Manifesting money-and-much-more

Manifesting Money and Much More
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© 2006 Manifestation Project www.manifestationproject
Manifesting
Money
And
Much
More
By Gerri Ratigan

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This book is dedicated to problems, issues, people who’ve driven me crazy and mostly to
my own fear. Without them how could I have gotten this far? I look forward to letting
you go with love………..

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Who is Gerri Ratigan? Gerri is a life coach, speaker, writer, creator of the Manifestation
Project and spiritual seeker. Gerri has helped hundreds of people create great lives,
improve their relationship with money and learn to deliberately attract the life that is right
for them. You can learn more at www.manifestationproject.com.

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Forward
I am delighted to introduce Gerri Ratigan´s new book, because I believe you´ll find that
her personal point of view and authentic voice makes real some principles that can all too
easily be abstract.
Follow her ideas and example - and like her, you can embark on an adventure that brings
you results that your heart wants and that gives you far more than you may have
expected.
Don´t miss her insights into the kind of universe we live in - friendly, and helpful -- and
very, very responsive. For many of us - confirmation that this is so...in a world that is
full of too much strife and difficulty -- can be one of the best insights you receive.
Gerri provides many kinds of support, to help make it easier for you to experience the
reality and benefits of what she shares with us. This book provides one kind of support -
I encourage you to watch for what else she offers, from time to time - so you can
experience and have more and more kinds of practical support. Some of which will be
just right for you.
-David Burnet

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Special thanks go to:
My sons, Nick and Lee, who give me a great come back when people ask how I can stand
teenagers, “Ah, but my kids are wonderful!” You both make me proud, you make me
laugh and you remind me of how incredibly successful I am. If all else were to fail in my
life, I would still die an extremely successful woman because I was able to support you
both in becoming the amazing young men I see unfolding before my eyes. My great
coach, David Burnet, who’s stuck with me through an incredible roller coaster ride for
the last two years of my transitioning life. Thanks for being there through all this messy
adjustment I’ve been through, coming back when I needed you and being a rock when
I’ve been a mess. My wonderful friends, Lin Murphy, Andrea Mincsak, Clare Mertz,
Barry Levine, Sue Schell, Margo Mastromarchi, Michelle Marks, Gretchen Sunderland,
Athena Burke, Alex Stier, Bill Blatter, Shara DiSarro, Sue Holdren, Don Warren, Teresa
Scicchitano-deWall, Rod and Debbie Aldrich, Penny Hill, Randall Hogue, Merci
Miglino, Paul Noonan, Joan Oliver, Marcy Perlmutter, Cheryl Richardson, Paula
Scardamalia, Stephanie Sicko, Margaret Weinland, the powerful coaching of Drew
Rozell, my coach Shale Paul who passed away in 2000, but continues to guide me, the
memory of my dad, my sister Kelley, her husband Chuck, and their daughters Shannon
and Ericka, my brothers Bob and Jeff, my mother, my sons’ friends who keep me
laughing and happy to have you hang out in the basement creating music, Edith Simpson,
Lynn Neal, Dennis Keefrider, the people in the chatroom at Cupid.com, all my clients
past and present and members of the Manifestation Project. My coach at Prosper
Learning, Dang Ing and pinch hitter, Gil McIff, Sean and Marco of Mudfunk for making
this enthusiastic fan feel welcome when I go out to see you, and Brian Edgerton. But
mostly, thank you to this amazing journey called life and the constant lessons I’ve
learned about how to live abundantly. Thank you, thank you…

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CONTENTS
Chapter 1 - Introduction – Basic Truths - Money and the
Law of Attraction - a Personal Note…………………………9
Chapter 2 - One Personal Experience……………….12
Chapter 3 - The Law of Attraction – The Law of Attraction
- Abundance Adrenaline - Think, Believe, Feel - Vibration,
Energy, Emotion – The Four Steps to Manifesting – At the Market
– Focus and Knowingness – Affirmations – Faith and
Gratitude……………………………………………………...14
Chapter 4 - Attracting Money – Three Spiritual Approaches
to Money – Joy………………………………………………..22
Chapter 5 - Thoughts Fuel our Power to Create – A
Light Bulb Goes on – The Spotlight Shines Brighter – The
Objective Awareness Game – An Expanded Version of a Biblical

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Quote or What it Really Means – More Games – Grooves in the
Road…………………………………………………………..24
Chapter 6 - Words – Two Word Exercises – Let Yourself Be
Light – Heavy Words – Awareness of Words – Truth Spoken –
The Energy of Words – Childcare Fiasco – The Power of
Journaling – the Sound of Ahh and Selling the House………..30
Chapter 7 - Belief – Self-Esteem – The Wave-Maker Machine
– Our Deepest Beliefs – Belief Shifters……………………….37
Chapter 8 - Emotion – The Shudder of Poured Drinks –
Cosmic Roll of the Dice – Light and Love for Your Unique Life –
Wounded Child to Accomplished Adult – Friends to Remind Us –
Addiction to Negative Emotions, Ego and the Drama Queen – Be
Success – Negative Emotions vs. Painful Emotions –
How to Feel Better……………………………………………44
Chapter 9 - Feelings – A Newly Inspired Approach to Meeting
Men – Inspiration to Help Mom – A Horrible Day
Transformed………………………………………………….54
Chapter 10 - Actions…………………………………….58
Chapter 11 - Emotional Money History – Broken Jar
Meant More – She Personalized Money……………………..60
Chapter 12 - Knowingness – Profound Knowing………63
Chapter 13 - My Story.......................................................65
Chapter 14 - Exercises to Strengthen Knowingness...69

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! Money Section: ARTICLES, QUESTIONS TO JOURNAL AND PONDER AND
PROSPERITY READINESS TEST® -…………………………………70
! Manifestation and Spirituality Section: INCLUDES ARTICLES,
MANIFESTATION RATING TEST®, AND MEDITATION - ………………..80
! Personal Foundation and Self-Care: INCLUDES ARTICLES,
WORKSHEETS: REWRITING YOUR SCRIPT, BOUNDARIES, TOLERATIONS…..89
! Success Section: - INCLUDES ARTICLES, HOWS YOUR SUCCESS
COMMUNITY TEST, MEDITATION TO BREAK ADDICTION TO FAILURE…….97
! Miscellaneous Section: - INCLUDES ARTICLES ON PARENTING AND FOR
TEENAGERS………………………………………………….106
Quotes…………………………………………………………110
Suggested Readings………………………………………...112

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THE DIVINITY OF MONEY
Chapter One
Introduction
You can attract great wealth by doing what you love. This book will show you how.
Your money experience is a reflection of your beliefs about your value in the world.
Your experience of wealth tells volumes about how you see yourself. So doesn’t it make
sense to learn different beliefs?
Perhaps you too have fallen into the trap of believing that doing more of what you don’t
like will bring you what you desire. I invite you to suspend that belief and consider being
open to the possibility that there’s a better way.
What if I could convince you that the hard work philosophy is a lie? Would you like to
sidestep the ulcers, dyspepsia, heart disease, broken relationships and other stress induced
problems? You can! The Universe wants you to have fun, to play, to enjoy abundance,
happiness and love. I will show you how!
Basic Truths
The following principles will be examined using personal experience and exercises:
! Positive energy = Attracts positive money experiences
! Negative energy = Less life and enjoyment of money
! It’s all about you
! What you focus on gains life
! What you resist persists
The exact meaning of these will be woven throughout the book. By the time you are
done reading you will have learned a number of approaches to manifesting the abundance
you wish to have in your life.
Money and the Law of Attraction
Money has been called “congealed energy”. It is a means of exchange that flows from
one to another. By holding it too tightly out of fear or ignoring its lessons, we cheat
ourselves of its gift – which is to enrich our lives. Unfortunately, for too many it becomes

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the primary focus and leads away from true prosperity. Many people forget to enjoy
loved ones and the wonders of this world and instead focus on the pursuit of money. Still
others allow money to become a source of constant worry and keep them from enjoying
the perfection of the present moment. They forget to be grateful for all they have out of
fear of some future scarcity. Ideally, money should flow out of generosity and love to
ourselves and others. It is our servant in achieving our Vision in life.
This book is meant as an introduction to the Law of Attraction, vibration and spirituality
and how they work with money. There’s been much written about these topics, yet much
more needs to be explored so we may learn to more effectively apply it in our lives.
These are new and exciting areas, and yet this material has been around for centuries.
We are learning how to channel source more effectively, and it takes some getting used
to. Adapting ourselves requires adjustment emotionally, mentally, and physically. It’s
going to be a stretch to live joyfully. But, of course, you’ll love the results!
In particular, I will address the thorny subject of money and how it relates to Spirituality
or the Law of Attraction. In brief, spirituality is not the same as religion, though all great
religions include spirituality. I consider Spirituality to be about having a direct
experience with God, All that Is, Source, or the Universe. Spirituality is the extent to
which one follows his or her own inner guidance which is God’s way of communicating
with us. It’s not only about having this direct experience and listening to our inner
guidance. Spirituality is also about working at building a higher vibration and holding a
knowingness or faith that things will work out as they should. Faith is having a
knowingness even when evidence is contradictory.
I will write about thoughts, words, actions and emotions among other things in detail
simply to offer some easy awareness for you. However, don’t feel it’s a rigid system you
must follow in order to achieve nirvana. The idea is to inspire and give you some tools
that will increase and hold you in a high vibration. Apply them where it feels in
alignment with your joy. Some things in this writing may work to your advantage and
offer you help you can incorporate without struggle. Go with those. Leave the struggle
alone. You can read this again and find you are ready for more. Again, go with what is
easy and makes you feel good. You’ll also find a number of articles, questions to ponder
and exercises in Chapter 14. These are offered as a bonus I hope you’ll take advantage
of. I suggest you work with the exercises that resonate with you.
Many people experience poverty while having an abundance of wealth. This book
focuses more on satisfaction and fulfillment with life and one’s financial situation than
merely the acquisition of more.
A Personal Note
There are some great sources out there to learn about the Law of Attraction and Money.
I’ve included a reference guide at the end. What I’ve tried to do here is give my own
story and struggles while incorporating the Law in Attraction in my own life. The
concepts are wonderful and beautiful, yet the real world presents challenges to

