1. Generix Solutions

2. TOC AboutPresentation
"No one can remember more About Generix Solutions
than three points."
-- Philip Crosby
Smart Micro Credit Business Suite
Loaning System
of Smart Micro Credit Business Suite
Financial System
of Smart Micro Credit Business Suite
Proposal
of Smart Micro Credit Business Suite
Generix Solutions

3. Generix Solutions

4. About GenerixSolutions
 10+ Years of Working Experience
 Serving 1000+ clients
 Highly Experienced Staff
 State of the Art Technology
 Effective, Efficient & Quality
Solutions
 Focus Our Attention & Resources
On Our Customers & Their Own
Customers.
Generix Solutions

5. Micro Credit Organization ClientsofGenerixSolutions
 4+ Years of Working Experience
in field of Micro Credit
 Introduce Product line - Smart
Micro Credit Business Suite
 Experienced & Specialized
Technical Professional in field of
Micro Credit
 Exposure of Analysis, Training &
Implementation
 Continues Working on New
Modules & Reporting
Generix Solutions

6. About GenerixSolutions
 Product Line
 Smart Business Suite
 Smart Micro Credit Business Suite
 Smart HR, Payroll & Attendance
System
 Smart e-POS System
(Electronic Point of Sales)
 Smart Restaurant Management
System
 Group Activity
 Generix Solutions
 Generix Host
 Generix IT Audit
 Generix tech
Generix Solutions

7. About GenerixSolutions
 Achievements
 25000+ Installation of SMAP
Software all over the Pakistan
Joint hands with SMEDA
 1000+ Generix Solutions Clients
all over the world
 Maintaining Support Call Center
for 1000’s of Companies for all
over the world
 Introducing “Computerized
Accounting Course ” for Inter,
Graduate level with SMEDA
Generix Solutions

9. Smart Micro Credit BusinessSuite
 Loaning System
 Complete Financial Suite
 HR, Payroll & Attendance
System
 Web & Client /Server Based
Environment
 Integrated Solutions
 Multi Branch System
 Flexible System – Rules based
Generix Solutions

10. Multi Branch System
live connectivity over Internet
Internet
Branch
Head
Head Office
Office -
Office Data & System
System
Exist
Exist
Area
Office

11. Smart Micro Credit BusinessSuite
 3 Tier Architecture
New Technology being used
(.NET Architecture , Microsoft Solutions,
MS SQL Server)
 Standards Being Adopted
Benefits
 Servers Family
Data Warehouse, Information Server &
Domain Server Architecture
Generix Solutions

13. Loaning System ofSmartMicroCredit BusinessSuite
 Centralized Application
 Globally Accessibility
 Ready Analysis on day to day
bases
 Global Tracking of Clients
between Branches
 Web Based Solution – Run over
Internet
 Centralized Technical Support
as well as End User Support
 No Installation & Other IT
Procedures Required
Generix Solutions

14. Business Process LoaningSystem
Client
Info
Client
MIS Grouping
Reporting & Product
Selection
Business
Process
Recovery Case
System Approval/
Rejection
Loan
Disburse
ment

15. Client Information / Disbursement Process
Loan Request Client Info
CSC Client Record exists (Yes)
Client Check Previous
Office Record Verify Loan History
No
Yes
Product is MC (yes) Product is EDF / MIOP (yes)
Input Client
Loan already in
Data
progress
2nd Loan is
not allowed
Client info Update Client
Center Data Input
& make Household
Groups Family &
Business Info
Sales / Purchases
Input Disbursement
Center no. MC & Area / branch
Group and Product Identification Wise Pending
Checque No. Disbursement
Details report
Input
Previous Loan
EDF Loan Info
Ledger Input client
EDF / MIOP Guarantor and
Detail Recommendations
i.e. CO, Group
Client Ledger
Stationary A/C
Insurance A/C
Submit case to
For more info . . . Client Info
Submit case for Area office
List location or contact for specification (or other related documents) approval

16. Case Approval & Recovery Process
Recovery List Submit case to
Area Area office
Branch
Credit officer
Date to Date
recovery list
View pending
Client/ Cases for
Credit Officer for Approval
Bank Receipt Deposit Cash
Accountant Bank Area Manager
Approved Approval Approved
(yes) (No)
Input
Recovery Accountant
enters MER Approval
Installment
&
Fine info client
Update wise
Finance Case
Department pending
Client Ledger
Ledger
Disbursement
Branch wise Ledger
Member wise
CHECQUE entry
Client

