4. Floater Insurance Plan - can be availed individually or by all the members of the family. It provides single premium for the entire family.
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6. The State of HealthCare in India: India’s healthcare infrastructure has seen steady improvement in the recent past, but much remains to be accomplished. Government spending is less than 25% against the average spending of 30 -40% in other neighboring countries. Healthcare providers have expanded their operations considerably and stand-alone health insurance products are now sold by general insurers and life insurers, as well as by new specialist health insurers. The third party administrator (TPA) landscape has also undergone noteworthy changes in the past few years. Healthcare costs in India account for 5% of GDP, 80% of this is private out-of-pocket spend. With hospitalised Indians spending almost 60% of their annual expenditure on healthcare, the need for good quality, affordable health insurance is already high.
17. A way to take care of responsibilities and be self reliant Negative Perception Positive Perception
18. What you spend on your health: Indirect costs such as travel, lodging etc add to financial burden and most often these expenses are overlooked while planning for medical expenses.
![What is HealthInsurance? Health Insurance provides cover against loss from illness or bodily injury. It can pay for medicine, visits to the doctor, hospital stays, other medical expenses and loss of earnings. It depends on the conditions covered and the benefits and choices of treatment available on the policy. A fee called ‘premium’ is paid for advance health coverage. Buying a Promise Types of Health Insurance Plans: ,[object Object]](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)