Chris Novinger presents the 9 ways to save for retirement. A great, easy way to reduce spending and gain more money for retirement that you can use everyday!

1. Nine Tips to Help Save
For Retirement
Chris Novinger

2. What are some tips to help
with retirement saving?

3. Budget
Setting a monthly budget can help to plan
fund allocation.
Setting aside money food, savings,
entertainment, and bills are a great way to
hedge against over spending.

4. Reduce Spending
Try to reduce the amount of times you eat out
at a restaurant or deli, pack lunch instead for
work.
Luxury items and services should be used in
moderation.

5. Credit Minimum Payments
Pay more than the minimum payment on your
credit card bills.
This will reduce the total amount paid by
reducing interest paid.

6. Probe For Better Rates
A highly competitive credit card industry has
left companies primed for negotiation. Test
your credit holder for a better interest rate.

7. Curb Habits
If currently in a financial hole, resolve reckless
spending habits that might have resulted in
the negative position.

8. 401(k)
Matching 401(k) plans are a great way to
boost your retirement plan, take advantage of
this bonus in work compensation.

9. Safety Fund
Have a backup savings account for when
things go wrong.
Life is bound to throw a curveball or two at
you, be prepared for the worst with a side
collection of cash incase an unforeseen
expense comes your way.

10. Cook
Cooking is beneficial to not only your
wallet,but to also your health by eating more
clean.