17. Main Users
Head Office Area Branch
• Analyze All Area’s & • Analyze Branches • Analyze Credit
Branches Officers
• Details of Credit
• All Products Officers • Clients Analysis
• All Clients • Products & Clients
details

18. Major Features
 Basic Definition
(Area, Branch, District, Village, Business
Type, Loan Donors, Education & Institution)
 Product Definition
(Interest Ratio, Monthly Installment , Risk
Coverage, Loaning Period, Min Max Loan
Amount)
 Individual Loaning OR Group
Loaning
(Min Max Groups Members & Sub Grouping
like Center and Groups)
 Approval Required OR Not
(Complete Approval Mechanism)
 User Definition
(Credit Officers Targets, Branch Manager,
Rights of Every Screen & Option)
Generix Solutions

19. Major Features
 Client Definition
(Unique Client Database, Old, New NIC,
Personnel & Business Information)
 Case Submission
(Approval Mechanism, Submission, Approval
Non Approval Tracking & Branch Manager,
Area Manger and then MER Approval
Required)
 Disbursement Module
(LDF Generation, Group Disbursement &
Single Client Disbursement, Postings, Un
Posting, LDF Client Rejection )
 Recovery Module
(Individual & Group Analysis, Simple Two
Clicks Recovery Solution)
 Other Modules
(Death Case, Portfolio Transfer, Backups &
Management Tools)
 Reporting
(Up to 30 Reports Covering Client, CO, Branch,
Area, Management Analysis)
Generix Solutions

21. Financial System ofSmartMicroCredit BusinessSuite
 Centralized Application Branch Level
 Ready Analysis on day to day Accounting
bases
 Branch Level Accounting with Chart Of Accounts
User Rights Comprehensive 4 Level
 Integrated with Loaning Cost Centers
System Donors, Branches, Phases,
Projects / Products
 Cost Centers Analysis
Integrated With
Loaning System
Generix Solutions

22. Accounts Department
( Chart of Accounts )
( 1st Level )
Cost Center
• Fixed Asset
Branch/ Donor/ Phases/ Projects
• Current Asset ( 2nd Level )
• Current Liabilities • Head Office
( 3rd Level ) Analysis code optional
• Long-term Liabilities • Building • Branch 1
( 4th Level )
• Capital Revere • Furniture & Fixture • Branch 2
• Building 1
• Vehicles • Building 2 • Shop Lahore
• MCB Bank 4094
• --------------------- • Office Furniture • Donor - PPAF Phase 1
• Standard Charted
• ------------------------ • Van LXE 0719 • Citi Bank
• Cash in hand • Askari Bank
• Banks
Draw all Financial Statements
• Balance sheet
Branch/ Donor/ Phases/ Projects
• Profit & Lose
wise Reports
• Cash flow etc.
Transaction Level
• Cash Payment Voucher
• Bank Payment Voucher
• Departmental
• Trial Balance
Voucher Entry Level
• Departmental
Cash Payment Voucher • Financial Statement
( 3rd Level ) ( 4th Level ) ( Debit ) • Departmental
• Profit & Lose
( Credit )
• - - - - - - - -- - - - - - -

23. Major Features
 Basic Definition
(Area, Branch, Donor, Phases, Products,
Departments, Users & Defaults)
 Chart Of Accounts Definition
(4 level, Comprehensive, Flexible Chart, No
Coding for First 2 Levels, Unlimited 4th Level
Accounts)
 Cost Centers Analysis
(Donor, Phases, Products, Departments &
Branches wise Analysis)
 Accounts Receivables
 Accounts Payable
Generix Solutions

24. Major Features
 Branch wise voucher entries &
Tracking
 Sub Ledger Analysis &
budgeting.
 Type & Monthly Voucher
Entries.
 Journal Voucher & General
Ledger.
 Trial Balance & Audit Trail.
 General Journal & Day Books.
 Expense Analysis & Banks
Reports.
 Budgets estimation period
wise and Comparisons.
Generix Solutions

25. Major Features
 Income & Expenditure
Accounts, Balance Sheet
 Accounts level wise
Extensive Reports.
 Cash/Bank Payments.
 Supplier Payments.
 Cash/Bank Receipts.
 Cash / Bank Accounts
detailed activity.
Generix Solutions

27. Proposal ofSmartMicroCredit BusinessSuite
 Financial Costing Variables
with Respect to Organization
(Change Analysis, Customizations, New
Reporting, Change of Business Structure,
Implementation, Training Work & Size of
Organization)
Generix Solutions