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implementing these ideals. Let me reframe that – the ego presents challenges! My hope
is that my story will inspire you to live the Law of Attraction more fully.
I have been fortunate to have had some wonderful training and to have worked with some
very powerful coaches who’ve taught me much about these subjects. I have to confess
that I have not read volumes of information on these subjects. Rather, I’ve worked
diligently to apply these spiritual principles in my life. I believe growth is about the
application, not about acquiring more knowledge. Of course, knowledge is great stuff,
but a shift in feeling is the true goal.
This is a compilation of material I’ve taught for at least 5 years now. I started
researching this for personal reasons. Frankly, money has been a difficult topic for me
throughout my life. I still have work to do on it, but the improvements I’ve experienced
have been powerful. This material works. As you take advantage of the exercises and
allow the lessons to open your heart, money will enter your life more easily. Just as a
caution though, this is not really about working hard so that you’ll earn more, though
you’ll find more money coming to you. This book is more about allowing wealth
consciousness to be in your life now.
You’ll see later in this book that you can enjoy doing what you love, that the Universe
will provide for you and that you can also live abundantly and well for doing it. As a
matter of fact, following your joy is the only true abundance there is.
I’ve also been taught some powerful exercises to focus more effectively on what I want
and sidestep resistance. I am excited to share this information with you.
I promise that by reading and applying the material here, your path will be eased, your
ability to create what you desire will be made simpler, and you will enjoy more
fulfillment in life.

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Chapter Two
One Personal Experience
Once I was in a marriage based in large part on what we lacked in terms of money and
other things. We shared a strong negative bond about money. Our shared belief that
others had more than us kept us stuck in a cycle of lack. We reinforced the idea for each
other that if we worked really, really hard at things we didn’t like that we might
eventually earn enough to live a more abundant life and perhaps see a path to some
savings. Most – oh wait, let me correct that – ALL of our interaction about money was
about how much we didn’t have and how difficult things were. It got so bad that I
remember my ex-husband once complaining about my wasting a bar of soap to clean
some paint brushes – a bar of soap! What’s interesting about this is we were never ever
in a true financial crisis. We always had enough to eat and a roof over our heads. Sadly,
we could have also had more joy and laughter if we’d allowed it into our hearts.
Now even though we lived out of fear of not having enough (and you’ll see soon enough
why this is such a poverty inducing attitude), we did set a priority to put our children
first. Going against the norm which stated that every family must have 2 full time
incomes, we’d agreed that I should stay home to raise our sons. If I could do it again, I
would have approached this choice with spiritual strength and the knowingness I will
write about here. However, these mistakes were just part of the process for me, so in that
regard they were exactly what I needed to experience.
Although I am very grateful for our two very well adjusted young men, we suffered the
continuous self-questioning that can accompany making a choice that’s counter to
popularly held beliefs and practices. We were under the widely held delusion that there
is only a limited amount of abundance to go around and that by choosing to spend time
doing what we loved, we were doomed to suffer financially.
Of course, now I realize that that is bunk, but at the time this delusion caused us a
considerable amount of pain. I remember one particularly painful episode about money in
which my ex-husband and I were lamenting about how little we had. It’s curious that it
led me to cleaning my house more furiously. Somehow I thought that I could fix things
by doing more. I realize that some of you may think that my reaction was silly, but
believe me its common. I subconsciously believed that more non-productive work
would alleviate our financial constraints. Perhaps you’ll argue that working harder is
effective at bringing more money on the job, but that is a myth that harms people.
Struggle and work do not bring money – even when we think it does. What you’ll learn
through reading this is to harness inspiration. Inspired action will create prosperity and
the life of your dreams. Uninspired work only leads to stress and back problems.
Looking back I see that it was the mentality we held, and not our choice to focus on our
children, that created the financial scarcity we experienced. I was always second

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guessing myself, feeling jealous of what others had and thinking that perhaps I should
have done this or that differently or somehow I could fix it or make it better – if only.
Let’s move forward to shift your perspective before you suffer one more moment of
struggle! By using the techniques here you can.

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Chapter Three
The Law of Attraction
When I was in college I remember making a casual comment to a very practical and
cynical friend that when I knew I could afford something, I would find a way. Looking
back I realize that was a huge mistake because he responded by shooting down that
theory. And being so wobbly in my belief system, I allowed his doubt to pierce my faith.
Now I wish I had had the guts to maintain my own conviction because I was on to
something important.
So one aspect of being able to manifest is to go against the crowd and follow your own
intuition. It took me many years to get that. I hope you get it more quickly than I.
The Law of Attraction
The Law of Attraction has been taught by spiritual teachers for centuries and states that
like attracts like. What you know, expect and believe in your heart becomes the truth for
you. Have you ever had the experience of finding the money for something simply
because it was important? At one moment, you could not fathom having enough to pay
your basic bills and then something occurred that made you have the money.
For example, people donated much more money than they ever imagined they could
afford after the events of September 11. Similarly, most of us find the resources for
emergencies like traveling to see a dying relative or to help a loved one in crisis. Because
the crisis forces us to see beyond our own habitual limits, the money is found.
Abundance Adrenaline
Everyone has heard about the phenomenon caused by being thrown into an emergency
without time to think. There are plenty of stories like the tiny woman who finds the
strength to lift a car off her child.
Well, we have all experienced abundance adrenaline. We temporarily forget our limiting
beliefs and become mighty in our ability to attract abundance. What if we could access
the power to manifest abundance more effectively or without having to wait for an
emergency or horrible tragedy like September 11?
The power to deliberately create as opposed to reacting to crisis is within us all.
Abundance adrenaline illustrates the point perfectly.
Unfortunately, we just tend to go back to our limiting habits and belief systems and settle
for what our history tells us is our reality. But that does not need to be your reality. You
have the power to choose.

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Think Believe, Feel
One great way to choose is to learn how the rich think. Surely you have heard that the
rich get richer and the poor get poorer! Well rich people are thinking rich thoughts and
know how to be rich and poor people are thinking poor thoughts and know how to be
poor. I am not saying we should look down on anyone for having had some difficult
circumstances. It is true that our system provides an unfair distribution of advantages.
Yet at the same time, there is enough wealth in this world for everyone to live opulently.
This is a paradox, I admit. But the Universe is reflecting our beliefs on a systems level as
well as individually. So while those born into wealth have the advantage of having
learned how to be rich, those of us born into the middle classes or poverty have the
advantage of knowing what it feels like to lack.
This may not sound like an advantage, but it is actually is. How else can one know true
happiness without having known its opposite? How else can one know what wealth truly
is without having gone without?
So not only is this an advantage in that it helps those who succeed from nothing
appreciate their success, but it offers even more. Without the impetus to move out of a
mediocre financial situation one may never learn to appreciate its opposite and fully
embrace fulfillment. In order to manifest wealth, one must learn how to feel fulfilled
first. Feeling is one of the steps to manifesting you will learn about later in this chapter
and in the chapter on Techniques for Shifting.
I am guessing you’d not only like to be wealthy, but along with that, feel the fulfillment
that goes along with knowing all is right with the world. You will learn to have them
both. Makes you feel a little sad for those who are born wealthy then right? (Ok, perhaps
that’s a bit of a stretch for you, but stay with me!)
Yet it is true that many of us have a more difficult time manifesting wealth due to our
conditioning. But by now you are starting to realize that this is not the end of the story.
The good news is that our wealth is ultimately not about external circumstance, it’s a
reflection of internal programming. And, this programming can be changed!
Vibration, Energy, Emotion
When I was younger, I reacted the way many of us do to the perceived unfairness of our
system. I felt this was a sign of our unjust establishment, and expended a bunch of angry,
negative energy railing against the injustice. At other times I beat myself up for not
doing enough or not being valuable enough to make the money I wanted. I even
compared myself to others I perceived as having more and diminished my own value.
Shame and blame like I experienced are of a low energy or vibration. They are an
emotional frequency. These lower frequencies generate little power to attract good
things, and in fact only attract more of the same low energies. Neither of those energy
levels worked very well as I just stayed stuck in financial mediocrity.

