1. INDEX GURUS, INC.
Your Challenges | Our Solutions
www.indexgurus.com | 408 - 372 - PLAN
Profiling Seven Clients
June 2014

2. Solution: Index Gurus transitioned business
retirement plan from a SEP IRA to a 401k & defined
benefit plan, increasing contributions by $150k
Established Business Owner
Result: The client mitigated income taxes by deferring
$200k pre-tax and now plans to retire early
Challenge: Paying too much income taxes
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3. Solution: Index Gurus moved the client out of bond
funds and into preferred stocks; implemented a wealth
transfer strategy with an estate attorney
Retiree
Result: The client went from earning 3% ($30k) to 6.5%
($65k) per year, while lowering overall portfolio risk
Challenge: Needs to earn more income and mitigate
estate taxes
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4. Solution: Index Gurus performed a retirement
analysis and installed a SEP IRA plan
Self-Employed Consultant
Result: The client deferred $50k pre-tax and is
confident to have sufficient savings in retirement
Challenge: Lacking a pension plan and paying
excessive income taxes
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5. Solution: Index Gurus performed a 401k rollover,
consolidated portfolios, and implemented a wealth
protection and transfer strategy
Pre-Retiree
Result: The client is now confident that he will have
sufficient income during retirement
Challenge: Concerned about running out of money
and how to derive income during retirement
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6. Solution: Index Gurus implemented a wealth
enhancement and transfer strategy and prioritized
competing goals
Family with large estate
Result: The client has more peace of mind that heirs are
taken care of and understands how to preserve wealth
Challenge: Uncertainty about family finances
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7. Solution: Index Gurus diversified investments from a
large position in employer’s stock; helped executive
plan timing of stock option sales
Corporate Executive
Result: The client eluded a 90% loss on employer’s
stock and maximized gains on stock options
Challenge: Lacking diversification and stock option
planning
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8. Solution: Index Gurus implemented a 401k with profit
sharing and vesting schedule; advised about legal
structures and buy-sell agreements
Entrepreneur
Result: The client mitigated income taxes, established
wealth protection strategy and incentivized employees
Challenge: Save for retirement, protect against
creditors, incentivize employees
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9. Solution: Index Gurus can help you enhance, protect,
and pass your wealth while mitigating taxes.
Contact faruk@indexgurus.com or 408-372-PLAN
You
Result: Financial peace of mind starts with a
free consultation
Challenge: How can we help you?
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