Retirement or life insurance beneficiary review avoid costly mistake san jose california 408 854-1883

1. Beneficiary Review
The availability and popularity of retirement plans have caused most
to hold a majority of wealth in the form of retirement accounts or life
insurance. Despite a more financially educated public, many people
do not understand how retirement assets are passed upon death, and
rely on wills to control how all their assets pass. Upon death, loved
ones are stricken to find retirement assets pass outside of the will
and to the beneficiaries named in a beneficiary designation form.
“Mistakes made when designating beneficiaries can be equally
costly and even tragic because they impair the ability … to protect,
preserve and pass on assets to their heirs,” according to a recent
InvestmentNews article,
“about 80% of beneficiary forms … are either blank, outdated or not
properly filled in.” The most common mistakes made are accounts
left to deceased individuals and ex-spouses. It is imperative to
update beneficiary forms following major life events, such as births,
marriages, deaths and divorces.
Few recognize the essential role of protecting their assets and
ensuring their assets pass to their loved ones as planned. Through
our valuable Beneficiary Review service, our team of CPAs and tax
professionals help you properly position your beneficiary
designations to present a lasting legacy.
Key benefits to a beneficiary review:
• Ensure your assets are appropriately designated
• Provide a greater financial legacy to your heirs through
advanced planning concepts, like Stretch IRA
• Pass assets tax efficiently
• Avoid the emotional, expensive and public legal process of
probate

2. Receive a personalized Beneficiary Review Report with real asset
distribution maps and a summary of your inheritance distribution by
individual or appropriate party. We also pride ourselves on properly
educating you on legacy preparation, planning concepts, and suitable
strategies to successfully transfer your retirement assets. We work to
thoroughly understand your wishes and help you avoid costly
mistakes.
Contact Connie for List of CPA, Tax advisors and Living Trusts Lawyers in
the bayarea
Connie Dello Buono , Financial Representative
1708 Hallmark Lane San Jose California 95124
CA Life Ins Lic 0G60621
www.gradientfg.com
408-854-1883
motherhealth@gmail.com