Investsuite - Hederik Laloo

1. INNOVATION ASA
SERVICE

3. 3
WE ALSO HAVE A SECOND
PRODUCT IN THE MAKING:
A NEXT GENERATION
ONLINE INVESTMENT
PLATFORM NOT AIED AT
‘TRADERS’ BUT AT
NORMAL RETAIL CLIENTS
INTUITIVE TO USE –
LIMITED MARKETS –
SIMPLE BUT POWERFULL
Is there a Tsunami on its
way in the world of
wealth management and
investments?

4. 4
A perfect storm for banks…
1: Regulation
2: Legacy cost and infrastructure
3: Coping with new technologies
4: The real time digital consumer
Rob Heyvaert, Chairman and former CEO CAPCO

5. Is the old cosy world
of face to face
‘offline’ banking a
picture of the past?

6. We help financial institutions to gain
and serve new generations of investors
in the most efficient way.
LEUVEN - WARSAW

7. SOME PUZZLINGFIGURESHOWEVER…THISPOTENTIALHASNOTYET BEEN REALIZEDBY FAR…
± 100
Robos in
Europe***
22,8 trillion AUM
in europe in 2016*
0,01%
in Robo or
2,5 Billion AUM**
* EFAMA 9th Asset Management Report / ** INSEAD data /
***www.techfluence.eu
10 Trillion EUR on
saving accounts in
europe in 2017**

8. A B2CSTAND-ALONEROBO ADVISORWILLNOT WIN…
Acquisition cost too high
lifetime value too low
!
X
Who do they trust for their
money...
?

9. 1 A CUSTOMISABLEFRONT END:

10. Using MPT is not what I would recommend a 25
year old do now.
A lot had happened since I published that article
in 1952.
Prof. harry Markowitz, Nobel Prize in Economic Sciences.
2

11. BACKTEST RISKVS. RETURN2

12. APP
PORTFOLIO
MANAGEMENT SYSTEM
API
GATEWAY
QUEUE
SETTINGSSERVICE PORTFOLIO
SERVICE
VIEWSERVICE
MICROSERVICES
MARKETDATA
PROVIDER*
INVESTSUITE
Flow:
1. Send Portfolio
2. Add portfolio to queue
3. Subscribeto portfolio feed
4. Get portfolio settings
5. Publish transactionproposals
6. Supply transaction proposals
7. Web sockets / callback
8. Place order
9. Orderstatus
1
7
2
3 5
4
5
8
9
MARKET
COREBANKING
SYSTEM
BANK
Required from partner system:
1. Portfolio reporting
2. Cashaccount
3. Placingorders
4. Clientidentifier
5. Productstatic data
6. Costsimulation
3 A FLEXIBLE INFRASTRUCTUREFOR EVERY BANK

13. 3
APIGATEWAY
QUEUE
SETTINGSERVICE PORTFOLIOSERVICE
VIEWSERVICE
MICROSERVICES
PMS (Portfolio ManagementSystem)
COREBANKINGSYSTEM
MARKETDATAVENDOR(S)STREETSIDE: Brokernetwork/ custodians/…
A FLEXIBLE INFRASTRUCTUREFOR EVERY BANK

14. BART VANHAEREN
CEO
Seasoned Banking Executive
Founded 3 businesses
20 years banking experience
Ex GE Capital; Arthur D. Little;
KBC Securities
MBA IMD/Lausanne
EMMANUEL WILDIERS
HEAD PRODUCT R&D
Master in Electrotechnical
Engineering
CFA charterholder
Head Portfolio Construction
at KBC Asset Management
Senior Quantitative Equity
Analyst/ Portfolio Manager at
Schroders, London
LAURENT SORBER
CTO / CO-FOUNDER
Ph.D. in Mathematical
Engineering, Summa cum
Laude
Founder of B2C roboadvisory
Founder of AI & machine
learning consultancy

15. LEUVEN
LUXEMBOURG
WARSAW

16. 10 - 20 Leads
5 Hot Leads; 2 close to a contract
1 LOI
3 Cooperation models with German, Dutch, and
Belgian bank software provider and well underway
with a major French player
‘PUBLIC’ SINCEJUNE2018

17. LEUVEN - WARSAW