CheckAlt RDC is a revolutionary remote deposit capture system designed to increase profit and reduce operating capital faster than any financial institution.

1. Sales Overview

2. What is CheckAlt RDC?
› CheckAlt RDC is a revolutionary remote deposit capture system designed to increase
profit and reduce operating capital faster than any financial institution
› Reduce float time, bank fees and back-office handling expenses
› Increase efficiency and increase PROFIT
› Patented software and scanning system changed the landscape for check processing
and lockbox services.
› Ensures 100% complete, accurate check images before they are uploaded to the
Internet
› Easy-to-use desktop software
› Vastly reduces check data corrections
› Software application, rather than web-based, allows for faster deposits without the
burden of bandwidth issues

3. Unique Benefits
› CheckAlt RDC:
› Streamlines operations
› Reduces bank float time to just 12 hours
› Reduces bank deposit fees
› Increases corporate cash flow
› Allows companies to run on lean working capital like just-in-time inventory
› “Bank agnostic” processing – Merchants can keep their existing bank relationships

4. How This Works
› CheckAlt RDC scans and captures the check image using a scanning device
(Panini models and more than 70 other leading scanner systems)
› Creates an electronic “cash letter” in the standard X9.37 format (Federal
Reserve Bank standard)
› Transmits this information to the Federal Reserve based on a previously
established schedule with the client
› Additionally, CheckAlt RDC will compile any check images into the proper file
formats and send them to specified destinations on behalf of the bank.
› Most Check 21 systems charge additional fees for these services
› Some examples include (on-us items – sent back to the bank or CU; Enterprise
imaging service, etc.)

5. Check Images Flow to the Bank
or Fed Through CheckAlt Servers

6. Overview of the CheckAlt RDC Clearing Process

7. CheckAlt RDC Desktop System
› PC-based software
› Works with many scanners
› Simple installation
› Very easy to understand
and use
› Powerful capabilities for
more sophisticated users
› Includes secure remote
desktop software to
provide ‘hands on’
customer support

8. Compatible Scanners
› Epson, RDM, Panini, Kodak, NCR, and more
› 70 compatible units
Industry-leading Panini Scanners

9. CheckAlt RDC Main Interface
› Simple interface
› Clear workflow
› Four stages
1. Scan new batch
2. Resume scan
3. Verify & Correct
4. Upload for Deposit
› Status of pending
batches

10. CheckAlt RDC – Scan Check Batch
› Simple interface to
scanner
› Captures front &
back + MICR
› Includes coupon
capture
› Images stored
locally in secure
database

11. CheckAlt RDC – Verify & Correct
› Finalize check data
in a simple
interface
› Rely on patented
confidence level
intelligence

12. CheckAlt RDC – Verify & Correct
› Verify coupons at
the same time as
checks

13. CheckAlt RDC – Desktop Lockbox
› Process up to six
items as a unit
› Organized into
“envelopes” for your
records

14. CheckAlt RDC – Inclearings Module
› Process image
inclearings and return
files from the Federal
Reserve
› Manage your own
image archive
› Generate image
return cash letter to
the Federal Reserve
on items in the
archive

15. CheckAlt RDC – Reporting
› Review Check Image
Archive and generate
reports
› Print reports or save
as PDFs
› Generate reports
through your
accounting system

16. Industry Solutions
› Non-Profits
› Community Banks & Credit Unions
› Money Service Businesses
› Online Merchants
› Grocery and Other Retailers
› Municipalities and Public Works
› Collection Agencies
› Education
› Political Campaigns
› Property Management

17. Non-Profits
› Bank deposit window is now open 24/7
› Cash will be deposited within 12 hours!
› Check depository and donor tax record in a single scan
› Can send an electronic receipt to donors
› Retains donor records to server for extensive reporting and archiving
› Better control of donations and faster settlement
› Reduces lockbox expenses and need for back office personnel
› Donors get their receipt automatically for tax purposes
› The scanner is FREE!
› Do all check processing in-house!

18. Community Banks and Credit Unions
› Community Banks and Credit Unions can compete with larger banks
› Become image-enabled without any capital investment
› Protect current customers from competitors
› Gain new clients without building new branches – eliminates geographic
boundaries
› Give customers desktop lockboxes and grow and retain customer base
› We can be a stand-alone solution
› Or work with corporate credit unions!
› Less overhead equals more production

19. Money Service Businesses
› Back-office image-enabled check deposit system that eliminates bank fees and
courier charges
› MSB’s create cash from checks within 12 hours
› Provides instant archiving for better bookkeeping
› Provides and supports OFAC compliance
› Opportunity to increase revenue with faster check clearing
› Personnel can be trained within 30 minutes
› Bank discontinuance is a thing of the past with CheckAlt RDC!