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Later, working in human services, I projected the energy of a martyr believing my
sacrifice was what was needed in the world. By accepting less, I would somehow allow
others to have more. Of course, what I got was less.
Fortunately, books and teachers appeared to help me reshape my experience! Now I
know enough to choose something other than blame or personal shame. Through my
study, I’ve learned to be much more deliberate about my energy. If I can manifest wealth
with the background I had, you can too!
I’ve learned that the Universe is infinitely abundant and expansive and wants us all to
accept light and wealth. That is our work. Our own joy and abundance is how we heal
others.
I will be using energy, vibration and emotion somewhat interchangeably here. Place
high importance on these. Energy, vibration and emotion are your power to create. They
are the most valuable resources you have available to you. No matter where you are in
your life, you have the power to draw all you desire to you.
I have had the privilege of working with a number of people in my coaching practice
who’ve had almost instantaneous results by becoming aware of a vibration they’ve had
about energy and deliberately changing it. Some doubled their incomes almost
immediately. Learn to vibrate in alignment with your desires like they did and you
become the creator of your life.
The Law of Attraction teaches that everything comes down to the beliefs we hold and the
knowingness we have about our state of affairs. Since money is such a charged issue, the
attraction laws work even more strongly as we’re sending out such charged positive or
negative energy about it.
The things we put our attention on become reality. Most people habitually react
unconsciously to what’s going around them. Therefore, they keep putting focus on
unwanted events or things over and over again. Because what you focus on becomes
your reality, you keep repeating the same things in your life and most likely are
wondering why you’re having such bad luck.
But it’s not luck at all, its ignorance and poor use of the power you have within you to
create exactly the life you want. You can learn to stop perpetuating the same states over
and over again. No matter where you are or what your current situation, you can create a
great life using the Laws of Attraction.

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The Four Steps to Manifesting
In my coaching work with individuals and in my program, the Manifestation Project, I
have created 4 steps to help people remember how to work with their internal power to
access the Law of Attraction more easily. These are:
Step 1: Recognize, accept and be with what is not working
By learning to observe ourselves and our lives without judgment we set the stage for the
kind of personal development that enables us to live brilliantly, blissfully and in
alignment with our deepest desires. We can build the capacity to attract all we desire by
using current circumstances to learn to vibrate more effectively. Unfortunately, most of
us have a habit of blaming external factors for what is happening in our lives. For
example, we blame the economy for our sense of lack or the weather for not feeling
sunny inside. Instead, I suggest you accept what you have created with an attitude of
detachment. As a participant in the creation of your world, learn to send out different
energy that will create an experience more to your liking.
Step 2: Learn from it
Everything happens as a result of our beliefs. We constantly send messages to the
Universe regarding who we really are and what circumstances we have grown the
capacity to handle. What you are seeing in everyone and everything around you is a
mirror of your internal beliefs about your reality. That person or situation that annoys
you so much is telling you something about you. Again, remove the blame here.
Practice detached observation and take advantage of this opportunity to learn how to
vibrate differently.
Step 3: Feel, know, be what you wish to manifest
Learn to reach for the best feeling possible. Feeling is vibration. By becoming aware
and taking responsibility for our vibration, we can learn to more deliberately align
ourselves with our highest selves and create exactly what we want. Vibration is your
power to attract. Vibration is the feeling you send out. Vibration is emotion. We can
learn to feel differently and thus draw what we wish to us. Knowing and being is your
faith. Move forward expecting what it is you desire. Be that. Know. Radiate a state of
wealth consciousness from every cell in your body. When you see things that appear to
be contradictory to what you are working at manifesting, continue to know. What you are
seeing are signs, and the things you must address in order to grow into the person who
can be what it is you wish to be.
Step 4: Accept and play with what shows up
This world is a gigantic playground for us to grow and explore. Lighten up and have fun
with all this. There’s some idea out there that spiritual growth has to be serious, boring
and regimented. This world is filled with wonderful things to enjoy. Take advantage of
them, play, explore. We are constantly being shown reflections of what we send out to
the Universe. The lessons are always there for you. When you can accept them in a
playful manner, the work becomes a joyful adventure. When something shows up in

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your experience, see it as fuel to build your capacity to deliberately create. Have fun with
this. Ask yourself what vibration you were sending out that caused this particular thing
to happen in your life. Laugh about it! Be loving toward yourself and make adjustments
in your approach without judgment. The Universe has a great sense of humor.
At the Market
I am reminded of the Universe’s humor by the following experience:
One day while driving to the market, I said a silent prayer for help with my tendency to
become impatient. Impatience is really a lack of faith, so being a person committed to
living faith, I really wanted to handle this.
When I arrived at the market, I picked up my few items and got in line in the express
lane. The woman in front of me obviously had more items than the limit, and as if that
wasn’t enough, she questioned every price and took her time paying and seemed to be
doing everything possible to drag this entire transaction out. I felt myself becoming more
and more impatient. Looking around for other check outs that might be available, I was
feeling angrier and angrier. It seemed this woman was there deliberately to annoy me!
Then the woman looked at me in a knowing way and apologized for the delay. In
retrospect, something about her look made me realize what was going on. Within
minutes, I remembered my prayer and had to laugh. I had asked for help with my
impatience. What better way to improve my patience than to give me one of the most
challenging situations I could imagine to build my patience! I took a deep breath and
gave thanks for this answer to my prayer.
Focus and Knowingness
Know that the Universe wants you to have all you desire. What you want, wants you.
When you are ready, it will appear.
Many people will debunk this concept that focus becomes reality. Because they have
expended so much energy wanting more and not getting results, they believe focus is not
a worthwhile emphasis. I can certainly relate to this as I’ve spent a lot of time wanting
money myself. But let’s look a little more closely at this. What is the real belief you are
generating with wanting? Do you actually feel that you have it? Or is the belief more a
focus on what you don’t have? How much of your energy is tied up in a holding pattern
of reacting to what is not going well, focusing on that and then getting more of it? Most
people have at least one area in their lives where this happens. Remember your world is
a mirror of the vibration you are sending out. So you are getting exactly what you
believe. Generally, most of us keep on getting more of what we don’t have because our
focus is on the lack or simply on the repeated results they keep getting.
Shift to knowing that abundance is there for you now. Know it. Feel it. This world is a
gigantic field of possibility. Be grateful! Everything you want is right here now. One
way to stay in a high vibration about something that is not currently manifesting is to be
in the now. In this moment nothing is really wrong, is it? Isn’t everything that’s
supposedly wrong really about projecting about the past or worrying about the future?

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And, this is not about denial either. I am not suggesting that you temporarily medicate
yourself by buying things you don’t need or can’t afford. I am, instead advocating
gratitude acceptance of what is and the faith that you will create what you desire
including a positive cash flow.
Take a deep breath, appreciate and enjoy this moment and know that the Universe will
lead you to exactly where you need to be. There are always many things to be grateful
for now. Practice gratitude for what is going well. Be in gratitude for what is not
working as well. Perhaps that sounds contradictory, but everything that’s occurring in
your life is there to teach you something. Your task is to welcome life as it is while
maintaining detachment knowing that things will manifest as they should. Detachment is
letting go. This means you have faith and trust that the Universe will handle things. At
the present moment, you don’t need these things you desire because everything is
working perfectly. You never need these things because in this moment everything is
handled. You know they will appear when necessary. You know the Universe will bring
what’s perfect. Know that you have all you desire. You do. The Universe sends you
what you believe.
I admit it can feel like a dilemma to know that something is there when its not. At times it
can seem like a cruel paradox to be required to know in your heart that you have it all
when in the throws of not having it all. But this is precisely where our power to manifest
is. Knowing comes first. Knowing comes before having. Doing is not necessary except
from inspiration.
Our strength lies in our faith, our being, knowing, feeling and the expectation that we will
learn all we need to create our world. When we forget that, we get into the realm of
magic or looking outside ourselves to be saved. This distinction between magic and my
own power was made clearer to me through doing affirmations.
Affirmations
Affirmations are a popular exercise taught by many great spiritual teachers. Perhaps you
are familiar with them. The idea is to write positive present tense statements about what
you wish to have. Affirmations build one’s belief and are a very good practice when
done to build spiritual power. But they can also keep one stuck in a negative pattern
when the affirmation is not matched with belief.
For years I worked with affirmations and wrote “I am a millionaire, I am a millionaire”,
over and over again. Well, it wasn’t working for me! It actually led to my feeling like I
was a loser as it seemed that everyone else was getting results! When I finally put the
affirmation work up against the concept that the vibration or feeling is the true power, I
realized my true vibration was not that I was a millionaire. I was actually feeling quite
differently. I was only emphasizing that I was not anywhere near being a millionaire. If
I didn’t have the feeling someplace inside me that could connect with that thought and
have a belief in the truth of it, I would only set myself up for continued failure. In truth,

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every affirmation I wrote while feeling like it wasn’t going to work, just kept me away
from my goal.
It became clear that I needed a foundation to grow a true belief in this. You see, it’s
pretty much impossible to go from scarcity thinking to wealth consciousness in one jump.
I’m not saying it’s completely impossible, but my point is that I needed to honor how I
was feeling and work with that. Affirmations are done to build spiritual strength or faith.
As we build spiritual strength we increase our capacity to turn on good feelings more
easily. And, good feelings are the stuff that attract. By the way, it’s a great idea to
eventually build up to feeling and radiating the vibration of peace as often as possible.
Peace is the highest vibration.
However, one must walk before running. To jump to peace requires a bridge. For most
people, building capacity for wealth consciousness comes a little at a time. Peace about
money is a high ideal for many that requires a huge foundation. But you can begin now
to take the steps to get there. And along the way you’ll enjoy great results. So instead of
an affirmation I could not match vibrationally, I found one I could. I started writing, “I
generate all the business I need.”, “I generate all the business I need.” That felt right to
me and like something I could attain.
Faith and Gratitude
The Law of Attraction is working all the time. You get what you are, what you vibrate,
what you know in your heart to be true. That’s why so many of us keep getting the same
stuff over and over. We react to current circumstances and think that’s what we have to
accept. Yet we can learn to deliberately create through the Law of Attraction – being,
knowing, feeling, and expecting is our power.
One simple way to shift into attracting more great stuff into your life and ramping up the
power of being, knowing, feeling and expecting is through gratitude. Appreciate the
breath that fills your lungs, the food on your table, everything around you, people and
situations. Even when they are not to your liking they are your creations and have much
to teach you. Look at these wonderful things and be in awe of them.
No matter how much you've messed up in your life, the Universe is always inviting you
to participate as a co-creator. We are Gods and Goddesses.
Will you join this new way of being? The best way I can describe it is to have faith. I am
not talking about external faith in a doctrine. This is faith in the heart – the feeling! The
following quote from Abraham Hicks “Ask and It Is Given” says it best.
“When there is something that you desire and it has not yet manifested, and you cannot
yet see the path through which it will manifest, and you are discouraged, then you are
forgetting that you are an Eternal Being and that you never get it done. But when there
is a new, unfulfilled desire, and instead of torturing you with its absence, instead it calls
you with its idea—then you are Source Energy, physically embodied, and right on track.

