Myanmar Centre for Responsible Business (MCRB), AAR Japan and the International Labour Organization (ILO), co-hosted second multi-stakeholder workshop on Promoting Employment Opportunities for Persons with Disabilities on 6 and 7 March at Rose Garden Hotel, Yangon. Read more: https://www.myanmar-responsiblebusiness.org/news/second-multi-stakeholder-workshop-people-with-disabilities.html

1. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
‘INCLUSIVE FINANCING FOR
PERFONS WITH DISABILITIES’
BRAC Myanmar Initiative
Md. Sazaduzzaman
General Manager,
BRAC Myanmar Microfinance Co., Ltd

2. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
110
million
people
reached
115,000
full time
staff

3. facebook.com/BRACWorldwww.brac.net twitter.com/BRACWorld
83,000+ Clients, 99% Women
500+ staff, 93% Women
Microfinance plus; Women Micro
enterprise; Small Enterprise
Programme; Digital Agri-finance;
MF for Persons with Disabilities
Women
Inclusive
People
Financial
& Social
outcome
BRAC Financial Inclusion

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I need this one for my own
only, I will do by myself….I
will earn money…..
• 7 Township of Bago and
Mandalay
• Direct support to 486 PWD
• Partnership: DFID DaNa Facility, The
Leprosy Mission Myanmar and
Enablement

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Background of project
• Female 46% and Male 54%.
• 4 type of disability; 45%
physical
• Age between 18-60
• 30% have no NRC
A. Need Assessment
B. Support service design
C. Training module develop
D. Special loan product design
E. Lesson learned from BRAC
Ultra Poor Graduation model

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Design
• 3 types of group
No support received
Received support from other organization
Received MF support directly
• 3 types of service designed-
Only grant (and loan after graduation)
Loan + grant (mix)
Loan
• 3 types of training designed-
Business skill
Technical skill
Life skill

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Challenges
• Death and Migration of
PWD
• Selecting right kind of
business enterprises
Lessons learned
• PWD/family behavior
change is important
• More time and effort need
for some type of PWD to
mainstream microfinance.
• Assistive device is
required
• Business skill and
Technical skill training
• Asset support (grant) for
start up
• Life skill mentoring
• Loan up to 800,000 MMK
• Reduced interest rate
• Flexibility in loan
repayment

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Further communicate:
1. Md. Sazaduzzaman Sazad, General Manager (zaman.s@brac.net)
2. Hnin Su Wai, Project Coordinator (hnin.sw@brac.net)
Thank
you!