Up to $250,000 for business owners. Use the money for business, personal or get pre-approved for free and have a safety net for future unexpected events

1. THE COVERAGE YOU NEED
TO SECURE YOUR BUSINESS
The Protection, Peace of Mind
And Access To Cash
That Every Business Should Have
Benjamin Budoff
719-217-5184
bensinboxx@gmail.com
www.AWFinancialServices.com
1

2. What is ReadyReserve?
ReadyReserve provides business owners with:
Immediate & ongoing access to cash, up
to $250,000
Security & Peace of Mind
Provides protection similar to insurance
(without the fees)
Makes cash available just like a revolving
line of credit
2

3. What is ReadyReserve?
Funds available to you within 48 hours.
The money may be used for ANY purpose.
No monthly premiums
No broker fees
No fees until funds are requested
Coverage amount is based on
*80% of merchant sales
3
*Includes Visa, MasterCard & Discover

4. One Time Up-Front Bonus
One Time Up-Front Available Funds Bonus
Coverage amount is *125% of merchant sales
Only immediate initial funds request qualifies
during merchant approval process
Reverts to 80% (MAA) Maximum Approved
Amount thereafter
*Includes Visa, MasterCard & Discover
4

5. Coverage Every Business Needs
The Fuel That Drives Business = Cash Flow
Access to funds is essential business owners
95% of merchant applications approved
Compared to 83% bank loan turn down
Personal credit is usually not an issue
RR is not reported to credit agencies as a loan,
therefore will never interfere with other
potential financing
5

6. What Every Business Owner Needs
Reporting is available online for all business
owners to provide critical information
pertaining to their ReadyReserve account
No limit to the frequency of funding requests
No spending restrictions
6

7. Payback Process / Revolving Coverage
A small percentage of each credit card sale is
held back, which instantly increases availability.
Total payback amount is determined by
multiplying a FACTOR RATE (typically 1.375) by
the total amount received.
This is NOT interest - NO additional fees.
For every 73¢ accessed - $1.00 is paid back.
For every $1.00 paid back - 73¢ is immediately
made available for additional funding.
7

8. Payback Process / Revolving Coverage
Payback is only made when credit card sales
are processed
There are no fixed monthly payments
Additional funds made available as
outstanding balance drops
Factor rate remains the same no matter how
many withdrawals are made
8

9. Payback Example
$10,000 – Payback Example
Example: $10,000 Max Coverage
Percentage Remaining Percentage Held Back
More than 65% 10%
(Remaining Availability More Than $6,500)
Between 35% and 65% 20%
(Remaining Availability Between $3,500 and $6,500)
Less than 35% 25%
(Remaining Availability Less Than $3,500)
9

10. Client Portal
Our Client Portal provides you with
24/7 account access…
View Coverage Availability
Request Funds In One of 2 Ways:
 Receive A Prepaid MasterCard®
-OR-
 Funds can be deposited into a bank account
Daily Reporting
Email and Text Alerts
10

11. Can You Qualify? Tier 1 Coverage…
Businesses that are Face to Face with their
customers and deliver a product or service
at the time of sale.
Retail
Restaurant
Auto Repair / Mechanic
Tire Sales
Doctors / Dentists
Plumbers, Electricians, Contractors etc.
11

12. Tier 1 Coverage
Most business types will qualify, as long as
they are processing a minimum average of
$3,500/ month in credit card transactions
(excluding Amex) over the last 3 months (12
month average for seasonal business).
The business must be at least 12 months old.
The Business must have at least 12 months
remaining on their lease.
12

13. Tier 2 Coverage
Coverage for New Business And
Non-Qualifying Businesses…
Coverage from $1000 -$10,000
Factor rate of 1.495
Holdback percentage fixed at 25% or 30%
ReadyReserve approves over 95% of businesses.
Qualifying factors for Tier 2:
Must be opened for 30 days
Must process credit cards 10-15 days per month
13

14. Who Does Not Qualify?
Internet businesses
Home Based businesses
Business Owners with open bankruptcies
ReadyReserve restricted list
Businesses on restricted list will be
reviewed on an individual basis
14

15. Who Handles The Bookkeeping?
IRN Payment Systems – 23 Year Old Company
Tens of Thousands of Happy Merchants
Handles All Your Credit Card Processing Needs
Over 10,000 Businesses Already Using
The ReadyReserve Service
We Give You A FREE ReadyReserve Account
And MATCH Your Current Rates & Fees.
15

16. Welcome To ReadyReserve
Welcome To Your ReadyReserve Account
Where security, peace of mind and access to
cash are readily available to you with no
up-front or monthly fees.
16