What Is A Loan Modification? Spanish Version created by Foreclosure Solutions Group in Fort Myers, FL. We Save Homes! I want to tell you right now - - take heart. Your situation is not hopeless. We are going to give you every possible way out of the dilemma you’re now in. We are going to give you the information you’ll need to keep a foreclosure from ruining your life, and the life of your family, AND reveal the options to get you all back on track, just as quickly as humanly possible. We recommend you contact us today for a F*REE analysis of your situation to determine if the Homeowner Assistance Program, Loan Modification & Restructuring or Short Sale will produce your desired outcome. We will present you with options and make recommendations so you will be able to make an intelligent informed decision about the correct course of action to take next.With millions of homeowners stuck in adjustable rate mortgages or fixed rate mortgages that are simply way too high and with no way to refinance out of them, loan modifications may be the only way to assist struggling borrowers in this current difficult environment we’re in. It doesn’t matter how far behind you are, the size of your mortgage, your income, your credit history, or if you were unable to get help before. We have Solutions and we get Results! Let’s face it, for most Americans their home is the most expensive purchase and the most important investment they will ever make. Experiencing a financial hardship of any kind and facing possible foreclosure can make the “American Dream” seem more like a nightmare. You don’t have to feel like you’re alone and in the dark. YOU DO HAVE OPTIONS! Can you answer Yes to any of the following questions? 1. Are you struggling to make your mortgage payment every month? 2. Do you find yourself falling behind 1, 2, or even 3 months on your current mortgage payments? 3. Have you suffered a recent hardship i.e. illness, loss of wages, death? 4. Are you struggling to refinance your home due to the lack of equity damaged or less than perfect credit? 5. Are you in an adjustable rate mortgage which has either adjusted or will be adjusting in the coming months? 6. Are you presently in foreclosure and trying to save your home but not getting any cooperation from your lender? Our Solutions Work for You! Our legal staff will deal directly with your lender and negotiate the terms of your current mortgage (with payments you can actually afford). These changes can be in the interest rate, length of the loan, late charges can be waived or added to the principle, or we can convert your current ARM to a FIXED. There are several other possibilities and modifications that can be made to tailor your personal needs. Call (800) 713-0919 for your F*REE consultation today!