1. STEMTech offers one of the most
innovative and generous
compensation plans in the industry.
Our unique hybrid plan offers you
three different ways to earn income.
The StepUp Generational
Program, an optional monthly
AutoShip program, and the optional
FastStart program
One of the best ways to enroll as a
distributor is with our FastStart Pack.
The FastStart Pack
is only available when you first
signup and it represents a very
attractive value. The package
costs RM1300 plus tax, shipping and
handling, but reflects a RM1575
value. The FastStart

2. Pack features a case of
StemEnhanceTM, an optional weekly
direct deposit bonus program
for your FastStart signups, the
Distributor Kit, Distributor Training
Manual and your Distributor
Business Suite. The Pack also has a
Personal Point Volume of 250 points
and includes the
set¬up fee for your DBS.
If you choose to participate in all
three programs, you can earn up to
six commission checks
each month. This includes four
weekly FastStart bonuses, a monthly
AutoShip commission

3. and a monthly StepUp commission.
For added convenience, you can
elect to have all your
commission and bonus checks
deposited directly into your checking
account.
To earn commissions under each
program, you qualify by achieving a
minimum amount of
points each month. Each product is
assigned a Point Value or PV. Points
are also used to advance
your title and earnings potential in the
StepUp program.
Here are the Point Values for your
STEMTech AFA Extract purchases.

4. And finally here are the points you
earn when purchasing our
Leadership Packs. Don’t worry
about having to keep track of all
these numbers as it is all calculated
for you automatically. If
you sign up for the Distributor
Business Suite, you can also view
reports each day.
Bonus Volume, or BV, is the value
assigned to each bottle or product
package. The Bonus
Volume is used for the purpose of
calculating commissions we pay you.
For instance, one bottle

5. of StemEnhanceTM bought by your
downline pays you 7% of RM185 as
long as you are
qualified.
The Bonus Volume values for
STEMTech AFA Extract are shown
here.
Here are the BV values for our
animal products
And here are the Bonus Volume
points you earn when purchasing our
Leadership Pack.

6. Now let’s look at our three income
programs. Let’s start with our StepUp
Plan. The StepUp
Plan pays you commissions on all
products you, your retail clients, and
your organization purchase
which are not part of the AutoShip
program. In order to qualify for
rebates and commissions
under the StepUp Plan, you need at
least 100 Personal Points. Personal
Points are
calculated based on your total
personal purchases and the direct
retail purchases of your customers
including AutoShip purchases.
When you enroll as a new
STEMTech Distributor, you begin at
the Associate level. You buy

7. products at wholesale and sell them
for retail. Once you accumulate 250
points over any one
to two month period, you are
promoted to the Supervisor level. As
a Supervisor, you can earn
a 5% rebate on your own purchases,
and a 5% commission on any orders
from your downline
Associates. Once you accumulate
1000 points, you attain the Manager
level, and the commissions
increase to 10%. 2500 points gets
you to the Senior Manager level and
a 15% commission
rate. Once you earn 5000 points in
any one or two month period, you
attain the rank of

8. Director. At this level you will receive
the maximum commission and rebate
rate of 20%. It is
important to remember that you must
have at least 2,500 points in the
month you are being
promoted to Director in order to
qualify. Once you assist others in
your organization to become
Directors, you will begin to earn 5%
Director Bonuses on all of their
Group Bonus Volume. You
must have at least 1000 points in
Group Bonus Volume to qualify. This
Group Sales Volume
must come from your downline
Associates, Supervisors, Managers
and Senior Managers who
are not under a Director.

9. Here is a visual example of the
rebates and commissions you can
earn when you reach the
Director level. Remember, our plan
pays a maximum of 20% in rebates
and commissions on
any order. Therefore, when you are a
Director, you earn a 15% commission
from the orders of
your first level Supervisor’s
organization. The Supervisor earns
the 5% difference. You earn a
5% commission on the orders of your
first level Senior Manager’s group
and they earn 15%.
You earn a full 20% commission on
your first level Associates as they are
just starting out and
are not yet eligible for rebates and
commissions.

10. Now let’s look at our AutoShip
Program. AutoShip creates a
powerful residual income. It provides
for convenient, recurring monthly
ordering of products at the best price
and best shipping
rates for small quantities. AutoShip
also makes you eligible for FastStart
bonuses. It also
waives your monthly hosting fee for
the Distributor Business Suite. The
volume points, that
you receive for AutoShip purchases
count to advance you in the StepUp
Plan. You can elect to
have AutoShip start in the month you
enroll or the following month.

11. Here is a graph showing the
qualifications and compensation
percentages for our AutoShip
Program. There are three different
qualifiers that affect your income.
First are the Personal
Points you have achieved on
AutoShip. Each bottle is worth 50
points, and includes your own
personal AutoShip purchases and the
AutoShip purchases of any retail
customers. One bottle
equals 50 points and begins to
qualify you for commission. Two
bottles equal 100 points,
makes you eligible for commissions
on a larger part of your downline.
Four bottles, 200

12. points, maximizes your earnings
potential. The next qualifier is the
number of distributors you
personally enroll in the AutoShip
Program. Your first enrolled
distributor makes you eligible for
a 7% commission on three levels of
your organization. When you enroll
three distributors,
your commission is paid on five
levels, while five AutoShip
distributors increases the payout
to seven levels. As you can see, the
more AutoShip distributors you enroll,
the more commissions
you can earn on larger levels of your
organization. The final qualifier is
your total Organizational

13. Point Value. This qualifier is not
required until you reach a minimum
of 100
Personal Points and three personally
enrolled AutoShip distributors. At this
tier of earnings,
you need a total of 1000
Organizational Points. An example of
how to achieve 1000 Organizational
Points is by having ten distributors in
your downline, each with a two bottle
STEMTech AFA Extract AutoShip
order. A your numbers increase
within the three qualifying
areas, your commission rates rise as
well allowing you to eventually qualify
for Infinity
bonuses up to 3%.

