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The Future of Mobility:
Digital Trust
Stockholm 26.03.2019
Johannes Stock
GLOBAL HEAD OF DESIGN
“You know, it’s a
matter of trust. 



Giving them this data
feels like giving away
the key of my car.
- User test participant
JOHANNES STOCK / FUTURICE
What is personal data?
It’s not an asset.
Types of personal data
IDENTITY

GEO-SPATIAL

HEALTH / MEDICAL

FINANCIAL

SOCIAL GRAPH

EDUCATIONAL

EMPLOYMENT INFO
It’s not a product.
It’s not tech.
JOHANNES STOCK / FUTURICE
Data Darwinism
ccess to
customer data
becomes a central
factor for business
survival.
A
THE CHAPTER WHERE
JOHANNES STOCK / FUTURICE
TRUST
VALUEDATA
The Virtuous Circle
of Digital Trust
A Conceptual Framework
JOHANNES STOCK / FUTURICE
EXAMPLE IN MOBILITY
Mobility as a Service
A GRAPH BY MAAS GLOBAL
JOHANNES STOCK / FUTURICE
Maas Global:
Whim app
SCREEN DESIGNS BY MAAS
GLOBAL AND ITS PARTNERS
JOHANNES STOCK / FUTURICE
1.1-stop shop: 

mobility convenience
2.Better mobility options,
service improvements
3.Hassle-free transportation,
no need for private car
EXAMPLE IN MOBILITY
Mobility as a Service TRUST
VALUEDATA
1.Award-winning but unknown
Finnish startup
2.Regular usage: now over 3M trips
served
3.Full loyalty & brand ambassadors
1.Identity, geo-spatial,
financial
2.MaaS transactions, travel
data, customer care
3.Drivers license, socio-
demographics
JOHANNES STOCK / FUTURICE
Handling data with
care and capability TRUST
VALUEDATA
JOHANNES STOCK / FUTURICE
Data challenges
organisations & individuals
Data is an opportunity but also a liability
Ownership vs (shared) data rights
Burden and cognitive load for customers
JOHANNES STOCK / FUTURICE
Examples of data
ownership solutions
Marketplace for
personal data
Digital credentials
to verify identity
B2B2C micro-server
data account
JOHANNES STOCK / FUTURICE
Maximize the value
TRUST
VALUEDATA
JOHANNES STOCK / FUTURICE
JOHANNES STOCK / FUTURICE
Value is co-created
PRODUCT
OR SERVICE
CUSTOMER
Personal data
Value, e.g.
convenience
Platform/TechValue, e.g. revenue
BUSINESS
OTHER ACTORS/
PRODUCTS/SERVICES
What matters is
experienced value
LIFE
CHANGING
BENEFITS
EMOTIONAL BENEFITS
FUNCTIONAL BENEFITS
e.g. hope, self-actualization
e.g. wellness, entertainment
e.g. money, time, information, risk reduction
MODIFIED FROM FABIPAOLINI.COM/BLOG
What I value is based on 

my personal preferences, 

not what you say!
JOHANNES STOCK / FUTURICE
Economic sense of 

customer centricity
JOHANNES STOCK / FUTURICE
If I don’t like what
you offer me,
somebody else gets
my data!
ECONOMIC
POWER
Gain and keep trust
TRUST
VALUEDATA
JOHANNES STOCK / FUTURICE
“Everybody keeps saying,
data is the new oil, but I don’t
think so. Data is much
cheaper than trust.
JOHANNES STOCK / FUTURICE
- Sampo Hietanen, MaaS Global
An age-old question:
JOHANNES STOCK / FUTURICE
Brand as a trust-
building engine
JOHANNES STOCK / FUTURICE
“The biggest threat
today is to lose
your market share
of mind.
THE ECONOMIST / NOV 2018
When AI
becomes 

your brand
JOHANNES STOCK / FUTURICE
Apple’s

Siri
Google’s

Assistant + Duplex
Amazon’s

Echo + Alexa
IBM’s

Watson
Know what
matters to
your
customers
JOHANNES STOCK / FUTURICE
https://www.marketstrategies.com/blog/2017/08/brand-stickiness-
boosting-technology-brands-customer-loyalty-and-retention/
SOURCE:
Keep the human side 

in mind
JOHANNES STOCK / FUTURICE
Decisions are based on data
We are embodied data
Data mobility as a basic right
Towards your
Digital Trust
Strategy
TRUST
VALUEDATA
2
JOHANNES STOCK / FUTURICE
BUILD DATA
MUSCLES IN
YOUR ORG
1
BE A GOOD
CITIZEN4
LEVERAGE
BRAND
POWER
3
B E R L I N · H E L S I N K I · L O N D O N · M U N I C H · O S L O · S T O C K H O L M · T A M P E R E
Tack! Thank you!
Danke! Kiitos!
Stockholm 26.03.2019
Johannes Stock
GLOBAL HEAD OF DESIGN
johannes.stock@futurice.com
+49 (0) 160 9463 0757

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Future of Mobility - Futurice Stockholm

  • 1. B E R L I N · H E L S I N K I · L O N D O N · M U N I C H · O S L O · S T O C K H O L M · T A M P E R E The Future of Mobility: Digital Trust Stockholm 26.03.2019 Johannes Stock GLOBAL HEAD OF DESIGN
  • 2. “You know, it’s a matter of trust. 
 
