business loan offer

1. Financial services tailored to fit professional practices,
just like yours.
BB&T has helped countless professionals in a variety of industries to better manage and expand their business while improving their
personal finances as well. We understand that your industry is unique, which is why, in addition to providing you with expert financial
advice and guidance, we can also offer additional benefits to your employees, and simplify your day-to-day business operations. We
have developed a suite of services specifically for your practice that is tailored to meet your everyday needs.
This suite of services, designed for your practice, includes:
Special pricing and rate discounts on financing for real estate and equipment purchases, as well as
Commercial Credit working capital for day-to-day operations.1 See the reverse side of this flyer for more details.
Improve efficiency, reduce paperwork, and better manage cash flow and expenses with high value
Payment Solutions commercial checking packages and valuable treasury management tools and services.
Increase efficiency and save money with our no-license-fee virtual terminal, free secure card reader,
Merchant Services plus we’ll match or beat your current processing costs and give you next-business-day funding into a
BB&T business checking account.2
Your practice has unique insurance needs, and we have experience in making sure all the areas of
Insurance Services your office are covered.4
Our BB&T Business Visa® Credit Card with Rewards makes every purchase, from office supplies to
Credit Cards travel expenses, more convenient and easier to track.3
As a BB&T Wealth client, you’ll have access to a dedicated, trusted advisor who will work with you to
Wealth Management create a detailed and comprehensive financial strategy. Your advisor will work closely with specialists
within BB&T – from banking, strategic credit, risk management, investments and trust and estate
planning – along with other outside partners that you designate. As a BB&T Wealth client, you’ll
receive an exclusive suite of banking services on which our clients have come to rely.1,3,4,5

2. For a limited time, BB&T is offering a special lending program
for professionals with fixed rates as low as 2.65%.
n Loan amounts up to $5 million n Loans are subject to origination and prepayment fees
n Adjustable rate options are available n Rates are subject to change
n SBA 504 financing available
Rate Term Amortization
Owner Occupied 3.10% 5 year 20 year
Real Estate Loan 3.95% 10 year 10 year
4.50% 10 year 20 year
4.75% 15 year 15 year
Equipment Loan 2.65% 3 year 3 year
2.90% 5 year 5 year
3.20% 7 year 7 year
Catherine Cattles
To learn more about how we can help you and your business succeed, Financial Center Leader
3754 Roswell Rd Atlanta GA 30342
visit BBT.com/business or stop by the nearest BB&T commercial center. 404-231-7878
CCattles@BBandT.com
1 Traditional banking products are offered by Branch Banking and Trust Company, Member FDIC and Equal Housing Lender. Only deposit products are FDIC insured. Loans are subject to credit approval. Rates are not available for refinancing of existing BB&T loans.
Other rates available.
2 BB&T Merchant Services are subject to business type and credit approval. Offer valid for face to face, no advance payment, non-franchise clients with Visa®/MasterCard®/Discover® aggregate annual sales between $50,000 and $1 million. Two months of current
provider statements required. Limit one free card reader per merchant relationship. Three-year contract term required.
3 BB&T Credit Cards are subject to business type and credit approval. The BB&T Business Rewards program is optional and available with no program membership fee on BB&T Business Credit Cards with an aggregate company credit line of less than $100,000.
4 Insurance products are offered by BB&T Insurance Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company. Insurance.BBT.com.
5 Investment solutions are provided by Branch Banking and Trust Company, BB&T Investment Services, Inc., and BB&T Scott & Stringfellow. BB&T Investment Services, Inc., is a wholly owned broker-dealer subsidiary of Branch Banking and Trust Company, Member
FINRA/SIPC. BB&T Scott & Stringfellow is a division of BB&T Securities, LLC, Member FINRA/SIPC and a wholly owned nonbank subsidiary of BB&T Corporation.
Securities and Insurance products or annuities sold, offered or recommended are:
NOT A DEPOSIT NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY GO DOWN IN VALUE NOT GUARANTEED BY A BANK
* Higher credit limits may be available, but additional documentation is required.
© 2013, Branch Banking and Trust Company. All rights reserved. 00350_Rv1-1-13