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Law of Attraction says, that which is like unto itself is drawn. So, if you stand in an
awareness that you don’t have enough money, and you talk about it and you feel around
it, and you perpetuate a continuing vibration of not enough money, even though you’re
asking for more, and even though you may be offering action which should accommodate
more—more cannot come because it is vibrationally different from the vibration that you
are usually offering.
And so, an attitude of satisfaction about what is, an attitude of making the best of what is
while you are eagerly anticipating an evolution of what is- - that’s the perfect vibrational
stance.”
-Abraham Hicks (quote used with permission)

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Chapter Four
Attracting Money
For many people, money is a difficult thing to manifest because it comes with so much
baggage. Money is a highly emotional, socially challenging, self-esteem laden and guilt
inducing issue. We learn attitudes from our family of origin and from society in general.
We crawl into self-imposed corners, create walls, drag our feet and procrastinate when
confronted with opportunities to make more. We fall into despair, limit ourselves, brag
or become bullies over it. Indeed, it appears that our quality of life and death depend
upon money. However, our experience of wealth is not the external we believe it to be.
We can learn to live in wealth consciousness and enjoy life fully. No matter where you
are you can create wealth. Whether you have much but cannot seem to hold on to it, or
you’ve always struggled with making enough to make ends meet, you have the power
within you to live abundantly.
Three Spiritual Approaches to Money
First let’s get past the misconceptions about spirituality’s relationship to money. People
have created some interesting spins on the convergence of spirituality and money
consciousness. Shakti Gawain’s approach is my favorite model for understanding.
Gawain has created helpful distinctions between 3 spiritual approaches to money in her
book “Creating True Prosperity”.
The Materialistic approach is the typical view we see in the prevailing industrialized
world now. Acquisition is the name of the game. The idea is to accumulate as much as
possible and die with the most. Competition and winning are the important elements in
the materialist approach as social status is tied to bank accounts and high status
possessions. There are winners and many more losers in this view. For many people, the
stress associated with this predominant approach to money has led to serious
consequences. We expend too much of our precious life energy in jobs we hate in order
to play this game. We forget what’s really important to us. We loose sight of our true
dreams or perhaps we never took the time to find out what would really make us happy.
There is nothing sadder than a life lived in service to a false idol.
In direct opposition to this is the Spiritualistic approach. Here one renounces worldly
goods and chooses a higher calling through spiritual devotion. Adherents live a life of
poverty and simplicity choosing to receive all enrichment from direct connection with
Spirit.
Unfortunately, until recently, many of us thought these were the only two options. This
sure caused some problems because they both have some serious drawbacks. The
materialist approach is too shallow and disregards the heart and soul. There have been far
too many people who’ve expended their precious life energy on pursuing money because
they were taught that this was the most important thing in life.

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On the other hand, the spiritualistic approach is far too severe for most people. It doesn’t
allow for much of the beauty of this world to be found in culture, music, food and life in
general. And, in at least one way, the spiritualistic approach shares a deficiency with the
materialistic approach. They both waste precious life energy. While the materialistic
approach leads people to waste time on financial pursuits, the spiritualistic approach
encourages turning away from much of the pleasure in life. Why throw aside joy in life
now in the hopes of attaining a reward upon death? Besides that the Spiritualistic
approach would be far too boring for me!
The last view about money and spirituality from Gawain’s book is the New Age
approach. What a relief this is! Here is an alternative that offers the richness this world
has to offer now and a spiritual perspective to live from at the same time. It stresses that
what we focus on becomes our reality. This world is a playground of wonderful
adventure, wealth and joy. We can be connected to spirit and surrounded by abundance.
As a matter of fact, this is the spiritual experience now on earth. Its here to be enjoyed.
Joy
As has been stated by many teachers, we are not human beings having a spiritual
experience. We are spiritual beings having a human experience. Life is our spiritual
work. Learning to live in alignment with our soul is our work and that brings joy, wealth
and fulfillment to us right here and right now. We don’t need to wait for an elusive
reward after we die. We don’t need to deny the beauty and fun in life. The reward
happens now. The punishment happens now as well. Well, if you want to call it
punishment. Actually, mistakes, setbacks and the like are simply opportunities to learn.
You choose. You are learning how to create. The extent to which you align with your
life purpose is the extent to which you experience joy now. And the extent to which you
experience joy is the extent to which you light the way for others. It’s a pretty great
concept, and I love that about my work. Joy brings more joy to yourself and others.
Who could ask for a more delicious scenario?
So I will let you in on a secret then. It’s not about the money, but about enjoying life and
finding that as we live our truth and our authenticity, life flows. When you can
completely trust and let go, the resources just appear in amazing ways. Know with your
heart and soul. Opportunities which are in alignment with our gifts and our joy present
themselves for us to create the money necessary to live well. Paradoxically, the more one
embraces the spiritual, the less one needs material comforts. So this truly is not about the
money, but about knowing you have it all already, knowing you deserve it all and being
open to however the Universe presents the path for you to enjoy your greatest desires.
You can have it all. You can live well and love what you are doing. You can be in bliss
and the beauty of the dark moments, do work you love and have relationships which
nurture you. All the support and comfort that enhance a fulfilled life are there for you
and your loved ones as well. This life is about learning to own all that joy. I wish you
joy as you explore this for yourself.

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Chapter Five
Thoughts Fuel our Power to Create
Thoughts are simply random neural firings in the brain until we learn to take
responsibility for them. We can choose to master our thoughts or they will master us.
Mastering thoughts is a life long discipline that could mean more vibrant health, wealth,
improved relationships and unbounded personal fulfillment. Thoughts are that important.
For most people thoughts are just old tapes that keep repeating themselves. They can
come from triggers stored in our bodies, reactions to old memories called up by a long
forgotten smell, a configuration of events or items similar enough to elicit an automatic
response, or some other stimulus that activates a neural connection. When we look at
thoughts this way its no wonder we feel like victims in this world. Thoughts heavily
influence our emotions and emotions are our power to create our lives.
But it is possible to take control of our thoughts and reprogram ourselves for success in
any and every area of our lives. In fact, it’s imperative to do so. If you wish to become
a deliberate creator of your life, be aware of your thoughts and build your capacity to
change them. Your power is not in the external world. It starts from within with the
thoughts you allow yourself to have. Remember, the rich think rich thoughts and the
poor think poor thoughts. And since thoughts produce emotion and emotion is your
power, thinking well is an awfully good idea.
A Light Bulb Goes On
My first realization about my own negative thought patterns came spontaneously when I
recognized I had been spending an inordinate amount of time ruminating over an old
abuse I’d suffered. I was regularly feeling bad and even wishing my life away with
thoughts about how many years it had been and how much better I’d be if I could just get
some more years away from it! I was constantly thinking thoughts like “It’s been x
number of years since he hurt me”. “I’ll be OK someday.” “I wish I hadn’t been there
then, so maybe he wouldn’t have done that to me.” “If only I hadn’t said xyz” “If only I
hadn’t done that.” As you can imagine, my energy was low, my vibration was low and
nothing was working well in my life.
Thank goodness there are some wonderful resources out there though. Books helped me
build strength. Counseling helped me heal. Coaching taught me about principles like the
ones in this book. Coaching also helped me apply the principles in a way that worked for
me. I was able to take back control of my obsessive thought patterns. Learning to take
responsibility for my thoughts has given me huge amounts of energy.

