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Balanced Scorecard Templates A bonus mini-lesson from www.ScoreCardTrainings.com

Balanced Scorecard Templates We discussed the process of designing the Balanced Scorecard in the eTraining, “How to Build the Balanced Scorecard,” available at www.ScoreCardTrainings.com. When you build the scorecard for your company, you might consider using a template. Is this a good idea? In this bonus mini-lesson, we will discuss templates and what you can do with them. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

Two different kinds of Balanced Scorecard templates There are two different kinds of Balanced Scorecard templates: Ready-to-use templates include a library of pre-defined Key Performance Indicators. Be very careful about using indicators from these libraries. Your business is unique! You cannot solve your business problems or measure your progress using indicators designed for someone else’s business. You can consider indicators from template libraries as examples, and adapt them to your needs, but do not just copy them! Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

Two different kinds of Balanced Scorecard templates Graphical templates are easy to find, and they can be used for presentation purposes. We have some examples available for free on our website, www.BSCdesigner.com. Just remember, graphical templates are hard to calculate and update. They are useful for presenting your scorecard, but not for designing it. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

Templates and KPIs A good compromise might be to use Balanced Scorecard software that can help you create and manage your own Key Performance Indicators, and also help you generate attractive presentations once your Balanced Scorecard is complete. Our BSC Designer software, available at www.BSCdesigner.com, includes a freeware edition for novices, and a full professional version that you can try without limitations for 30 days. To learn more about the Balanced Scorecard, please visit www.ScoreCardTrainings.com. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

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A Balanced Scorecard is not positioned as a quality control tool, but regularly I see among our users efforts to integrate quality-related metrics into their Balanced Scorecards, or simply create a KPI scorecards with a bulk of different quality indicators. I've compiled the list of 10 best practices that we've learned from these cases. As always, I'd like to hear your opinion. Do you use quality indicators on your business scorecard? Based on: http://www.bscdesigner.com/10-tips-about-using-business-scorecard-and-kpis-for-ongoing-quality-control.htm

10 principles for designing quality control scorecard and KPIs

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Any professional involved in the Balanced Scorecard drew a well-known 4 sector diagrams on the flip chart. Popular 4 perspectives of the Balanced Scorecard seem to be everywhere, but are they the most important part? What is the best way to explain to someone about a Balanced Scorecard concept? For my opinion, instead of talking about 4 perspectives it makes much more sense to focus on strategies (including generic ones) and the cause-and-effect connection between business objectives. What do you think? How do you explain the basics of the Balanced Scorecard if someone asks you?

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How do you find "leading" metrics? I think everyone will agree that in the business scorecard there should be a balanced set of lagging and leading metrics. Business experts are exercising in explaining the difference (I'm not an exception, the last attempt is using a golf metaphor). But the main mystery remains unsolved - how do we find those excellent leading metrics? In this article (http://www.bscdesigner.com/find-leading-measures.htm) I shared my thoughts. My method is about a mix of calculations, social research methods, scientific measurement and conducting tests under artificial conditions (a/b tests in simple words). I cannot say that it works for me in 100% of the cases, but at least it is a good starting point for me and my clients. I'm interested in the opinion of the group members about the suggested approach, and I'm interested even more in learning the best practices about finding leading measures that work for you.

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Recently I came across a research done back in 1997 that empirically proved that SWOT does not work! It seems that SWOT is promoted as a must-use business tool in any MBA program, and numerous consultants are happy to sell it and its derivatives, but the benefit for the real business is questionable. I shared the results of the research and some thoughts on the topic in the new article and this presentation: http://www.bscdesigner.com/swot-outside-mba-classrooms.htm What do you think about SWOT? It is a must-have business tool or it is more an exercise for MBA students?

SWOT: does anyone besides MBA professors and consultants use it?

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One of our customers asked, how often he should do a major upgrade of their Balanced Scorecard. I had some thoughts on the topic which mainly were focused on the link between a company's strategy and a Balanced Scorecard. Trying to put things together I found out that an upgrade plan for the Balanced Scorecard is quite similar to the one for a car: -- One need for feeding BSC with data; is similar to tanking a car with fuel; -- There are some minor updates, choosing better KPIs if needed; which are similar to car's regular service checks; -- There are major upgrades of BSC stressed by changed business environment; in car analogy, as when one buys a new car because life's priorities have changed; Following a car analogy: modern cars have an oil life indicator that is based on the measurement of electric conductivity. It tells a driver based on actual data when it is time to go to the service center. My idea is to supply a business scorecard with an "upgrade is needed" indicator, which might be as simple as a countdown of a specified period of time or a sophisticated combination of other indicators. All these ideas were summarized in the presentation and the article here: http://www.bscdesigner.com/upgrade-is-needed-indicator-for-bsc.htm What do you think about an idea to use "upgrade is needed" indicator on a scorecard?

