1. Pre-Paid Legal Services, Inc.and subsidiaries

3. The Best Answers

4. Opportunity and Timing

6. Second and Third Major Problems Identity Theft Access to the legal system for Everyday Life Events

8. The Need/Marketplace

9. The Product

10. The Compensation

12. Is a public company since 1976 (NYSE:PPD)

13. Began with a seriousauto accident.Harland C. Stonecipher Founder, Chairman, & CEO

14. Pre-Paid Legal Featured in Many Publications Pre-Paid Legal was most recently featured in Success from Home magazine.

15. Sales History GROSS REVENUE IN MILLIONS $303 $350 $361 $386 $423 $444 $457 $464 Our sales history continues to improve as we move up and to the right each year.

16. It’s Not If, But When 100 M 75 M 50 M 25 M 0 102 Million 37 Million Court Filings in 2006** Hospitalizations in 2006* You are more than twiceas likely to be in court than you are to be hospitalized! * American Hospital Association, 2006 Annual Survey ** Examining the Work of State Courts, Court Statistics Project 2007

18. tried to return a defective product?

19. received a traffic ticket?

20. lost a security deposit?

21. been audited?

22. signed a contract?

23. purchased a home?

24. prepared a Will?

26. They don’t know who to call.

29. Who Is Covered? The Pre-Paid Legal membership covers: 1. The Member 2. The Member’s Spouse 3. Never Married Dependent Children Under 21 Living At Home 4. Dependent Children Under Age 18 For Whom The Member Is Legal Guardian 5. Full Time College Students Up To Age 23 Never Married, Dependent Children 6. Physically Or Mentally Challenged Child Living At Home

31. Motor Vehicle Legal Services

32. Trial Defense Services

33. IRS Audit Legal Service

34. 25% Preferred Member Discount

36. When your Provider Attorney feels it is in your best interest, a letter will be written or a phone call will be made on an unlimitednumber of personal issues for you and your family.Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.

38. Standard Will preparation and yearly updates are includedfor the member. Your spouse may have their Will prepared for no additional fee if requested within 60 days of purchasing the membership. After that time, your spouse may have their Will prepared, along with other covered family members for an additional $20.Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.

40. Representation for certain motor vehicle related criminal charges

41. Up to 2.5 hours for help with driver’s license assistance and/or personal injury/property damage collection assistance of $2,000 or less.Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

42. Trial Defense Services If you or your spouse face a civil suit or job-related criminal charges, your Provider Law Firm will provide up to 75 hours of service - at no added cost - to defend you. Additional pre-trial and trial services are available at a 25% discount from the Firm’s standard hourly rate. The longer you keep your membership, the more valuable it becomes! 1st year - 75 hours (17.5 pretrial/57.5 trial) 2nd year - 140 hours (23 hours pretrial/117 trial) 3rd year - 205 hours (28.5 pretrial/176.5 trial) 4th year - 270 hours (34 pretrial/236 trial) 5th year - 335 hours (39.5 pretrial/295.5 trial) Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

44. An additional 2.5 hours if a settlement is not achieved within 30 days

45. If your case goes to court, you’ll receive 46.5 hours of your Provider Law Firm’s services

46. Coverage for this service begins with the tax return due April 15 of the year you enrollCoverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.

47. 25% Preferred Member Discount Your Provider Law Firm will render assistance at the preferred rate for legal services not specifically covered by the benefits of the membership. Even pre-existing matters can be covered under this portion of the plan! If you own a business and wish representation for the entity, you will receive a preferred rate of 25% less the Provider Law Firm’s corporate hourly rate*. Five business days advance notice is required for preparation in court representation. *Hourly rates for Referral Lawyers and court appearances may vary. The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

49. If you are injured in an accident

50. If authorities attempt to remove your child from your home or custody

51. If you are served with a warrantTo contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney. It’s that easy. The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.

52. How Much Will It Cost? Well, with aPre-Paid Legal membership you receive all this for only $26 a month! Isn't your family worth it? That's less than the price of a cup of coffee a day!

54. Do you supply personal information over the internet?

55. Do you keep your Social Security number in your wallet or purse?

56. Do you leave mail at your home or business for the postal carrier to collect?

57. Do you throw away unwanted mail with personal information without shredding it first?

58. Five Common Types of Identity Theft Medical Social Security Character/ Criminal Drivers License Financial Identity Theft is not just about credit cards! ID theft is an international crime and access to an attorney may be critical.

60. Insurance Companies

61. Credit Card Records

62. Medical Records

63. Real Estate Records

64. Motor Vehicle Records

65. School Records

66. Military Records

67. Social Security Records

68. Banking Records

69. Employment Records

70. Postal Records

71. Purchasing Records

72. Tax Records

73. Leasing Records

74. Licensing RecordsYour Data is Out There

75. The Best Answer Is Credit Monitoring Alone the Solution? S S S S R Medical Identity Theft Social Security Identity Theft Character/ Criminal Identity Theft Drivers License Identity Theft Financial Identity Theft

76. The Best Answer R R R R R RestorativeServices RestorativeServices RestorativeServices RestorativeServices RestorativeServices R R R R R Life Events Legal Plan Life Events Legal Plan Life Events Legal Plan Life Events Legal Plan Life Events Legal Plan Medical Identity Theft Social Security Identity Theft Character/ Criminal Identity Theft Drivers LicenseIdentity Theft Financial Identity Theft

77. The Best Answer The Complete Wall of Security YOU MonitoringServices Life Events Legal Plan Restoration Services

78. The Best Answer Pre-Paid Legal Services, Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs. entity Theft ID SHIELD TM with the Pre-Paid Legal Plan

80. Responsible for the restructuring of Enron.entity Theft ID SHIELD TM with the Pre-Paid Legal Plan

82. Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection.