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It’s great when you are able to independently recognize negative thought patterns. But
this is often not the case. More commonly, we need others to raise our awareness of
negative patterns.
The Spotlight Shines Brighter
Some years ago, I had become so used to complaining about not having money that it
was completely unconscious. The habit was so ingrained in me that it never registered as
a problem until my coach pointed it out. I’ll never forget her telling me that I sounded “a
little victim-y”. I must say that it was painful to hear that. No one wants to face their
tendency to repeat the patterns they learned from their parents. But it served as a
liberating wake up call. We all carry these old patterns learned in childhood. The
tendency to behave as we were trained by our primary role models – our parents - is
universal.
Do I discern shutters of aversion at this? Sorry, but it is our universal reality. Being our
parents is much more pervasive than you probably like. Dealing with habits that don’t
serve is the first step to moving beyond them. Breaking free of these patterns frees you to
build the capacity to create your life deliberately.
I had to work hard at building my awareness of old thought patterns in my every day life.
It wasn’t comfortable to recognize I was speaking from a scarcity mentality at all.
Remember, we can become immune to our own bad habits. We all need objective
outsiders to tip us off on occasion.
Then it’s important to carry the awareness through in real life. Working with a coach or
counselor is great. But you don’t always need a professional to help you become aware.
I recommend building a support team. Cultivate friendships with people who care about
you and who will be honest with you. Ask them what they see you could improve in
terms of your wealth consciousness. Do you speak negatively about the possibility of
becoming wealthy? Do you sabotage yourself? Do they hear you complaining about the
price of things or how much money you make? Other people can provide you with
valuable information.
The Objective Awareness Game
In addition to outsider feedback, learn to be the objective observer of your own life.
Make it a game. The Objective Awareness Game will help you raise consciousness of
thoughts and behaviors that you habitually practice. First identify a general thought or
behavior that could benefit from more wealth consciousness. When you have found a
specific example of a thought or behavior to be transformed, realize that all you need do
is notice it. Be non-judgmental, send it light. There is no reason to do battle. Just
observe it. If need be, you can continue the game by creatively brainstorming for
solutions either alone or with a partner or partners. After coming up with solutions,
anticipate possible obstacles and solutions for those. The important thing is to keep this
fun and creative throughout. Have fun with your new skills and try on the different
solutions in your real life. Sometimes you’ll win, more often you’ll loose, but then again
you will never loose as you’ll get better and better with each attempt.

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Here’s how I started out playing the Objective Awareness Game: I put aside a full day to
observe myself. If I had it to do again, I would have started out by loving myself and
sending myself light. I would have made it clear with myself that whatever happened I
wouldn’t judge myself. I recommend these steps as they make change so much more
effortless.
The idea for the day was to simply gain information. I set an intention to follow my
thought patterns as much as possible. This is much easier when practicing mundane
tasks, so a day that is not too busy is ideal. Through this process, it became clear very
quickly that I was caught in a pervasive negative thought pattern. What I found was
startling.
I started the day by looking in the refrigerator and thinking about what we didn’t have
and “Oh My God, how am I going to pay for more food”. Then I brushed my teeth and
observed thoughts about having to pay for the dentist. Looking in the closet, I had
thoughts of what I didn’t own and how I wished I could buy nicer clothes. This thought
process was unbelievably ingrained in me! All these thoughts were occurring throughout
the day and I wasn’t even aware of them. These were the habitual thought responses I
sent out to the Universe. And since we get exactly what we focus on, guess what? I
received exactly what I was sending out. In that instance I understood what I was doing
and how perfectly this Universe works. I got exactly what I focused on - more lack.
It’s a great idea to carry around a notebook and record every observation you notice. Just
spending a minute writing after each segment of the day really builds awareness. (To
take this a step further, I recommend you take the Prosperity Readiness Test at the end of
this Report to help you build your awareness.)
I just shared two simple experiences that helped raise my own awareness. Of course, the
value of awareness is that we can get an understanding of what needs to change in order
to build wealth mentality. One experience came through self-observation, and one came
through having it reflected back to me by a trusted confidante. These two kinds of
feedback helped me build my capacity to recognize what was going on in my mind. And
by understanding my mind’s tendencies I build the capacity to choose new thoughts and
change my mind to create the life I desire.
Most of us will have to break through our own limiting egos in order to change though.
We can delude ourselves into thinking that our thought patterns and negative emotions
are us. They are not. They are of the ego.
It’s essential to raise awareness of thought patterns. Step back and notice what’s going
on with your thoughts. Become the observer of your life. Don’t underestimate the power
of simple thought patterns. Thought patterns are not who you are, but we are under the
delusion that thought patterns are us. The idea that Thought Patterns ‘R Us is simply a
giant lie brought about by the collective ego to make you forget you’re of the Light. Your

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true spiritual work is to think thoughts of your connection with Spirit. Spirit wants you to
live brilliantly.
An expanded version of a biblical quote or what it really means:
“As for me and my house, we will break the bondage of old patterns of negative thinking.
We will think thoughts of a brilliant life that serves the God within seeking expression
here on earth.”
My thought patterns from the past had the power to hold me in poverty thinking and thus
kept me living a poverty experience. If I had let them, they could have continued to hold
me there.
Sadly, most people are living in unconsciousness about how they create their lives.
However, that does not have to be your reality. By building your awareness you take the
first step toward the freedom to create your life deliberately.
This is something I continue to work at on a regular basis. The first step is to build
awareness. The Objective Awareness Game helped build an awareness of what I was
doing. Without knowing where I was, it would have been quite difficult to know where
to move next.
So now that I knew I had a negative mental habit, it was time to work at changing it.
Otherwise, this negative mental habit would continue to attract negative circumstances
from the Universe. If left uninterrupted, negative mental patterns will prevent positive
things from coming into your life, repel positive people and generally make life
unappealing for yourself and everyone around you.
Granted, many people feel safe in their familiar negative energy and there’s a lot of
bonding that goes on over negative energy. You’ll have no problem finding people
who’ll commiserate with you in focusing on increasing your pain and negativity. But if
you want a great life, I invite you to lift yourself out of that gravitational field!
I do warn you that it requires building a new ethereal body, reprogramming your mind
and cells, dropping some negative friends and surrounding yourself with new positive
influences. The shift may be disorienting and feel like culture shock. But I guarantee
that the adjustment will be worth it!
More Games
So how do you change negative thought patterns? Here are a few ideas that I suggest you
work with:
1. Play the Objective Awareness Game:
a) Send love to yourself – do this consistently and not just
when playing the game!
b) Identify a thought or behavior that is not serving your
highest good.

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c) Remember all you need to do is notice it and maintain
freedom from judgment
d) Identify a specific example of the thought or behavior
e) Send the thought or behavior light
f) If desired, brainstorm solutions either alone or with others
g) Anticipate obstacles and brainstorm solutions to those
h) Have fun
i) Make mistakes and learn from them
j) Do it again
2. Set aside one day to observe your thoughts. Use some, all or
none of the elements of the Objective Awareness Game. It’s
often easiest to notice thoughts while doing routine activities, so
instead of admonishing yourself for not observing all day, just
observe in these routine moments. You will become stronger
with practice.
3. Say “STOP” whenever you notice.
4. Replace the thought with a loving thought toward yourself or
another person.
5. Adopt the phrase “No judgment” to protect yourself from having
bad thoughts about your bad thoughts!
6. Wear a rubber band around your wrist and snap it each time to
recognize a negative thought.
7. Write alternative thoughts and rehearse them
8. Set a timer and think as negatively as possible during that time
only
9. Take the Prosperity Readiness Test at the end of this Report
10. Get a Life Coach to support you
Much of the above suggestions would fall under what is called thought pattern
interruption. I encourage you to incorporate thought pattern interruption in your life for
the sake of building a life that works for you. By noticing negative patterns and then
replacing them with positive patterns you take more control of your life. Positive thought
patterns build a richer, more joyful and abundant life. Who wouldn’t want that?

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Grooves in the Road
I think of thought patterns like a dirt road with grooves worn into it. Some of those
grooves are more entrenched than others. The path the grooves follow can lead me
anywhere in life, but sometimes I forget and am deceived into believing that my only
choice is to take the well worn route and thus get the same old results. But then I
remember that I am the driver along the path and my carriage is there to serve me. The
path represents my life, the carriage is my journey and I decide. Before I became
conscious, I allowed the carriage to just keep falling into the same grooves over and over
and I was consistently brought to the same places and experiences in life. But I learned
and I continue to learn. I’ve had to pull that carriage out of those ruts a lot. Sometimes it
only required that I give a little tug of the wheels to move out of the rut. Other times I’d
have to get out and put a blanket or even a ramp under the stuck wheel and rock back and
forth until I could free my carriage. And still other times I’d have to call in a professional
tow truck. But I have to tell you, I much prefer the tow truck to a mediocre life.

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Chapter Six
Words
Another piece of the knowingness puzzle is words. We’re often taught to be careful of
saying things we’ll regret as if it’s only about how it will be perceived by others. But
there is much more power to words than this.
For many years, I could not speak the name of the person who’d abused me. Though the
sound of his name may not have had power for others, the act of transferring his name
from a thought in my head to a word that passed my lips, gave it too much power over
me. Likewise, it was painful to hear his name mentioned. There is still, in fact, some
residual pain at hearing it, though it does not control me. In fact it gives me a sense of
assuredness that I’ve become so much stronger and at peace with myself.
By using words you are bringing the power of your vibration to a whole new level.
Notice the difference in how you feel when you say certain words. There is incredible
power in them.
Two Word Exercises
Try the following experiment: Get yourself some paper or a journal and a pen. Find a
quiet place where you won’t be disturbed for a few moments and sit comfortably. Be
with your body and mind as fully as you can. Acquaint yourself again with your body
and your mind. Be open to whatever sensations occur for you now. Take a long full
breath and exhale fully. Now say the words “I am good”. How does that make you feel?
Write down whatever subtle or not so subtle things you notice. Now say “I am bad.”
What do you notice now? Write down your observations again.
Another exercise is to simply note the difference in energy you experience with words.
What do you notice about how your energy is affected when saying these words or
phrases:
! Power
! Strength
! War
! Dispute
! Lighten up
! Relax
! Peace
! Hostility
! Mother
! Father

