1. Hinrichs Flanagan Financial
Personal Financial Advisor.
Personal Solutions include:
• Estate Analysis
• Retirement Planning
• College tuition funding products
• Financial Resource Analysis
• Financial Planning
Business Solutions include:
• Executive Fringe Benefits
• Employee Benefit Programs
Daniel Lonon • Business Continuation Planning
*Securities, investment advisory and financial planning services offered through duly authorized Registered Representatives
of MML Investors Services, Inc., member SIPC. 6101 Carnegie Blvd, Suite 400, Charlotte, NC, 28209, 704-557-9600.

2. “What you leave behind is not what is engraved in
stone monuments, but what is woven into the lives
of others.”
About me.
My name is Daniel Lonon and I work as a financial Advisor for Hinrichs Flanagan
Financial in Charlotte NC. I hold My NC Life, Health, and Medical Long Term care
insurance license. I have a passion for helping others reach their financial goals
through tailored strategies designed around their specific situations.

3. Hinrichs
Flanagan
Financial
Our Firm:
Based in Charlotte, Hinrichs Flanagan Financial serves as a general
agency for Massachusetts Mutual Life Insurance Company. When Philip
Howerton founded our firm in 1935, he believed that an organization
could best serve the needs of its clients by first selecting honorable and
trustworthy associates, and by assisting those associates in their
professional development.

4. We understand the demands that are placed on your time. For that reason,
we have assembled a team of highly professional insurance and investment*
specialists, who, through the coordinated efforts of our Financial
Representatives, Senior Associates, and Department Specialists, are able to
efficiently address all of your business and personal financial needs.
Our firm has many long-term associates and has been under the direction
of only four General Agents since 1935. We take great pride in our history
and are thankful for the foundation we build from today. To help guide us, not
only today but into the future we make decisions based on five principles:
•Integrity and Honesty
•Passion
•Accountability
•Service to Others
•Professionalism
Although our purpose hasn’t changed over the years, a lot in our organization has.
We now serve more than 52,000 policy holders and we’re proud of the fact that
more than 92 % of our clients come back to do business with us again.

5. Hinrichs Flanagan Financial
Contact Information
Phone: (704) 557-9600
Toll Free (800) 289-1846
Fax: (704) 557-9670
Where are we located
6101 Carnegie Blvd., Ste 400
Charlotte, NC 28209

6. A closer look at Hinrichs Flanagan Personal Solutions.
Investment Products*
Estate Analysis
•Mutual Funds
•Non-Qualified Retirement Programs
•Unit Investment Trusts
•Tax Reduction Strategies
•Variable Annuities
•Charitable Giving
•Direct Participation Programs
Retirement Planning
•Securities Brokerage Services
•Individual Retirement Accounts (IRAs) --
•Fixed and Variable Annuities* College Tuition Funding Products
•Retirement Needs Analysis •College Costs Analysis
•Tailored Retirement Strategies •Analysis of Investment* Alternatives
•Long Term Care Insurance •Insurance and Investment Plans*

7. Financial Resource Analysis
•Life & Disability Income Insurance Needs
•Analysis of Savings and Investments*
•Retirement Income Needs
•Budget & Cash Flow Study
Financial Planning*
•Life & Disability Income Insurance Needs
•Analysis of Savings and Investments*
•Retirement Income Needs
•Budget & Cash Flow Study
•Estate Analysis
*Securities, investment advisory and financial planning services offered through duly authorized Registered Representatives of MML Investors Services, Inc., member
SIPC. 6101 Carnegie Blvd, Suite 400, Charlotte, NC, 28209, 704-557-9600.

8. A closer look at Hinrichs Flanagan Business Solutions.
Executive Fringe Benefits
•Executive Bonus Plans
•Split Dollar Insurance
•Deferred Compensation Funding
•Salary Continuation Plans
•Non-Qualified Executive Fringe Benefits
Employee Benefit Programs
•Pension, Profit Sharing and 401(k) Plans
•Payroll Deduction Plans
•SIMPLE IRAs
•Non-Qualified Retirement Programs
Business Continuation Planning
•Charitable Giving
•Buy - Sell Strategies
•Family Business Succession Planning
•Key Person Insurance

9. So many things in life are
uncertain, don’t let your future be
one of them.

10. “Sometimes it’s the
smallest decisions that can
change your life forever”
Let Hinrichs
Flanagan be one of
those decisions
Daniel Lonon
(828) 442-0622