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Opening Doors to  Move You from  Dreaming to Doing
Who We Are  ,[object Object],[object Object],[object Object]
Our Mission ,[object Object],[object Object],[object Object],[object Object],[object Object]
Building on Strength  ,[object Object],[object Object],1 The Forbes Global 2000 is based on a composite measure of sales, market value, assets and profits. Market value as of February 28, 2007. Published March 29, 2007 on Forbes.com. We Are... An AEGON Company.
The Need is Great Now, more than ever, the market is ripe for change – to be led by a visionary financial services company that knows what consumers need. World Financial Group is that company. 1946 Present Baby Boomer Lifespan
Money Movement ,[object Object],[object Object],[object Object],2  “Americans Poorer Than a Year Ago,” Rex Nutting, March 6, 2008,  Marketwatch . 3 The commentaries and views expressed in this quote are for information and/or motivational purposes only.  The views and opinions expressed therein are those of the individual speaker/associate and do not necessarily represent the views and opinions of World Financial Group, Inc., AEGON or any of their respective affiliates and employees. ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Timing is Ideal ,[object Object],[object Object],4 “ Wealth Transfer Estimates:  2001 to 2055 – Washington, D.C. Metropolitan Area,”  Distribution of Household Wealth, Washington, D.C. Metropolitan Area and Nation,  John J. Havens and Paul G. Schervish, Center on Wealth and Philanthropy, Boston College, July 26, 2006.  All dollar values are in 2005 dollars. Household Net Worth Number of Households (thousands) Percent of Households Washington, D.C. Nation Washington, D.C. Nation Negative or Zero 137 11,058 7.05% 10.38% $1 to $199,999 1,037 59,875 53.57% 56.23% $200,000 to $499,999 371 19,095 19.17% 17.93% $500,000 to $999,999 192 9,245 9.94% 8.68% $1 million to $4,999,999 165 6,139 8.53% 5.77% $5 million to $9,999,999 23 654 1.19% 0.61% $10 million to $19,999,999 8 292 0.42% 0.27% $20 million or More 2 128 0.12% 0.12%
Our Passion: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Helping People Move Forward 5 U.S. Department of Commerce, Bureau of Economic Analysis, Gross Domestic Product and Corporate Outlays, Aug. 30, 2006. Domestic Product and Corporate Outlays, Aug. 30, 2006.
6 The  WFG Financial Dream Map™  is a suitability and needs analysis developed by World Financial Group. The analysis is based upon information obtained from sources believed to be reliable and accurate.  However, discuss any legal, tax or financial matter with the appropriate professional.  Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any specific security or financial service. 6 When investing, there are certain risks, fees and charges, and limitations that one must take into consideration.
Asset Accumulation ,[object Object],The Rule of 72 - Helping To Outpace Inflation 7 7 All figures are for illustrative purposes only and do not reflect an actual investment in any product. They do not reflect the  performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. The Rule of 72 is a mathematical concept that approximates the number of years it would take to double the principle at a constant rate of return. The performance of investments fluctuate over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. Additionally, there are no guarantees that any investment or savings program can outpace inflation. Please note that high risk has been historically associated with higher rates of return. 29 47 65 $10,000 $20,000 $40,000 Age 4% Money doubles every  18  years $10,000 $20,000 $40,000 $80,000 29 41 53 65 6% Age Money doubles every  12  years $10,000 $20,000 $40,000 $80,000 $160,000 29 38 47 56 65 8% Age Money doubles every  9  years 12% Age $10,000 $20,000 $40,000 $80,000 $160,000 $320,000 $640,000 29 35 41 47 53 59 65 Money doubles every  6  years
Asset Accumulation ,[object Object],Note: The following chart does not reflect past or future performance of any specific product (Data Jan.1,1926-Dec.31, 2006). This chart is for illustrative purposes only and is not indicative of any investment. The data assumes reinvestment of all income and does not account for taxes or transaction costs. The average return represents a compound annual return. Government bonds and Treasury bills are guaranteed by the full faith and credit of the United States government as to the timely payment of principal and interest. Bonds in a portfolio are typically intended to provide income and/or diversification. U.S. government bonds may be exempt from state taxes and income is taxed as ordinary income in the year received. With government bonds, the investor is a creditor of the government. Stocks are not guaranteed and have been more volatile than the other asset classes. Large company stocks provide ownership in corporations that intend to provide growth and/or current income. Small company stocks provide ownership in corporations that intend to seek high levels of growth. Small stocks are more volatile than large stocks and are subject to significant price fluctuations, business risks, and are thinly traded. Capital gains and dividends received may be taxed in the year received. Underlying data is from the  Stocks, Bonds, Bills, and Inflation® (SBBI®)  Yearbook, by Roger G. Ibbotson and Rex Sinquefield updated annually. An investment cannot be made directly in an index. Past performance is no guarantee of future results. Source: In this example, small stocks are represented by the fifth capitalization quintile of stocks on the New York Stock Exchange (NYSE) for 1926-1981 and the performance of the Dimensional Fund Advisors, Inc. (DFA) U.S. Micro Cap Portfolio thereafter; large stocks are represented by the Standard & Poor’s (S&P) 500®, which is an unmanaged group of securities and considered to be representative of the stock market in general; government bonds are represented by the 20-year U.S. government bond, Treasury bills by the 30-day U.S. Treasury bill and inflation by the Consumer Price Index.