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! Male
! Female
! Husband
! Wife
How do each of these words makes you feel? Where do you feel it in your body? What
images come to mind? How would you rate these words on a scale from one to ten
regarding their ability to make you feel good?
Let Yourself Be Light
One phrase that I find extremely powerful is “Lighten up”. I feel the power of this
immediately. It seems to cast out the demons of negative thought very well for me. I
was always attracted to the Christmas song “Have Yourself a Merry Little Christmas, Let
Yourself Be Light”. Even before I had any awareness of the power of words, that phrase
attracted me on some level. Check in with yourself right now and notice how it makes
you feel to use the words “Lighten Up” and “Let Yourself Be Light”. Words that make
you feel good are your nourishment, your power to attract all your desire. Write them,
say them, sing them, read them.
Heavy Words
I remember as a child having a strong negative experience of the power of words.
Though the details are vague for me, the feeling was so strong it felt like I had committed
violence. Simply put, I remember sitting at my grandmother’s home. A male relative a
few years older was sitting there with me on the couch. I have no memory of the
disagreement we had or even if we had a disagreement, but I said the words, “I wish you
were dead.” I know I felt anger when I said it. But upon saying those words, I felt the
most horrible sense of shame that those words came from my mouth. I know he felt bad
too as he began biting his nails.
Now I am not saying that a child can so simply affect another’s life or death, but the
words did feel like I had done something horrible. And, in fact, what I had done was
begin the steps toward a manifestation that neither of us wanted. That’s how most of us
spend our lives – in complete ignorance of the power of our words and how they begin to
create. I never knew what to do about that and so I pushed it aside. Looking back, I wish
I’d had access to some help for that incident, but none was available at the time. Using
those words had a negative affect on both of us. The words tore into his soul and I felt it
and it tore into mine. This is the first time I have ever written or spoken of that incident
in my life and I hope that by doing this I am sending light to the soul of my relative who
has since passed away.
Awareness of Words
Throughout this book I seek to help you build awareness in all areas of you life. Your
awareness is your strength. By becoming aware of what you habitually say you can stop
yourself from saying words with little or negative power and use more positive language.
Make it a habit to always find the most positive way to say things. Your words have
incredible power, so use them to create abundance. Try changing “I don’t make enough

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money to buy that”, to “I am open to finding ways to buy that”. Change “This is too
expensive” to “When I’m ready I’ll consider buying something like this”.
These are subtle differences, but the feeling behind the words is more empowering. The
words will reach back and influence your thoughts and reach forward and affect your
actions in a positive way. Do you see how this shift will make you feel like you have
choice and control over your money? And notice that feeling or emotion is one of the
aspects of enhancing knowingness as well. So by strengthening words we strengthen
positive emotion. You always have the choice to speak words of wealth or words of
poverty.
This does not mean you ever have to lie. I am not advocating telling people you own a
Porsche if you do not. But you can speak of the wonderful things you have and match
those words with conviction from your heart. Those who live and speak gratitude attract
more opportunity. Speak from your wealth and know that it will build. Speak from
knowingness that things will work out for you. Choose words that say you are wealth,
love and joy. You are.
Truth Spoken
As I eluded to earlier, many years ago, in my early teens I’d been taken advantage of by
an older boy. I had allowed myself to be victimized and this affected me for years. I
never said anything to him about it and like the child that I was, I assumed something
magical would happen to change him or the situation. I hadn’t yet learned I needed to
speak up for myself.
My opportunity came one evening some years later when I was about 19 years old. I was
out at a popular night club with some friends and a man grabbed my arm and pulled me
over to him. I was surprised to see that it was this abuser from my past. Being a little
happy from the drink and atmosphere I forgot about the abuse and was delighted to see
him. He immediately started the lines and seduction, and I stepped back and said “You
know, I remember you’d said that I would never find another lover as great as you. Well,
I gotta tell ya, having been out in the world I’ve realized, you aren’t anything.” All the
while I had a big smile on my face.
His face dropped, I don’t remember what else was said, but I walked away with a huge
positive shift in energy. I said what I needed to say. The negative energy left my body
and I was free. It was about much more than words too. It was about letting it go and not
caring what he thought. I spoke my truth without the need to change him at all. I was
free.
The Energy of Words
From vocabulary, spoken with confidence, to allowing the words to pass freely through
our throats and out completely through our lips without holding back our expression, we
tell people much about ourselves through our words. Have you known people who shut
down their words? A lack of confidence is often mimicked through speech. How about
people who hold themselves back from speaking their truth? Blockages occur in our

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energy systems when we ignore our need to speak. The Universe seeks to express itself
through you. When you ignore the flow seeking to move with you and through you, you
shut down your power to attract abundance. This blockage of energy affects many other
areas in life beyond just money. So many people stifle their words for fear of losing a
job, for fear of not fitting in or because they feel they don’t know as much as others.
It’s an unfortunate reality that many (perhaps most?) institutions discourage differences
of opinion by not allowing people the chance to speak their words. It’s common for
leadership to claim to allow people the chance to speak, yet at the same time there is too
often an underlying culture of fear and conformity.
However, this is not entirely the organization’s doing, for the fear resides in the hearts of
members as well. How sad that we have been conditioned to repress our truth and that
we are also guilty of repressing other’s truth in service to bureaucracy. When people do
not speak their truth they bottle up negative energy and it wrecks havoc on their physical
bodies, infects relationships, and harms their emotional and spiritual health. When
institutions do not allow open communication, they lose the opportunity to adapt, grow
and evolve.
The negative energy that comes from repressed words must be expressed. Unfortunately,
many people continue to bottle it up until they explode. As I am sure you’ve
experienced, this is usually an inappropriate expression often leading to negative
consequences.
Childcare Fiasco
Many years ago a friend of mine had agreed to help me out with childcare. Almost
immediately, I noticed her becoming cold toward me, but when I asked if anything was
wrong she always said everything was fine. One day I called her and explained I’d be
picking up my son from school and he would not be coming to her place after. I was
shocked when she started screaming at me that I was taking advantage of her. Now keep
in mind I was paying her as well, so I truly felt we had come to a mutually satisfying
agreement. I tried to talk to her but she maintained that I was just an awful person. I
called her later to try to discuss it, but she said she no longer wanted to be friends with
me.
The next time I saw her at a school function she was obviously upset to be around me,
but since she had indicated it was over, I had to let it go. Looking back on this, I realize I
can be a rather disorganized person and forget to make advance plans for things so I
tended to be pretty spur of the moment when making arrangements with her. Without
further input from her, that is all I can conclude.
But with a number of years to reflect on this, I see that what happened is that she did not
speak her truth. It’s likely that she never wanted to watch my son in the first place. But
instead of telling me, she allowed a minor misunderstanding to build up to a point of
exploding and losing a friendship.

34
How many times have you exploded at someone when you really should have expressed
your concern? Or have you been on the receiving end of an emotional explosion,
accusing you of deliberately disregarding their feelings, hurting you in some way or
being rude somehow? These usually come with no warning. The person did not speak
what they needed to, repressed it and exploded. As I’m sure you’ll recognize, that’s not
such a great thing for relationships.
The Power of Journaling
Negative emotions affect many aspects of our lives so it’s important to clear them up.
But sometimes finding appropriate verbal expression is difficult. Writing the words may
be the answer.
I often recommend that clients allow free expression of the written word through
journaling. When feeling negative emotions try the following: In your journal, allow
yourself the freedom to write whatever nastiness, regurgitation, therapeutic release, and
pettiness you wish. Say it all! I remember a number of times being so furious with my
ex-husband that I wrote all kinds of terrible things about him. I let it rip! I wrote that he
was a jerk, and a %&#!, among many others. By the time I was finished, I felt a lot
better. My words allowed me to clear the blinding rage out and allowed me to think more
clearly. When I was finished, I was ready to have a level headed conversation.
When complete with this, ask your guidance if further work should be done on this or
not. Sometimes, when I am experiencing a particularly strong emotion, I start with the
journaling and then follow it up with a ceremony in which I burn the pages to symbolize
letting go of the situation. By doing this and similar exercises to get myself feeling better
I move into a higher vibration. After all, your life energy is all you have and is the fuel
you need to attract wealth.
The Sound of Ahh and Selling the House
I’d like to close this section with an attraction success story of my own. This is about
sounds, which are the basis of words. Sounds have vibrational frequencies that attract.
That’s one good reason to be mindful of your words as well! Using sound, and in
particular, something called Japa Meditation, I was able to manifest the sale of an
unmarketable house. I used Wayne Dyer’s audio program “Meditations for
Manifesting”, which includes a full description of the program.
Briefly, the sound of Ah is universally used for pleasure in all languages. And, of course,
feeling good and pleasurable and associating that with your desire attracts that which you
desire to you. The sound Ah is also found in every word for God – Buddha, Brahma,
Jesus…… First, I’d like to take you through a brief history of my seemingly impossible
house problem and how I accessed the Law of Attraction to lift myself out of it.
Years ago, my ex-husband and I purchased a home we could barely afford in the school
district we wanted and moved in with our 10 months old son. It was on a major highway,
situated on a hill with no access to sidewalks. It was cute and served our needs at the
time, but we knew we didn’t want to stay there.

