Contenu connexe Similaire à Four Spending Habits You Need To Break (20) Four Spending Habits You Need To Break2. When we’re in a financial hole, most
of us try to find a second job.
3. But have you really thought about
where your money is going? There
are plenty of people that are getting
by with the salary that you have -
maybe you're just spending it
wrong?
6. I soon realized that not only was I
spending money, but I was also
losing it.
7. Look at your finances and make sure
that you aren't simply throwing your
money away.
17. If the bills are small and occur
monthly, set up auto pay so that the
bills are paid automatically.
19. This helps you visualize where your
money is going while also making
sure that you put enough money
aside.
23. Install an app on your phone to alert
you when accounts are running low.
24. Always check to make sure you have
enough in your accounts, and
transfer money where its needed.
26. While this might give you the
inclination to spend that money, it
helps you avoid having to run to an
ATM that will charge you a fee.
27. If your account is shared with
someone else, make sure that you
are communicating how the money
should be spent and where it should
be taken from.
30. Stop putting your daily purchases on
a credit card and then realizing that
you don't have enough money at the
end of the month.
31. Same with home equity loans -
you're continuously digging yourself
a deeper and deeper hole.
34. Stop going out to eat, stop driving
when you can walk - everything
adds up.
36. Put it in an account that you do
not have an ATM card for.
38. Think about it - if you save yourself
20 dollars each week, that's over a
thousand dollars at the end of the
year.
39. That money adds up quick - and it
gives you something to fall back on
in case of emergency.
42. You need to clarify just how much
money you have to spend each
month.
43. Creating a budget for things such as
groceries, gas, fast food and other
purchases will help you limit
yourself each month.
44. It also gives you a great idea of
where your money is going - and
places that you can cut back on.
46. It categorizes your spending each
month, allowing you to see (in
graphs and figures) where your
money is going.
48. But realizing that your money goes
further via groceries than spending
it at a restaurant.
49. You need to treat yourself
occasionally but make sure you are
tracking how much money you are
losing by going out for dinner.