By incorporating digital signature capturing into the age-old process of signing documents, companies can save front- and back-office costs in labor, printing, scanning, faxing, mailing of paper originals and long-term storage. You can now email the document for immediate receipt by the client, partner, coworker or employee. They can sign it instantly electronically, with a tablet or smartphone, no matter where they are. Field agents can also get documents signed in person, in real time, by presenting a document to a client on a tablet.
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Signature Capture for iPad and Android - Sign on the Dotted Screen
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SIGNificant e-Signing for the
iPad and Android
www.xyzmo.com
SIGNificant Signature Capture allows any document to be completed and signed
electronically with your handwritten signature. The signature captured is forensically
identifiable and can be authenticated based on the recorded parameters against a pre-
enrolled signature profile. Clients, partners, coworkers, or employees can instantly sign a
document electronically with a tablet or smartphone no matter where they are, just as
they are used to doing with their handwritten signature on paper. Field agents can also get
documents signed in person, in real time, by presenting a document to a client on a tablet.
Visibility and control over your e-sign process
SIGNificant offers much more than e-signing of documents. Enterprises can control and govern all steps in the
completion and signing process of contracts, including positioning signature fields, filling out forms, adding
annotations, accessing the camera for scanning attachments, and much more.
Ensure the highest levels of enforceability and signer authentication
When a signature is captured locally on the device, it is safely embedded using an asynchronous public key encryption
into and uniquely bound to the target PDF document. Copy/paste attacks can thus be easily detected. Furthermore, a
digital signature is applied, which turns the document into a sealed PDF, making undetectable changes of document
content impossible. Moreover, if online connection is available, you even can authenticate signers in real-time against
their pre-enrolled biometrical signature profile through dynamic signature verification – thus ensuring that only
authorized users can sign certain documents.
Customer Benefits Functions
As simple as signing on paper
Documents cannot get lost during delivery
Signatures or attachments cannot be forgotten
Socially accepted – handwritten e-signatures
require no changes in user habits
Reduced fraud through bullet-proof security and
authentication – even in real-time
Seamless and fast integration in existing
application and document flows
Accelerates POS processes, freeing up time for
up-selling & cross-selling activities
Control and govern all steps in the completion
and signing process of contracts
Supports pressure sensitive pens for Android and
iPad for the most natural signing experience,
palm protection and high-quality signature
recording
Based on open PDF standards, with no
proprietary e-signature technology
Leading biometrical signature verification in real-
time, with self-learning reference profiles
Highly scalable, robust server platform with
straightforward server-side integration
Complete and sign documents fully offline
Paperless Contracting for Mobile Devices
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SIGNificant Architecture Overview
Sign on the Dotted Screen
Signing a document with your handwritten signature is socially well accepted around the world. Bringing it into the
digital world has the big advantage of avoiding costly media breaches while conforming to already well-established
user habits and business processes.
Natural signing experience like pen on paper
Signing with pressure-sensitive "digital pen" in particular provides a writing experience like signing on paper, as pen
input is differentiated from touch operations. This greatly enhances the user experience compared to a passive stylus
or signing with your finger. Some pressure-sensitive "digital pen" also deliver native palm resistance, which further
improves the signing experience and the quality of the captured signature.
More than just the image – 5D biometrical paramaters
A signature captured with SIGNificant is much more than just an electronic
image of a digitized signature. We record – forensically identifiably – the
handwritten signature of a person using all available parameters, such as
acceleration, speed, and rhythm. These parameters are unique to every
individual and cannot be reproduced by a forger. A pressure-sensitive "digital
pen" also registers, in addition to a very high recording accuracy, the writing
pressure, which allows for the best possible signature verification.
Real-time authentication for highest process security
In addition to a deep manual signature verification that a forensic expert can do anytime
afterwards using the SIGNificant PenAnalyst software, xyzmo also provides a signature
verification that authenticates a signature against a pre-enrolled signature profile
database in real-time. As the system can use all recorded biometric data for its signature
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verification, the false acceptence/rejection rates it achieves are in the low one-digit percentage range. Its self-
learning algorithm enabels the system to stay up to date with changing signing habits over time. In addition, it has
the advantage of lacking the invasive nature of other biometrical authentication methods such as fingerprint, face, or
retina scan, all of which do not allow the simple switch to a different biometric signature in case the data is stolen.
Bullet Proof Through High Security
xyzmo provides highest level of security to avoid biometrically signed documents can be faked in any way.
Biometric encryption
The biometrical signature data is encrypted asymmetrically using a public key directly while recording. Reading the
signature for verification purposes is only possible through decrypting it with the corresponding private key, which
can either be stored offline, e.g. at a notary, or when required online in e.g. a High-Security Module (HSM).
Document binding
The biometric signature is always securely bound to a unique document. Its fingerprint
(hash) is encrypted together with the biometrical signature data making copy/paste
attacks impossible.
Integrity protection
Once a handwritten signature is captured, a digital signature is also applied, which
turns the document into a sealed PDF, making undetectable changes of the document
content impossible.
Standard Compliancy and Compatibility
Full-conformance PDF and PDF/A e-signature standard
Signed documents can be viewed by any standard PDF viewer. Documents are sealed with a digital signature
compliant to the ISO standards for PDF. Thus, the validity of the digital signature can easily be validated with Adobe
Reader and many other PDF viewers. Moreover, the digital signature can show the GPS coordinates of the location
where the signature was provided.
ISO/IEC 19794-7:2007 standard for biometric signature exchange
Biometric signatures can be exported according to the ISO/IEC 19794-7:2007 standard for biometric signature
exchange, providing full vendor independence of the signed documents.
Compatible with major signature capturing devices
SIGNificant is compatible with signature capturing devices from all major vendors, including dedicated signature pads.
Straightforward Integration
Front-end – App
Either use the standard SIGNificant App or integrate the app’s functionality and UI views into your own app through
the SIGNificant SDK. Moreover, you can easily adapt the default color schema of the app to your corporate design.