35
The reason we bought it was because the prevailing wisdom said that buying a home was
very important before the prices made the purchase prohibitive. We certainly didn’t want
to be closed out of home ownership and all the experts said we’d need to run right out to
get a home before it was too late. At the time I was not turned on to the issues associated
with acting out of fear, but I later learned.
The place needed a lot of work. Of course, we did our best to make it livable. My ex-
husband put exorbitant amounts of labor into the place while I did what I could. I did
some painting and landscaping while raising our first and then second young sons. But
we hated the location. It was situated on a rock, the soil was all slate, the windows got
dirty very easily from all the trucks zooming by and the road was so noisy that having a
conversation in the yard was a struggle.
We found out the hard way how easy it is to be burned by putting blind trust in experts.
Almost immediately after we moved in, the housing market dropped. As if that wasn’t
enough, we found out we didn’t own the front yard. Apparently, our lawyer hadn’t
bothered to check the survey which clearly showed that the state’s property ran from
under the eaves of the house, encompassed the front yard and out to the street.
And it gets worse. That front yard which belonged to the State of New York, contained
our dry well and septic. This was an unmarketable property and truly a nightmare for us.
Since our lawyer had mismanaged our transaction we were stuck. I called many lawyers,
but none would even consider going after another lawyer. Apparently, we had no case
against the previous owners either.
We tried to sell but realtors were at a loss. They would look at our place, make some
promises about being able to sell it and disappear. We were told it was unmarketable.
Occasionally a lawyer told us he could help too, but then eventually didn’t return our
calls. This went on for years between the ups and downs of every day living.
Fortunately, I became more aware that what I was feeling affected my life. I was
working at my own growth, giving up some control issues, building my awareness, etc. I
started using Wayne Dyer’s Japa Meditation while focusing on selling the place. I
wanted a happy outcome for all concerned. I did not want to stick someone else with our
problem either. As luck would have it, (note, I actually don’t believe in luck, but this is a
nice transitional phrase), around that time there was a road construction project starting a
few miles down the road.
With questioned hope, I called to find out if our home might be purchased as part of the
project. The answer was no. They were not planning on doing any significant work
where we were located. But in faith, I went back to my meditation and practiced my
knowingness. I would guess I meditated on this for about 3 months.
Then one day my ex-husband called me at work to tell me that the state might consider
purchasing our home. When I got home he explained that he’d called them and insisted

36
they come to show him where they were planning on putting in the new sidewalks. He
showed them where our septic system was and explained that they may be causing our
home to be uninhabitable. Well they purchased our home, and we ended up with more
money than would have been possible even if we’d successfully went through a real
estate agent. Plus, the extra that we put down on our new home helped me make a
successful financial transition into being single a few years later.
To make this long story short, we lived in this unmarketable house for 14 years with no
foreseeable way out. I meditated with sound for 3 months and we were able to sell the
house. I use this meditation tape on and off to this day.
So speak your truth, speak positively, and meditate using the sound of Ah. All it requires
is emanating the sound of Ah while feeling what you wish to manifest. Move it through
your body from the sex chakra up through the body and out the third eye. If you’d like a
great guide, check out Wayne Dyer’s program Meditations for Manifesting.

37
Chapter Seven
Belief
Believing you deserve wealth makes it possible. Believing you don’t deserve wealth
makes it impossible. Since deserving is about self-esteem, it makes sense to check out
your self-esteem.
Self-Esteem
Do you remember the mean comments made about Sally Fields after her Oscar
acceptance some years ago? She said “You like me, you really like me!” That’s all she
said. Comedians and talk show hosts spoofed her mercilessly after that. Why? Because
she showed her vulnerability. It’s a mistake we still must watch out for in this physical
world.
Insecurity and vulnerability are not attractive to others. And, the hard truth is that they do
not attract what we desire on a cosmic level either. But instead of ostracizing those who
publicly suffer from what we all secretly fear, we could raise the entire vibration of the
planet by offering support where it’s needed. By helping others, we help ourselves and
increase our own self-esteem. After all, each success opens the door for more. We all
stand to gain tremendously from the success of others as it raises the vibration of all.
We’re not supposed to admit we feel insecure because it would shine light on that truth
for all of us. Yet recognizing it, loving ourselves totally and completely with all of our
faults is essential to channel the light of the Universe. Most of us experience some form
of low-esteem due to separation from light. We are often compelled to behave as either
victims or aggressors. Look at how children prey on the weaker among them. Adults are
often not so different really; we just cover it up better. It’s really just ego acting up. We
hold on to these ideas that cause our low self-esteem because of ego. These ideas of
separation feel like the only thing we have. Our ego tells us that we would die if we gave
in to the light and allowed the Universe to guide us.
True self-esteem requires that we decline playing the power game whether we typically
participate as victim or grandiose champion. True self-esteem means we love ourselves
in our mistakes and triumphs. Nothing we achieve or blunder is our true self. We are
channels for the light. By knowing this we are truly love to ourselves and all who come
in contact with us.
Many people are still jockeying in the chess game of life either waiting to see who’ll
move their piece timidly so they can steal their power or playing victims without taking
full responsibility for themselves. We’ve all played as predators and victims and most of
us continue to play the game.

38
Every one of us has grappled with feelings of inferiority at some time in our lives. And
those who feel superior have the insecurity of knowing that they’ll be on the losing end
soon enough. The vast majority of adults and children have self-esteem issues.
Unfortunately, talking about it and working on it has been frowned upon in recent years.
These may be some of the reasons:
1) Self-esteem has been confused with confidence (see below)
2) Self-esteem has been confused with arrogance (which is really poor self-esteem)
3) Lots of people SAY they are confident who are not
4) We have a tendency to compare ourselves to others (hint: this is just another ego
trick – shift the words to “learn from” as opposed to compare)
Feeling good about yourself is essential for success. It is the responsibility of every adult
to address these concerns for him or herself and to encourage and support the self-esteem
of others, especially children. There are many things you can do to help yourself feel
great about you:
1. Set strong boundaries (See Boundaries Worksheet at the end of this book)
2. Practice awareness regarding your thoughts through journal writing and/or mental
awareness
3. Use affirmations
4. Be involved with a strong community
5. Hire a coach
6. Create a strong Personal Foundation
7. Learn
8. Provide service for others (be careful - its essential to take care of yourself first in
order to do this well)
9. Work with a therapist when necessary
10. Do work that brings you joy
Confidence and self-esteem are not the same. Self-esteem is belief in your basic
worthiness regardless of whether you are terrible at a certain task, suffering from
rejection or dealing with tragedy. Self-esteem means loving yourself regardless of
performance. Confidence is belief in your competence to handle a task. Self-esteem
comes from trust in yourself and service; confidence builds with knowledge and
experience.
Paradoxically, self-esteem and confidence are challenged whenever you grow, so expect
to deal with them a lot if you want to have a great life. Learn everything you can about
your field to build confidence. Learn about personal growth to create great self-esteem.
Most of the previous paragraphs in this chapter discussing self-esteem were written
before the following story occurred. Though I know it’s all valuable information, I was
to be given a lesson about another dimension of belief that brought this to a whole new
level for me.

39
The Wave-Maker Machine
Knowing and teaching all this had been very beneficial to me, but I continued to be
challenged with my own self-esteem until 2003 when I tried an energy shifting program
that cleaned out beliefs I’d stored in my body. And let me clarify that I was not
conscious of my issues with self-esteem at the time.
For years I’d learned all I could about self-esteem. I also taught and wrote about it. I
was an expert – at least in my head! Looking back I recognize I was like so many other
healers. I was searching for ways to heal my own issues. I had been severely ostracized
as a teenager and traumatized by strict religious guilt teachings. Plus my marriage was
beginning to fall apart. This combined with the fact that I was and still am extremely
sensitive and a late bloomer caused an enormous burden I kept trying to solve through
therapy, coaching and all manner of self-help programs. Finally, something new (though
a bit bazaar) came along that made a difference for me. I was offered an energy shifting
program by my coach, Drew Rozell.
Drew was experimenting with a machine called the Wave-Maker machine. The machine
was supposed to shift one’s energy and change core beliefs. I realize this might sound
crazy to you and it did to me as well! If I didn’t have so much confidence in Drew as a
coach, I never would have considered something so out of the mainstream as this
treatment.
Though I had planned to use the machine to shift my beliefs about money, which were
recurrent problems for me, the session went an entirely different way. First Drew worked
with me through applied kinesiology. Without getting into too much detail, kinesiology is
concerned with energy systems in the body applied through muscle testing. The idea is
that the body carries truth which is unhampered by the mind’s identification with the ego.
So even though my mind wanted to work on my money beliefs, my body’s wisdom told
us both that I really needed work on my self-esteem.
He showed me a machine that was just a little box with a couple of lights and 2 wires
with rods at the ends. I was to write a statement of what I wanted based on the
kinesiology work. Then I was to hold the rods until the lights stopped flashing. To be
honest, I thought the whole situation was completely ridiculous and comical, but because
I trusted Drew so much I went ahead with it.
There was really nothing much to the machine treatment and in just a few minutes, we
were complete. Drew gave me a bottle of water and told me to drink more when I got
home. At first, I felt no change at all.
Later that evening I went out for pizza with my ex-husband and 2 sons. That’s when I
started noticing something funny about my body. I was unbelievably thirsty! I had the
waitress bring me glass after glass of water. I started to realize something had changed. I
wasn’t feeling particularly well, and when we got home I went to bed as early as I could.
Then I woke in the middle of the night vomiting! The next day I was feeling horrible and
continued vomiting. It took me about 3 days to recover.