14. Finally, let’s look at our FastStart
Bonus Program. FastStart Bonuses
are paid on each Fast-
Start Pack sold. If you enroll a new
distributor with a FastStart Pack, you
receive a RM165
FastStart Enroller Bonus and your
upline Director receives a RM82.50
Director Bonus. If you
are the Enroller and the Director, you
receive both bonuses. A RM16.50
Upline Director
Bonus is also paid to your upline
Directors up to 5 generations above
you.
To be eligible for FastStart Enroller
Bonuses, you or a retail customer
must have a minimum

15. of one bottle of STEMTech AFA
Extract on our convenient AutoShip
program. In addition, to
receive Director Bonuses, you must
be an Active Director. The FastStart
Enroller Bonuses
are paid weekly if you enroll in our
direct deposit program.
Let’s give you a visual example of
how FastStart Enroller Bonuses
work. When you are the
Enroller and Director of a new
distributor who purchases a FastStart
Pack, you earn both the
RM165 Enroller Bonus and the
RM82.50 Director Bonus. When that
new distributor enrolls a

16. FastStart distributor, they earn the
RM165 Enroller Bonus and you
receive the RM82.50Director
Bonus. If you enroll a distributor who
becomes a Director, they earn both
the RM165 Enroller
Bonus and the RM82.50 Director
Bonus but you will earn the RM16.50
Upline Director
Bonus on every new FastStart
distributor they sign up. Director level
bonuses are paid up to
five generations of active up¬line
Directors. In this example you can
see that from the two
people working two levels deep, you
have already earned RM630 in bonus
money.

17. Now that you have a basic
understanding of the three income
streams of our compensation
plan, let’s look at a simple road map
for success. The key to success in
this business is simplicity
and duplication of effort. If you follow
the steps we are about to outline, and
then teach
others to do the same, you will be on
your way to creating a successful
business. First,
choose the FastStart Pack option
when you enroll. Then choose
AutoShip for two or more
bottles to start right away. Next,
create a strategy to make it to the
Director level and then, duplicate
your efforts.

18. Since the first two steps are self
explanatory, let’s focus on a simple
strategy to get you to the
Director level. Begin by enrolling with
the FastStart Pack option. Then
commit to four bottles a
month on our AutoShip Program.
Next, sign up two distributors who do
the same. Finally help
your new distributors sign up three
new distributors between them. Make
sure everyone enrolls
with a FastStart Pack and a four
bottle AutoShip. Already you will
have created 2,700
points with just five distributors in
your group and you are now a Senior
Manager.

19. Now let’s look at the commissions
and rebates you will have earned in
this first month. From
the StepUp Program, you earn a
RM18.75 rebate on your personal
order and RM43.75 in
downline commissions. From the
FastStart Program you earn RM330
in FastStart Enroller
Bonuses. And finally from the
AutoShip Program, you earn RM223
from your organization’s
orders. This gives you a first month
total of RM625 and qualifies you at
the
Senior Manager level.

20. In your second month, you personally
enroll just one more distributor for a
total of three first
level distributors. Now help your new
distributor enroll their first distributor.
Finally, assist one
of your other two front line
distributors enroll one more
distributor. Make sure each person
signs up with a FastStart Pack and a
four bottle AutoShip This new volume
combined with the
power of the AutoShip recurring
volume, gives you an additional
2,550 points for a two month
total of 5,250 points. Congratulations,
you are now a Director with only eight
distributors in
your group!

21. The earnings in your second month
are as follows: From the StepUp
Plan, RM50 from the
three first FastStart orders. From the
FastStart Program, RM165 in
Enroller Bonuses and
RM247.50 in Director Bonuses. And
from the AutoShip Program, RM373
from your eight distributors.
This is a total of RM835.50 your
second month, and RM1461 total
your first sixty
days in business. And this doesn’t
even count any retail profits you earn.
Again, this is just
one example of a simple path to
Director. There are many ways to
accomplish this in order to
reach your business goals.

22. Again, don’t worry if you do not
completely understand all facets of
the compensation plan
right away. If you concentrate on the
path we just outlined, the rest will
take care of itself.
Please consult your training manual
for further instruction on the
compensation plan. If you
have any questions, please contact
your sponsor or email distributor
services at DSMalaysia@
stemtechhealth.com. Welcome to the
STEMTech Team!
This document is to assist a speaker
in presenting the STEMTech
Malaysia Business Training

23. Presentation contained on this disc.
Please feel free to make this
presentation your own. If you
have any questions, please contact
your upline support or email
STEMTech Malaysia Distributor
Support at
DSMalaysia@stemtechhealth.com
STEMTech Team!