Asset Accumulation Stocks, Bonds, Bills & Inflation 1926–2007 ©2007 Morningstar, Inc. All rights reserved. Used with permission.
[object Object],[object Object],[object Object],[object Object],Consider Your Options
Suggestions ,[object Object],[object Object],[object Object],[object Object],[object Object],Option 3 –  Business Owner : • Renewal/Trails • RIA Services 8 • Potential Stock Options 9 • Personal Activity 8 Investment advisory services offered through Investment Advisors International, Inc.  In Ohio, Texas and Alabama, services are provided under the assumed name IAI Advisors International, Inc. 9 Eligibility/availability governed by governing plan documents.
In order to qualify for participation in contests, and to receive prizes and awards, an individual must be in good standing with World Financial Group and its affiliated companies. Many people have experienced various levels of success with World Financial Group. However, individual member experiences may vary. This statement is not intended to nor does it represent that any current member’s individual results are representative of what all participants achieve when following the World Financial Group system. The WFG Environment allows ordinary people to achieve extraordinary things. Rewards & Recognition
Take the Next Step ,[object Object],Set up a follow-up interview in the next 24 to 48 hours. World Financial Group –   Helping You Move from Dreaming to Doing ®
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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New World

  • 1. Opening Doors to Move You from Dreaming to Doing
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  • 5. The Need is Great Now, more than ever, the market is ripe for change – to be led by a visionary financial services company that knows what consumers need. World Financial Group is that company. 1946 Present Baby Boomer Lifespan
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  • 9. 6 The WFG Financial Dream Map™ is a suitability and needs analysis developed by World Financial Group. The analysis is based upon information obtained from sources believed to be reliable and accurate. However, discuss any legal, tax or financial matter with the appropriate professional. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any specific security or financial service. 6 When investing, there are certain risks, fees and charges, and limitations that one must take into consideration.
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  • 12. Asset Accumulation Stocks, Bonds, Bills & Inflation 1926–2007 ©2007 Morningstar, Inc. All rights reserved. Used with permission.
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  • 15. In order to qualify for participation in contests, and to receive prizes and awards, an individual must be in good standing with World Financial Group and its affiliated companies. Many people have experienced various levels of success with World Financial Group. However, individual member experiences may vary. This statement is not intended to nor does it represent that any current member’s individual results are representative of what all participants achieve when following the World Financial Group system. The WFG Environment allows ordinary people to achieve extraordinary things. Rewards & Recognition
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Notes de l'éditeur

  1. AEGON N.V. is one of the world’s leading listed life insurance companies ranked by market capitalization and assets.
  2. More than 78 million people – born between 1946 and 1964 – are considered members of the Baby Boomer Generation.* Generations X and Y – comprised of people born between 1965 and 1994 – make up 42% of the U.S. population.** “ 66% of the people who have ever reached age 65 are still alive today.” — Dr. Ken Dychtwald • “The Boomer Century” * According to http://www.AARP.com , June 2004. ** Michael Fleischner, “Marketing to Generation X and Y,” http://bigmarketing .wordpress.com/2007/01/30/marketing-to-generation-x-and-y/ , Jan. 30, 2007.
  3. What can you, a WFG financial services professional, do to become more mindful of the Great Wealth Transfer? Understand the tax laws involved in wealth transfer.* Set up relationships with third-party advisors. Take another look at current clients. Look at the whole picture. * Tax and/or legal advice not offered by World Financial Group, Inc., World Group Securities, Inc. or their affiliated companies. Please consult with your personal tax professional or legal advisor for further guidance on tax or legal matters.
  4. Firms that require a minimum account size have increased their average minimum to almost $500,000.* 85.5% of U.S. Households have a net worth of less than $500,000.** * 2007 Rydex Advisor Benchmarking Research Study ** Center For Wealth and Philanthropy at Boston College, Study of 106,486,490 households.
  5. • In 2005, for the first time ever, household debt levels surpassed household income in America by more than 8%, reaching 108%.* • While disposable personal income increased in 2005, personal savings as a percentage of personal income dropped to –0.4%.** • More than one-third (37%) of Generation X are not saving in their 401(k) plans, and when they do save, their rate of contribution is lower than that of Baby Boomers (7.2% vs. 8.5%, respectively).*** • Only 31% of workers ages 18 to 25 are eligible for 401(k) participation in their companies’ plan. Among those Generation Y workers who participate in a 401(k) plan, the average contribution is 5.6% of pay.*** * Christian E. Weller, “Drowning in Debt,” Center of American Progress, May 2006. ** “Three Generations Prepare for Retirement,” Hewitt Associates LLC, Feb. 2006 *** “Three Generations Prepare for Retirement,” Hewitt Associates LLC, Feb. 2006.
  6. Option 1 – Client If you are satisfied with your career and discretionary income, consider becoming a client. Take advantage of WFG’s strategies to help move toward financial independence. Option 2 – Self-employed/Twin Career Licensed, quality profession with a great training program Earn supplemental income through your personal effort Control your time and create a career on your terms Potential positive tax benefits of self-employment
  7. Option 3 – Business Owner Using our system, build a WFG business as big as your commitment and vision Take advantage of a variety of incentives, including: • Supervisory overrides • Bonus pools • Renewals & Trails • Stock options* • Entrepreneurial program * Eligibility/availability governed by governing plan documents.