1. Common mistakes that expatriates
make - and how to avoid them
Part 3: Diversifying your
investment portfolio
Baruch Labinsky MBA, TEP
Licensed by the Israel Securities Authority
Financial Planner/Investment Manager
October 2013
www.Labinsky.com

2.  Your portfolio must have a % of your assets
tied to the local currency.
 Consistently rebalance your portfolio.
 Rather than predicting the impossible future,
work out your goals and ensure you portfolio
can match.
 Currency markets are among the most
volatile. Don’t depend on those markets plan so that your needs are taken into
account.

3.  Israeli real estate market has shown
cumulative growth of over 80% over past 67 years.
 No-one can guarantee direction of property
prices.
 Ensure that you can - and will be able to
continue to - afford to buy your home to live
in.

4.  Rent, value of property and average wage
should grow in parallel. Value of property
has sky rocketed over past few years.
 Very low interest rates encourage people to
invest in real estate.
 Real estate is much cheaper in periphery. If
buying for an investment, find an area
where prices are less inflated to ensure
greater growth potential.

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