NO1 WorldWide Genuine vashikaran specialist Vashikaran baba near Lahore Vashi...
Sme Unified Credit Rating
1. SME Industry Credit Rating Creating an aligned rating system for SME Banking SME Forum 2008 Ahsan Ali
2. SMEs – Basic Ingredient The Entreprenuer is the basic building block of any economy
3. SME’s – Reasons for failure Single biggest reason is attributable to the world of finance
4. SME’s – Poor Financial Management (Detailed Analysis ) Access to financing is the biggest issue faced by SME’s Bank’s perceived as part of the problem rather than a solution
5. SMEs – The Bank’s Perspective How do you evaluate SME’s?
7. SME – UCR (Key Reasons) No uniformity in the basis of assessment Cost of credit (probability of default) high because of lack of data High Rating Cost/No access to rating agencies Greater Access to Credit Peer and industry comparison possible Lower Rating Cost Databases on rating transitions and SME performance Linkages of downstream industries with major industries not analysed