20. Online Merchants & Retailers
› Eliminate painful processing fees with CheckAlt E-check Service!
› Easy email invoicing system
› Fastest e-check processing available
› 24 to 48 hours
› ACH Payment volume is increasing!
› Consistent 20% rise every year since 2004
› Access to 40 million new clients
› For those who do not carry or choose not to carry major credit/debit cards

21. Grocery and Retail
› Bank deposit window is now open 24/7. Eliminates runs or couriers to the bank to make
deposits
› Cash will be deposited within 12 hours!
› Back-office check processing model – top consumer convenience!
› Avoids the confusion of “consumer as keeper” check conversion
› Handles any type of check drawn on US banks (money orders, credit line checks, etc.)
› Make multiple deposits throughout the day
› Reduce returns with National Check Network (NCN) check verification
› Offers centralized view of deposits from multiple locations
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account
› Easy to train staff – just 30 minutes!

22. Municipalities and Public Works
› Use for both back-office and counter-top check processing
› Cash will be deposited within 12 hours!
› Eliminates runs or couriers to the bank to make deposits
› Handles any type of check drawn on US banks (money orders, credit line checks, etc.)
› Reduce returns with National Check Network (NCN) check verification
› Payment coupons that accompany checks can also be scanned and archived. All fields
of typed and handwritten data can be captured by Optical Character Recognition; the
software can also be easily and quickly customized for bar code capture
› Offers centralized view of deposits from multiple locations
› Scales to fit the size of your operation
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account
› Easy to train staff – just 30 minutes!

23. Collection Agencies
› Multiple accounts supported, allowing one PC to process for all of your accounts
› Cash will be deposited within 12 hours!
› Payment coupons that accompany checks can also be scanned and archived. All fields
of typed and handwritten data can be captured by Optical Character Recognition; the
software can also be easily and quickly customized for bar code capture
› All data from our processing solution can be incorporated into your accounting system
or management software
› Handles any type of check drawn on US banks (money orders, credit line checks, etc.)
› Reduce returns with National Check Network (NCN) check verification
› Offers centralized view of deposits from multiple locations
› Scales to fit the size of your operation
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account

24. Education
› Bank deposit window is now open 24/7. Eliminates runs or couriers to the bank to make
deposits
› Cash will be deposited within 12 hours!
› Payment coupons that accompany checks can also be scanned and archived. All fields
of typed and handwritten data can be captured by Optical Character Recognition; the
software can also be easily and quickly customized for bar code capture
› All data from our processing solution can be incorporated into your accounting system
or management software
› Offers centralized view of deposits from multiple locations. Great for school boards who
need to place scanners at their schools, or for universities who accept donations and
check payments at multiple offices and bookstores
› Scales to fit the size of your operation
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account
› Easy to train staff – just 30 minutes!

25. Political Campaigns
› Our OCR technology eliminates data entry of contributor information, recording the
name, address and other contact information shown on the check, giving
volunteers more time to make calls and canvas neighborhoods.
› All data from our processing solution can be uploaded to your accounting system
and to state election commissions reporting systems.
› Cash will be deposited within 12 hours!
› Better control of donations and faster settlement
› Benefit from our monthly licensing structure that includes hardware, software and
training for the length of your campaign.
› Offers centralized view of deposits from multiple locations
› Scales to fit the size of your operation
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account

26. Property Management
› Bank deposit window is now open 24/7. Eliminates runs or couriers to the bank to make
deposits
› Cash will be deposited within 12 hours!
› Our desktop lockbox then provides a check depository and tenant payment record-- no
need to photocopy your checks!
› All data from our processing solution can be incorporated into your accounting system
or management software
› A drop-down menu lets you choose the appropriate account for the appropriate
property so you can process all payments from one PC.
› Offers centralized view of deposits from multiple locations.
› Scales to fit the size of your operation
› Compatible with more than 70 scanners!
› Works with any bank – no requirement to open new account
› Easy to train staff – just 30 minutes!

27. RDC Clients
Institutions
› American Stock Transfer
› Ace Check Cashing
› Cathedral Corp
› Hajoca Corporation
› Onyx Stock Transfer
› Pay Your Rent
› Vintage Filings
› Vcorp Services
Government
› City of Fountain Valley, CA
Banks & Financial Institutions
› AltaVista CU
› Ascension CU
› Aspire FCU
› Bellco FCU
› BCT CU
› City CU
› Cross Valley FCU
› FAA Eastern Region FCU
› First National Bank of the South
› Holyoke Community FCU
› Jersey Trades FCU
› Lower East Side Peoples FCU
› New Brunswick Postal FCU
› North Dade Dev FCU
› NY Metro Postal FCU
› Right Choice CU
› Rutgers University Student & Alumni CU
› UPenn Students FCU

28. For more information:
www.checkalt.com
info@checkalt.com
1.866.971.2700
Follow us on Twitter:
twitter.com/checkalt | twitter.com/checkaltrdc
This presentation is made available online at:
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