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When I face a business challenge I'm trying to see the root of the problem. Having a quick-fix solution is fine, but what if a quick-fix solution is not possible unless fundamental issues are resolved. I see this often with KPIs. People ask to help with KPIs for this or for that, but the problem that they actually experience is a fundamental one - they have a vague strategy that is hard to follow. Recently I had a conversation with Pablo, one of our Spain-based customers. His company is a leading national manufacturer and his question was about a KPI to help with the poor performance of their business. Our dialog was really insightful for both of us. Pablo sorted out things about strategy and KPIs; I was able to trace verbally the problem of a bad KPI back to its root - a poorly formulated strategy. The result is not an article, but a dialog between me and Pablo. Together we completed a journey from a pointless KPI request to ideas about formulating a better strategy: http://www.bscdesigner.com/a-journey-from-a-bad-kpi-to-an-excellent-strategy.htm

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After another question about “calculating the scorecard index” I understood that some of our clients don’t have a clear understanding of the math that stands behind a KPI, its performance, and the scorecard. I decided to create a “101”-level presentation that explains the basics of KPI from the mathematical point of view: It is based on the article: http://www.bscdesigner.com/scorecard-and-kpis-101.htm Reviewed topics are: - Calculating the performance using “min” and “max” of an indicator; - Using linear and non-linear functions for the performance; - Calculating the progress from the baseline towards target; - Introduction of the indicator “weight” to reflect a relevant importance of an indicator; - Calculating the total performance index of the scorecard. Please, share your thoughts about the scorecards as a tool: -- For what task do you use them? -- Do you define the relevant importance of indicators on the scorecard? -- Do you calculate and use the total performance index?

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The Balanced Scorecard is a business tool recognized world-wide by companies' executives. The secret of the successful BSC project is that all key employees, business owners, and top managers are involved. Research show that the biggest challenge during the implementation of the BSC is a motivational problem. Before starting a Balanced Scorecard project it is necessary to explain this business approach to all stakeholders so that they would buy into the design of the Balanced Scorecard and in the future became active users of this business tool. More: http://www.bscdesigner.com/

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

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Insurers' journeys to build a mastery in the IoT usage

Insurers' journeys to build a mastery in the IoT usage

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Bsc templates

1. Balanced Scorecard Templates A bonus mini-lesson from www.ScoreCardTrainings.com

2. Balanced Scorecard Templates We discussed the process of designing the Balanced Scorecard in the eTraining, “How to Build the Balanced Scorecard,” available at www.ScoreCardTrainings.com. When you build the scorecard for your company, you might consider using a template. Is this a good idea? In this bonus mini-lesson, we will discuss templates and what you can do with them. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

3. Two different kinds of Balanced Scorecard templates There are two different kinds of Balanced Scorecard templates: Ready-to-use templates include a library of pre-defined Key Performance Indicators. Be very careful about using indicators from these libraries. Your business is unique! You cannot solve your business problems or measure your progress using indicators designed for someone else’s business. You can consider indicators from template libraries as examples, and adapt them to your needs, but do not just copy them! Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

4. Two different kinds of Balanced Scorecard templates Graphical templates are easy to find, and they can be used for presentation purposes. We have some examples available for free on our website, www.BSCdesigner.com. Just remember, graphical templates are hard to calculate and update. They are useful for presenting your scorecard, but not for designing it. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.

5. Templates and KPIs A good compromise might be to use Balanced Scorecard software that can help you create and manage your own Key Performance Indicators, and also help you generate attractive presentations once your Balanced Scorecard is complete. Our BSC Designer software, available at www.BSCdesigner.com, includes a freeware edition for novices, and a full professional version that you can try without limitations for 30 days. To learn more about the Balanced Scorecard, please visit www.ScoreCardTrainings.com. Copyright © BSC Designer. More Balanced Scorecard Trainings at www.scorecardtrainings.com.