Finopolis

1. TRENDS IN DIGITAL IDENTITY
• Country identity strategies are typically aimed at creating an e-government
• Path to Digital Identity creation is dependent on the pre-existence of National
Registers and National Identity cards
• Registration Policy drives the policies for interoperability, security, privacy and
adoption
• Increased linkage between public and private sectors through federated
identities
• Continued increase in demand for KYC / AML services

2. 2
FINANCIAL SERVICES ADOPTION OF BIOMETRICS IN THE WEST
Focus areas: customer authentication and
payments
Drivers: accuracy, usability, security,
interoperability efforts
Regulatory influence: (data protection /
privacy)
• EU eIDAS / Data Protection legislation
• EU Payment Services Directive II
• US FFIEC guidance on the use of authentication in an
internet environment
• Safe Harbor / Privacy Shield
Hardware: mobile and wearables by 2020
• 620m mobile banking app downloads
• 160m wearables with biometric authentication
Fingerprints and Veins
• BANK OF AMERICA, RBS, BARCLAYS, STANDARD
CHARTERED, HSBC, JP MORGAN CHASE
• EMVCO
Voice and Facial Recognition
• USAA, SWIFTID, MASTERCARD, WELLS FARGO,
CITIBANK, ING, BARCLAYS
Iris-Scanning
• UN WFP, WELLS FARGO, BANCO INBURSA

3. 3
OTHER KEY ACTIVITIES IN BIOMETRICS
Multi-model sensors
• PLURILOCK, AIMBRAIN, BIOCATCH, AUTONOMOUS_ID, ZITKO, FST
Non-Financial industry adoption
• AUTOMOTIVE
Registration
• iCIVIL
• PAKISTAN
• IRAQ
• VOICEKEY
Blockchain
• SHOCARD, ID2020
• THOMSON REUTERS