Contenu connexe Similaire à Reducing Debt (20) 1. “ Reducing Debt” Presented by: “ Get Organized! LLC” Cedar Rapids, Iowa 319.395.7477 or 319.361.7477 www.TheOrganizingChoice.com 3. Paying Off Credit Cards: One Guideline Credit Card Payoff Pyramid ____________ _____________________ ____________________________ Smallest CC Balance (ie: $2500) CC Balance: ie: $3000 CC Balance: ie: $4500 Largest CC Balance (ie: $6000) © 2009 Get Organized! LLC 4. Credit Card Payoff Pyramid ____________ _____________________ ____________________________ Smallest CC Balance (ie: $2500) CC Balance: ie: $3000 CC Balance: ie: $4500 Largest CC Balance (ie: $6000) Focus on paying off the Tip first, then work your way down. 1st 2nd 3rd Last © 2009 Get Organized! LLC 5. Making Monthly Payments ____________ _____________________ ____________________________ Pay minimum requirement PLUS as much as you can. ie: Pay $40 (Min. $25 + $15 extra) Pay minimum balance 1st 2nd 3rd Last Pay minimum balance Pay minimum balance © 2009 Get Organized! LLC 6. Knocking Off The Tip ____________ _____________________ ____________________________ Take the $40 you were paying here and put it towards the next level. Pay minimum balance (ie: Min $25 + $40 = $65) 2nd 3rd Last Pay minimum balance Pay minimum balance © 2009 Get Organized! LLC 7. Knocking Off The 2 nd Layer ____________ _____________________ ____________________________ Take the $40 you were paying here and put it towards the next level. Take $65 you were paying and put towards 3 rd level 2nd 3rd Last Pay minimum balance (ie: $25 + $65 = $90) Pay minimum balance © 2009 Get Organized! LLC 8. Knocking Off The 3rd Layer ____________ _____________________ ____________________________ Take the $40 you were paying here and put it towards the next level. Take $65 you were paying and put towards 3 rd level 2nd 3rd Last Take $90 you were paying and put towards last level. Pay minimum balance ie: $25 + $90 = $115 © 2009 Get Organized! LLC 9. The Pyramid is Gone Take your $115 payment you were making and put it into savings . $115/mos 30 yrs Avg.10% return = $259,956 $115/mos 30 yrs Avg. 8% return = $171,391 © 2009 Get Organized! LLC 11. Thank You “ Get Organized! LLC” Cedar Rapids, Iowa 319.395.7477 or 319.361.7477 www.TheOrganizingChoice.com Notes de l'éditeur Bring: 1) registration slips 2) GO ‘notes’ paper 3) CD’s with info on them (35) 4) Calculator for someone to calculate months to years. 5) Sample prospectus/annual report
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