San diego mortgage

The Mortgage Planners are a full service mortgage lender based in San Diego, California and
have been helping clients with home loans since 2003. They have Mortgage Banking and Broker
channels available to their clients to help with purchase, refinance, and reverse mortgages. The
Mortgage Planners are affiliated with West Coast Mortgage, a local Direct Lender in San Diego
for the past 15 years. The benefits of being a direct lender include controlling the loan
documents and funding of the loan, more competitive interest rates and fees, and quicker
underwriting time periods.

Ask questions and listen to our clients in order to fully understand their needs

Create mortgage solutions that complement our client's overall financial strategy, and allow them to
effectively accomplish their short and long term financial goals

Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their
confidence as a trusted advisor

Use the latest technology to complement our customer service, making adjustments when necessary to
avoid overwhelming our clients who are less technically proficient

Respect our client's time and minimize the amount of effort required of them by applying our
knowledge, experience, and resourcefulness

Communicate regularly and proactively with our clients to keep them informed of the status of their loan
and to reduce the stress associated with uncertainty

Ensure smooth, on time closings with anticipated costs and terms

Provide our clients the luxury of home loans in the future with minimal effort on their part

Take full responsibility for our actions and be honest at all times

Seek to improve the quality of service we provide by encouraging each client to critically evaluate our
performance

Strive to honor God in all that we do

The Mortgage Planners
10636 Scripps Summit Court | Suite 130
San Diego, CA 92131
Phone: 619.312.0612
Fax: 619.615.2055

Avoid being deceived By having an assistant that could
process your papers, explain the
by finding the best legalities and providing you accurate
San Diego mortgage information, will totally lessen your
brokers burden. Just know on how to choose
someone whom you could entrust
When it comes to money, we should everything or might as well have
choose the people whom we can someone you know refer an assistant
trust. Usually, a business or any for you. In this way, there is an
corporations have major problems assurance that he will be doing things
especially with issues regarding accordingly and that there is proof on
money. Let us not take this for how he does his job.
granted since it does happen and we
There are a lot of tricks that the
do not want that happening to us.
lenders could do to you but as long as
We cannot avoid that at times that
you are aware of it, you could
we need someone who would do
actually avoid it. One example is what
stuff for us because they know better
they call, “Low ball offers”, wherein
but the thing here is that we should
lenders or brokers would advertise a
somehow have that gut feeling that
low price but do not have any
we could trust them. We need to
intentions of honoring it. Once you
take this in to consideration because
have decided already and went to
if we commit a mistake here, it could
them they would inform you that the
be the cause of either our success or
promo was over and they would try
failure in the end. Let us take house
to interest you with some other
loans or car loans as an example. It
offers instead. You also need to ask a
will involve a huge amount of cash
lot of questions because there are
therefore; we need not only look for
some who would charge some fess
the best but trustworthy assistants
without you knowing it. In the end, it
from San Diego mortgage brokers.
would be hard for you to discontinue
the transaction and plus unexpected
San Diego, CA 92131
Phone: 619.312.0612
Fax: 619.615.2055

fees are charged. Also, you should be In this fast-paced world, many of us
aware of the market of its rates every are very much concerned with our
time it increases or decreases prior to money and investments. Every time
locking the loan since it will affect the we spend our cash, we should make
loan rates as well. Not all the time sure it is going to be worth it because
that everything that your assistant is every cent counts. In trusting
telling you is true that is why you someone else with regards to money
need also to have your own matters, we should make sure that
knowledge and be aware of the they can be trusted and that they will
necessary information to avoid being give importance to our money as
fooled by anyone. much as we give value to it. Some of
us would go on to home loans but
There are a lot of guidelines that you
without any idea of how it works and
could find via the internet in order for
the legalities behind it that is why a
one to have stock information with
San Diego Mortgage Broker will do
regards to this. You could also have
the job for you.
the idea of how a San Diego
mortgage broker works and that your Just for some information. Those
confidence in them might lead to a mortgage brokers do a lot of stuff to
successful partnership. You will know sell themselves like they have their
everything. You just need have the marketing strategy to attract clients.
initiative to do so. Of course, they would definitely set
the best foot forward but we need to
be meticulous in choosing the ones
we could entrust ourselves. There are
Experience a World-
a lot of testimonials that could testify
Class Customer a broker’s performance. That is one
Service with a San way of choosing among a thousand of
Diego Mortgage brokers or we could actually
personally ask friends with the
Broker
experience they have. It is just that
San Diego, CA 92131
Phone: 619.312.0612
Fax: 619.615.2055

those brokers are also humans that assess the market and offer you the
could actually make mistakes and mortgage product that would fit your
there are instances that there would needs and they would maintain their
be frauds that are happening so we duties by saving their client’s money
also need to be careful. as much as they can by offering only
what is necessary.
They also would assess your credit
history and affordability and gather All of these are part of a mortgage
the documents needed for the broker’s task including the San Diego
process like your pay slips or your mortgage brokers and taking note of
bank statements and they will be the these could let you determine if the
ones to pass those requirements to services they are offering you are
the lender. These documents are very meeting of what you are expected to
important that is why it is a must that have.
we are handing it over to an honest
and professional broker.

One crucial part is the explanation of Why It’s Sensible to
legal disclosures. This is a sensitive Hire a San Diego
portion since this is where we are
Mortgage Broker
going to know our rights and our
responsibilities as well. With this The thought of possessing a dwelling
matter, we do not know every inch of can certainly send chills of
this discussion that is why the excitement down the spine.
commitment of the broker should be However, it’s also something that can
transparent. provide stress to a person. Indeed,
purchasing a property is not as easy
There are those that would only think as everyone thinks. The process is
of their advantage and their own gain something that needs to be done
but isn’t it better if you see someone carefully in order to prevent oneself
from getting into legal issues in the
who is also very much concerned of
future. If you have the right amount
their client’s as well. They would
San Diego, CA 92131
Phone: 619.312.0612
Fax: 619.615.2055

to purchase a property, then you Friends
most probably won’t experience
many problems. The only problem is People who are short in cash need
that, not everyone has the financial the services of professionals who can
capacity to purchase a house right make the house-buying experience
from their pockets. The most sensible easier. There may be someone you
thing to do in this situation is to apply know who have recently purchased a
for a loan and in order to make the house using a loan. He may also have
whole process easier; it is advised to hired the services of an expert, so it
hire the services of a San Diego would be best to ask for his contact
mortgage broker. information. Indeed, there are many
people who claim to be an expert in
Hiring the services of a professional this field, so it is necessary to acquire
can be very beneficial for you. These a reliable one and what better way to
professionals are good at gathering get reliable information than from
all the needed documents of the people you trust?
clients, assessing the borrower’s
financial capability, explaining legal Newspaper
disclosures, helping their clients save
as much money as possible as well as It is always wise to check the business
assessing the right market for a section when it comes to finding an
product that is just right for the expert in loans. Many individuals post
customer’s needs. Hiring someone their ads on the newspaper to make
who is adept in dealing with loan it easier for customers to locate and
applications can make the transaction contact them. Take your time in
flow smoother. All of your concerns looking at these ads as they are
will be solved in the right manner if spread all over the section and
you so choose to hire these looking for San Diego mortgage
professionals services. brokers can be time consuming.

What are the things that you can do
in order to find the best broker in
your area?

San Diego, CA 92131
Phone: 619.312.0612
Fax: 619.615.2055

San diego mortgage

Recommandé

Recommandé

Contenu connexe

Dernier

Dernier (20)

En vedette

En vedette (20)

San diego mortgage