2.x
(Froyo) or higher
• Compatible with tablets and
smartphones
• Horizontal and vertical settings of
your screen device
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18. smartBuy
purchase consciously
Go straight from your phone or tablet
and search for smartBuy in:
https://play.google.com/store
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19. smartBuy
purchase consciously
and remember
“dealers are trained to sell, while consumers
don’t know how to buy”
Let’s change this game..
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20. smartBuy
purchase consciously
http://appsmartbuy.blogspot.com.br/
appsmartbuy@gmail.com @appsmartbuy
facebook.com/appsmartbuy
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