Infographic: The Shift from Physical to Digital Payments is Accelerating, the 2015 World Payments Report1. The Shift from Physical to
Digital Payments is Accelerating
Copyright © Capgemini 2015. All Rights Reserved
Non-cash payment transactions expected to reach
almost 390 billionglobally in 2014 driven by…
China expected to rise to
#4 globally
in 2014 under
U.S., Eurozone & Brazil
Estimated to be at
least 10% or
40 billion of all
non-cash payments
in 2014
The Risk: Consumers have less protection since these payments are
not subject to the same regulations
of all key regulatory and industry initiatives are
continuing to drive innovation
New customer-centric
innovations enter
the playing field
Are not the end goal but
a platform for further innovation
Regulations are
becoming more complex
and global
Clients would benefit
from a level playing field
for traditional providers
and new entrants
…will accelerate
transaction speed,
reduce risk and
fraud, create new
revenue sources,
reduce transaction
costs, and help
reach new marketsBlockchain technology may allow
safe and traceable payments
across the internet
Too Big
to Ignore
50%
www.worldpaymentsreport.com I payments@capgemini.com I wpr2015@rbs.com
U.S. economic
recovery
Robust growth
in Emerging Asia
up 22% in 2013
China up 38% in 2013 due to
regulators opening the cards
market to competition
Note: Emerging Asia includes India and China as well as Hong Kong and other Asian countries.
Source: World Payments Report 2015, Capgemini and RBS