40
When I called Drew he was baffled at first, but later got back to me to explain that my
body was detoxifying itself. Not until 2005, when I saw the movie, “What the Bleep Do
We Know”, did I fully understand the cellular reaction I had experienced. My cells had
become addicted to my inferior belief about myself. I had been an insecurity addict!
It truly can be difficult to move forward in life when our cells have habituated to patterns
that are familiar yet toxic. But if we want joy, we must move through familiar patterns to
create new ones. The change can be uncomfortable, but in my case at least, the
adjustment has been well worth it. I absolutely feel good about who I am now. I am
minimally or not at all concerned about what other’s think of me, and I celebrate my
uniqueness. You may or may not like this book, my clothes or who I am. And, while I
do surround myself with people who love me and celebrate who I am, it’s great to be free
of general opinion.
And though my confidence and occasionally my self-esteem are challenged as I grow, the
essential truth that I know is that I am a manifestation of God. I am valuable as I am,
evolving, caught in some patterns that don’t work, changing, making a bunch of mistakes
and having fun. In short, I love myself and that’s a great freedom.
The Wave-Maker machine is not a requirement to change your core beliefs. I believe the
machine would never have worked for me had I not prepared myself previously. There
are other energy shifting treatments that I think are very powerful as well. What is
necessary is conscientious growth. By conscientious growth, I mean growth that is
deliberately sought. One can seek growth through journaling, books, groups, coaching
and many other ways. (See also the meditation on releasing addiction to failure at the
end of the book.)
And growth does not have to be so dramatic as my experience. It can be a gentle steady
progression as well. When it becomes clear that you have a recurring obstacle, it’s time
to look at the next level of support. See the end of this chapter and the last chapter for
ideas. You will get to where you wish to be. Oh let me amend that – you are already
there. (In case you forgot, The Law of Attraction teaches that you KNOW and feel what
you wish to create.)
Our Deepest Beliefs
Our deepest beliefs become reality because the Universe responds to these and reflects
them back to us. Vibration and energy are the truest form of beliefs. And remember,
vibration and energy are equivalent to emotion. People can get confused about this
because they assume their conscious thoughts are what they truly believe. And yes,
conscious thoughts are a symptom of beliefs and often you don’t even need to excavate
the origin of the belief if you can build the capacity to change the vibration. We’ve all
heard stories about people who paid tens of thousands of dollars and years in
psychotherapy to uncover the hidden memory of some incident that caused them to
develop a limiting belief. This can be very valuable information when it’s looked at
objectively and healed quickly.

41
It can also, unfortunately, become another drama that people move into and identify with.
My invitation to you is to simply put this into perspective. Memories are colored and
change over time. They are unreliable. Let them go. Don’t allow your history to
determine your future. You can build the capacity to be anything you like. While
excavating hidden memories can be fun and interesting, it can become a trap that keeps
you from present joy. Learn to think positively and build beliefs that work for you now.
Simply choose joy now. You can balance an exploration of the origin of beliefs with
presence. Be here now and enjoying life. Don’t allow yourself to put off joy and a
fulfilling life now in the hopes of becoming enlightened once you heal some memory
from the past. You are whole now.
I was having a conversation with a good friend of mine who I respect very much. This
woman is a coach and psychologist and does work with bio-feedback. We were talking
about belief. We were both stumped. What else is there to belief? If only we could just
help people shift into it. The thing about belief is that it just is. You just have to know.
You have to practice being. Get acquainted with that. What does it feel like to know you
are now sitting in the chair you are in right now? What is having an absolute knowing
that the chair is there? You don’t contemplate it, you just know. That is belief brought to
the level of knowing.
Belief Shifters
Here are some techniques to help you change old beliefs and install new ones. Any of the
following ideas can have a profound influence on your belief system and thus your life:
Maintain objective awareness – Become detached. Objectively observe your
tendencies in a non-judgmental way and begin to build the capacity to be better.
Establish Rapport with the Belief – Welcome the belief rather than trying to do battle
with it. Every belief was created for a reason. We may never understand it, but thank it
for its service to you and send it light. It served its purpose and now you are ready to
move on.
Think from the end – Get acquainted with and become the Successful You! Feel what
it would be like to have the success you wish to have. Be that. Ask yourself how you
would handle every situation that arises if you were already successful. Then act as if!
Take time to check in with yourself regularly and ask that Successful You what your
beliefs are. Then behave and hold beliefs as if you already are what you wish to be.
Learn from Others - Look to those you admire for clues when you need ideas. Then try
experimenting with these new ideas when they seem right for you.
Surround yourself with positive influences – Hang with people who are doing great
and learn from them, have inspiring objects around you, read inspiration stories.
Limit the news and negative people – Enough said.
Replace limiting beliefs with positive beliefs – Start a little at a time and build as your
capacity for joy increases. See AVR technique below.
Read books – There are tons of great books on being positive!
Meditate
Make your Health a priority – You know about exercise, water and eating right!
Seek out and be with positive people

42
Check out Think Right Now! – These are mental reprogramming tapes found through
my website.
Work with a coach
AVR – Appreciate, Vibrate and Relate – the One Two Three Method to Building
Beliefs that manifest all you desire.
Use this method when you are clear on a belief you’d like to install. Start with an easier
belief that you feel is possible and work your way up. Notice that the Universe will give
you exactly what you need to work on to get to where you want to be.
1 - Appreciate
a. Think of something – anything - that makes you feel really,
really good. Use a new dress, your child, a kitten, a
carburetor, fresh fallen snow or whatever makes you feel
very good.
b. Now focus on all the wonderful things about this.
Appreciate every little detail. Spend at least a full minute
appreciating it in detail.
c. Now notice how the appreciation feels in your body.
Where do you feel it? What feels different? How about
your mind? What are you noticing there? What are your
emotions like? Note: it can actually feel uncomfortable to
feel really good like this. You are increasing your capacity
for joy – the body and mind need to be acclimated to this.
Just keep at it. For most of us it’s easy to be miserable, but
it takes work to be happy. (Check out the addiction to
failure meditation at the end of the book).
d. Take the time to note how this really good feeling feels for
you. You may notice an inner smile, a sense of lightness,
taller posture, a sense of relaxation or something else. Be
sure to capture this feeling as it’s your power to create.
2 – Vibrate
a. Now be with that feeling of appreciation. In other words, be
as fully present with the joy of this feeling as possible.
b. Take this feeling and turn up the volume. See how much
you can increase it.
c. Notice any resistance you may have to increasing the good
feelings and simply notice them and let them go.
d. Continue being, ramping up the volume, letting go of
resistance and enjoying the vibration.
3 – Relate
a. Now write down a belief that you feel is within your reach.
Be sure to write the belief in the present tense and check in
with your inner guidance on whether you think it’s a
possibility. Some examples are “I am wealth”, “I make all

43
the money I need” or “I follow my guidance to more and
more abundance.”
b. While writing and thinking about your new belief move
into the feeling of appreciation and the highest vibration
you can associate with that.
c. Maintain this great feeling while holding your new belief.
d. Hold on to this feeling for at least 16 seconds.
e. Repeat often.
Come to the Manifestation Project – This is my community support and education
program created to help people live the Law of Attraction. Weekly meetings are offered
in Albany, NY and teleclasses are accessible from all over the world. Go to
manifestationproject.com, gerri@coachgerri.com or call 518 279 4283 for more
information.

44
Chapter Eight
Emotion
Emotion is energy in motion. The Universe is nothing but energy. As beings of the
Universe, we are nothing but energy. Your body, mind, spirit, everything you touch, feel,
taste, experience is nothing but energy. Emotion is the most easily movable access to the
power of the Universe that you have available to you. There are 3 kinds of emotions that
we can work with: positive, negative and painful emotions. Positive emotions are what
bring positive experiences, negative emotions hold us in a stuck pattern and painful
emotions are the responses we have to transitions. Painful emotions can become positive
or can be repressed and cause negative emotions. You’ll want to learn to work
effectively with all three and to generate much more positive emotion to deliberately
attract the life you want. There will be more about these 3 kinds of emotion later in this
chapter.
Emotion is your fuel, your power, your means to create. Most of us use this power
unconsciously and stare dumbfounded at the results. An Emotional Reaction occurs
spontaneously. We can learn to control this more effectively over time, but it is a life
long discipline. We think we are victims of fate, our upbringing, the weather, the
government, our family or friends. And yes, to a large extent we are programmed to
responses that cause triggers within our bodies that make us react unconsciously to things
in our environment thus creating an emotional response that we can tend to think is
beyond our control.
The Shudder of Poured Drinks
Most of us aren’t aware of this, but our emotional reactions are stored in the body. We
think it’s a mental process, but emotions happen automatically without thought.
I noticed this happening in my own body when my children were small. While I love
them dearly and did everything I could to be a good mother, I had a limited capacity for
supervising young children. So the frequent children’s groups that met at my home could
become a strain on me. If you’ve ever waited on young children you know how
demanding it can be. The noise, demands, disagreements, and needed interventions can
be overwhelming.
And passing out drinks always seemed to be the most stressful part of any of these get-
togethers for me. Inevitably, one child would spill their drink, someone was not satisfied
or wanted something different, and they’d be off doing something new while I was still
pouring drinks. This was the worst time for me, and as you’ve probably picked up, I
strongly disliked it.
What was interesting was that I noticed something about the sound of pouring a beverage
– you know that sound that is used to signal refreshment in commercial? Well, because

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