84. Safeguard for Minors Children under the age of 18 have a much higher risk of identity theft than is commonly realized. Thieves target them because the child’s information may be used for years without discovery … until the minor is old enough to establish credit. Education, early detection, and expert consultation make for a powerful package of tools to minimize this risk. Up to four minor children can be enrolled for monitoring to detect existing credit files and it will cost the member only $1 more per month per family. All dependent children up to 18 are covered for consultation and restoration.

85. How Much Will Peace of Mind Cost? With the Pre-Paid Legal Life Events Legal Plan you will receive all these benefits for just $26 or less per month! And the Identity Theft Shield can be added for an additional $9.95 per month. That’s less than the price of a bottle of water a day.

86. What’s in It For You? We need your help taking this service and opportunity to the marketplace.

88. Taxes

89. Loans

90. Mortgages

91. College

92. Taxes

93. Car loans

94. Taxes

95. Insurance

96. Cell Phones

97. Gasoline

100. And approximately every 24 days a new family joins the Millionaire Club!And you can, too, by doing three simple things!

101. Advanced Commissions - $35.95 ($26 PPL Family Plan + $9.95 Identity Theft Shield) Cumulative Override Advance Team Override Advance Personal Sales Advance 44.94 217.78 Executive Director 252.35 34.57 172.84 207.41 Director 172.84 34.57 138.27 Manager 138.27 69.14 103.71 SeniorAssociate 34.57 69.14 34.57 Associate 34.57 Junior Associate All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Want to earn higher commissions immediately? If your first activity is to recruit a new Junior Associate AND sell that person a membership, you will immediately advance to Associate level and receive the Associate level advance on that sale! Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances.

102. Advanced Commissions - $26 Plan Cumulative Override Advance Team Override Advance Personal Sales Advance 32.50 157.50 Executive Director 182.50 25.00 125.00 150.00 Director 125.00 25.00 100.00 Manager 100.00 50.00 75.00 SeniorAssociate 50.00 25.00 25.00 Associate 25.00 Junior Associate All you have to do is collect: $26.00 1st Month's fee + $10.00 One Time Enrollment $36.00 Want to earn higher commissions immediately? If your first activity is to recruit a new Junior Associate AND sell that person a membership, you will immediately advance to Associate level and receive the Associate level advance on that sale! Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances.

103. Pre-Paid Legal Pays You Every Day Commissions are paid dailyby direct deposit!

104. Player’s Club Qualify for the Player’s Club and receive a monthly car bonus! *The program requires additional requirements to be met. Review the Player’s Club flier for full details regarding this program. Your monthly car bonus can range from $100 to $500!

106. Brochures

107. DVDs and CDs

108. Mail Outs

109. Calls

110. Recordings

111. Website

112. Third-party validations

114. No Specific Experience Necessary DORSEY Landscaping PICKENS Military RASMUSSEN Business Owner SMITH Grocer MUHAMMAD BellSouth SELF Store Manager BURGESS Social Worker GARDNER Attorney DENNE Custodian MALLOY G.E.D.

115. The Target Market Is Huge The Top 10% Have Or Can Afford Legal Access The Bottom 10% Have Access To Legal Aid or Public Defender Target Customer $15-$25 Billion Market Pre-Paid Legal Services, Inc. gives middle income North America equal access to justice.

116. The Market Timing Is Perfect 100 % 75 % 50 % 25 % 0 % Approximately 80% Of Europeans Have Legal Coverage Less than 3% of North Americans Have A Pre-Paid Legal Services Membership

117. Current Market Penetration Less than 1% penetration 1% to 3% penetration More than 3% penetration Plan not available This map illustrates Pre-Paid Legal Services®, Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership.

119. After that, it took just seven more years to reach 52% market penetration1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

120. Timing Is Key 100 90 80 70 60 50 40 30 20 10 0 LIFE AUTO HEALTH LEGAL The three major divisions of the insurance industry have already achieved billions in market share.

121. Timing Recent National Media Campaign MIKE MOORE: Former Attorney General Mississippi MIKE TURPEN: Former Attorney General Oklahoma GRANT WOODS: Former Attorney General Arizona ANDREW P. MILLER:Former Attorney General Virginia THOMAS J. DONOHUE: President & CEO, U.S. Chamber of Commerce HARRY C. ALFORD: President & CEO, National Black Chamber of CommerceBILL PAUL: Former American Bar Association President

122. Success Stories Now, it is time to show you how Pre-Paid Legal really works. We’re going to share with you real stories from real people who have been helped either by the membership, the business opportunity or both.

123. Investment OR $49 BASIC PROGRAM

125. Brochures

126. 3 months FREE enhanced website

127. 3 months FREE Televox

128. 1 Getting Started Right Book

129. 3 Training CDs

130. 3 Recruiting DVDs

131. 1 Recruiting CDHelp one person start their business and sell ten $35.95 memberships = $1,382.70 Special Executive Director support and guidance to launch your business!

133. Become an Associate

134. Plug into Your Area EventsThank you for your time.

135. See You Next Week Tonight’s event was great,and we appreciate your being here . . . but next week will be even better. Don’t miss our special guest speaker! Be sure to write it down because you definitely want to be here. And be sure to bring people with you!

136. Pre-Paid Legal Services, Inc. This presentation is copyrighted material and may not be altered in any form under any circumstances. Alteration of this material in any way is a violation of the company’s policies and procedures and may result in immediate termination of your PPLSI Associate Agreement. Marketed by Pre-Paid Legal Services, Inc. or applicable subsidiary: Pre-Paid Legal CasualtySM, Inc. In Tennessee: Pre-Paid Legal Services of Tennessee, Inc. In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. ©1999 Pre-Paid Legal Services, Inc. 4.09