1. Voluntary Benefits For your employees At no cost to your business We’ve got you under our wing.

3. The Reality of Cancer Since 1990, over 18 million new cancer cases have been diagnosed In the U.S., men have a 1 in 2 lifetime risk of developing cancer; women have a 1 in 3 risk Over 90% of all cancers are the result of nonhereditary risk factors People are living longer. The five-year survival rate for cancer continues to improve; the survival rate is 66% 23% of deaths in the U.S. are caused by cancer We’ve got you under our wing.

4. We’ve got you under our wing.

5. Direct vs. Indirect Expenses Indirect Costs YOU pay these out-of-pocket: Deductibles Co-Payments Left Over Medical Bills Loss of Income Out-of-Town Treatment At-Home Expenses Major Medical usually pays these: Hospital Doctor Drugs Medicine Anesthesia Radiologist 34% 66% Direct Costs We’ve got you under our wing.

9. Family Coverage: Family coverage includes the insured; spouse; and dependent, unmarried children to age 25 We’ve got you under our wing.

11. Weekly Rates: Individual $8.65 Employee and Spouse $14.86 Employee and Child(ren) $10.66 Employee and Family $14.86 We’ve got you under our wing.