 Giving them this data feels like giving away the key of my car. - User test participant JOHANNES STOCK / FUTURICE
  • 3. What is personal data? It’s not an asset. Types of personal data IDENTITY
 GEO-SPATIAL
 HEALTH / MEDICAL
 FINANCIAL
 SOCIAL GRAPH
 EDUCATIONAL
 EMPLOYMENT INFO It’s not a product. It’s not tech. JOHANNES STOCK / FUTURICE
  • 4. Data Darwinism ccess to customer data becomes a central factor for business survival. A THE CHAPTER WHERE JOHANNES STOCK / FUTURICE
  • 5. TRUST VALUEDATA The Virtuous Circle of Digital Trust A Conceptual Framework JOHANNES STOCK / FUTURICE
  • 6. EXAMPLE IN MOBILITY Mobility as a Service A GRAPH BY MAAS GLOBAL JOHANNES STOCK / FUTURICE
  • 7. Maas Global: Whim app SCREEN DESIGNS BY MAAS GLOBAL AND ITS PARTNERS JOHANNES STOCK / FUTURICE
  • 8. 1.1-stop shop: 
 mobility convenience 2.Better mobility options, service improvements 3.Hassle-free transportation, no need for private car EXAMPLE IN MOBILITY Mobility as a Service TRUST VALUEDATA 1.Award-winning but unknown Finnish startup 2.Regular usage: now over 3M trips served 3.Full loyalty & brand ambassadors 1.Identity, geo-spatial, financial 2.MaaS transactions, travel data, customer care 3.Drivers license, socio- demographics JOHANNES STOCK / FUTURICE
  • 9. Handling data with care and capability TRUST VALUEDATA JOHANNES STOCK / FUTURICE
  • 10. Data challenges organisations & individuals Data is an opportunity but also a liability Ownership vs (shared) data rights Burden and cognitive load for customers JOHANNES STOCK / FUTURICE
  • 11. Examples of data ownership solutions Marketplace for personal data Digital credentials to verify identity B2B2C micro-server data account JOHANNES STOCK / FUTURICE
  • 13. JOHANNES STOCK / FUTURICE Value is co-created PRODUCT OR SERVICE CUSTOMER Personal data Value, e.g. convenience Platform/TechValue, e.g. revenue BUSINESS OTHER ACTORS/ PRODUCTS/SERVICES
  • 14. What matters is experienced value LIFE CHANGING BENEFITS EMOTIONAL BENEFITS FUNCTIONAL BENEFITS e.g. hope, self-actualization e.g. wellness, entertainment e.g. money, time, information, risk reduction MODIFIED FROM FABIPAOLINI.COM/BLOG What I value is based on 
 my personal preferences, 
 not what you say! JOHANNES STOCK / FUTURICE
  • 15. Economic sense of 
 customer centricity JOHANNES STOCK / FUTURICE If I don’t like what you offer me, somebody else gets my data! ECONOMIC POWER
  • 16. Gain and keep trust TRUST VALUEDATA JOHANNES STOCK / FUTURICE
  • 17. “Everybody keeps saying, data is the new oil, but I don’t think so. Data is much cheaper than trust. JOHANNES STOCK / FUTURICE - Sampo Hietanen, MaaS Global
  • 18. An age-old question: JOHANNES STOCK / FUTURICE
  • 19. Brand as a trust- building engine JOHANNES STOCK / FUTURICE “The biggest threat today is to lose your market share of mind. THE ECONOMIST / NOV 2018
  • 20. When AI becomes 
 your brand JOHANNES STOCK / FUTURICE Apple’s
 Siri Google’s
 Assistant + Duplex Amazon’s
 Echo + Alexa IBM’s
 Watson
  • 21. Know what matters to your customers JOHANNES STOCK / FUTURICE https://www.marketstrategies.com/blog/2017/08/brand-stickiness- boosting-technology-brands-customer-loyalty-and-retention/ SOURCE:
  • 22. Keep the human side 
 in mind JOHANNES STOCK / FUTURICE Decisions are based on data We are embodied data Data mobility as a basic right
  • 23. Towards your Digital Trust Strategy TRUST VALUEDATA 2 JOHANNES STOCK / FUTURICE BUILD DATA MUSCLES IN YOUR ORG 1 BE A GOOD CITIZEN4 LEVERAGE BRAND POWER 3
  • 24. B E R L I N · H E L S I N K I · L O N D O N · M U N I C H · O S L O · S T O C K H O L M · T A M P E R E Tack! Thank you! Danke! Kiitos! Stockholm 26.03.2019 Johannes Stock GLOBAL HEAD OF DESIGN johannes.stock@futurice.com +49 (0) 160 9463 0757